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10-24-2016, 06:48 PM
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#1
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Senior Member
Join Date: Nov 2015
Posts: 423
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Motorcoach Insurance
I had Allied/Nationwide insurance on my other RV but they won't insure any Rv over $250,000. I contacted BlueSky and they said the same thing. can anyone recommend a good Rv Insurance Company. Brown & Brown of Kentucky will do it but I never heard of them.
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Ralph 2017 Newmar Dutch Star 4018
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10-24-2016, 07:02 PM
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#2
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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I have The Hartford through AARP. The went with agreed value on mine. Looks like I'll be changing home insurance to them also and save another $1,000 a year.
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2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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10-24-2016, 08:30 PM
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#3
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Senior Member
Join Date: May 2005
Location: south jersey
Posts: 290
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We were with Blue Sky for our gasser. When we got our DS they would not cover us due to coach value. We got quotes from www.rvins.com and the Ed Tobin Agency (Lou Dimola) and ended up with Progressive with Tobin Agency. If you do agreed value, some companies are different. With Progressive if you total the coach, they will pay agreed value and you can walk away if you want to. With National Interstate, they will pay agreed value, but you must buy a new coach.
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2014 Dutch Star 4018
2013 Honda CRV TOAD
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10-24-2016, 08:54 PM
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#4
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Senior Member
Newmar Owners Club Freightliner Owners Club
Join Date: Sep 2012
Location: Miramar Beach, Florida
Posts: 864
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Motorcoach Insurance
Give Ed Tobin agency in NJ a call. I have been with them since day one on our new coach In 2014. Lou got us National Intrastate, very pleased with the cost and coverage.
Sent from my iPad
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Ken & Diane
2014 Newmar Ventana 4369 All Electric 400HP
2023 Jeep Grand Cherokee Overland
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10-24-2016, 09:34 PM
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#5
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Senior Member
Tiffin Owners Club Workhorse Chassis Owner
Join Date: Oct 2009
Location: Warner Robins, GA
Posts: 2,613
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__________________
Jon & Sue Francis (Retired U.S.A.F.)
Lil Girl-Rescued, Abby Rescued, Peaches Rescued
06 Allegro 35TSA Workhorse Chassis
2013 Chevy Spark Dinghy
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10-24-2016, 11:19 PM
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#6
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Senior Member
Join Date: Nov 2015
Posts: 423
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Thanks everyone for your input. So far National General is the one I will likely go with.
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Ralph 2017 Newmar Dutch Star 4018
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10-25-2016, 09:06 AM
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#7
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Senior Member
Join Date: Mar 2014
Posts: 1,459
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Try the folks at FMCA. As I was getting quotes for future purchase planning they were by far the lowest that I found.
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Gary 2021 NH Majestic
Ram 5500 with Bodywerks bed
Box Elder, SD and the road
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10-25-2016, 09:17 AM
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#8
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Senior Member
Newmar Owners Club Freightliner Owners Club
Join Date: Jul 2016
Location: Fulltime since ‘16
Posts: 2,624
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Quote:
Originally Posted by RJ51
Thanks everyone for your input. So far National General is the one I will likely go with.
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We got our NG policy from Miller Insurance who are recommended by many on IRV2. Far below quote from Progressive for identical coverage.
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CC, Paul, & puppy Leap (ACD)
'17 DSDP4018, Wrangler toad
[SIGPIC][/SIGPIC]
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10-25-2016, 09:22 AM
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#9
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Registered User
Join Date: Aug 2014
Location: western NC mountains!
Posts: 4,106
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Quote:
Originally Posted by RJ51
... Brown & Brown of Kentucky will do it but I never heard of them.
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Brown & Brown is just a large agency(broker) who uses various companies to offer the broadest range of coverage options to it's customers. The actual COMPANY that you have insurance with will be determined by which of the offers from B&B that you accept, if more than one is offered.
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10-25-2016, 09:43 AM
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#10
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Senior Member
Newmar Owners Club
Join Date: May 2015
Posts: 315
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Explorer RV Insurance
I shopped around quite a bit last Fall. We are fulltimers and wanted to have an umbrella liability policy to add additional liability coverage on top of our motorhome and car. Some of the companies couldn't do that. As I remember, Hartford / AARP could not.
We got excellent pricing and very responsive customer service through:
Stacie A. Price
Specialty Agent
Explorer RV
PO Box 568
Richfield, OH 44286
888-774-6778
stacie.price@explorerrv.com
RV Insurance
We bought both policies through Stacie. The motorhome is insured by Triumphe Casualty CO and the car through National Interstate. I don't remember who the umbrella is through. We got a discount on the motorhome policy from being a member of Escapees.
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10-25-2016, 10:53 AM
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#11
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Senior Member
Join Date: Nov 2015
Posts: 423
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Quote:
Originally Posted by MisterT
Brown & Brown is just a large agency(broker) who uses various companies to offer the broadest range of coverage options to it's customers. The actual COMPANY that you have insurance with will be determined by which of the offers from B&B that you accept, if more than one is offered.
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Yes, that's correct, I found that out yesterday. They came back with National General with about half the cost of Progressive. So I think I'll go with them.
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Ralph 2017 Newmar Dutch Star 4018
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10-25-2016, 11:08 AM
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#12
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Quote:
Originally Posted by RJ51
Thanks everyone for your input. So far National General is the one I will likely go with.
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I had National General, went to The Hartford and saved $1,300 a year. Now still having trouble with National General anyway. Had a minor fender bender Sept '15. (First chargeable since HS and I'll be 70 in Jan). Wife complained about neck pain so they opened a claim. This forced Medicare to become secondary to National General. But when we changed policies in March of this year National NEVER changed the Medicare records. Now my DW has died and Medicare is rejecting and re-figuring all claims since Jan. due to it.
Yep, I know, just a paperwork error but it's taken me over two months, hopefully, get it straightened out.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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10-25-2016, 11:46 AM
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#13
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Senior Member
Join Date: Nov 2015
Posts: 423
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Quote:
Originally Posted by Mr_D
I had National General, went to The Hartford and saved $1,300 a year. Now still having trouble with National General anyway. Had a minor fender bender Sept '15. (First chargeable since HS and I'll be 70 in Jan). Wife complained about neck pain so they opened a claim. This forced Medicare to become secondary to National General. But when we changed policies in March of this year National NEVER changed the Medicare records. Now my DW has died and Medicare is rejecting and re-figuring all claims since Jan. due to it.
Yep, I know, just a paperwork error but it's taken me over two months, hopefully, get it straightened out.
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Sorry to hear that Mr. D. National General quoted me a price 0f $1,305 or $1,173 if paid in full for the year. Progressive was $2,231.
__________________
Ralph 2017 Newmar Dutch Star 4018
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10-25-2016, 08:23 PM
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#14
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Senior Member
Monaco Owners Club
Join Date: Oct 2009
Location: Tucson, AZ
Posts: 6,544
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We had USAA for the last 30 years. Unfortunately, they are no longer insuring RVs.
I initially insured our new motor home with Progressive.
I just did a comparison quote with National General and it is quite a bit more than my current Progressive policy.
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