"Most" automotive policies already provide policy coverage to the owner regardless of who the driver is. This assumes the driver has the owner's permission to be driving the vehicle. If the driver were to be sued as a result of an accident, then HE might need some personal coverage, hopefully provided by his own policies.
If you are asking for a policy that will provide a driver, then I think you should look at the FMCAssist program offered as a member benefit by FMCA. That is what that program is intended to do.
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