RV Trip Planning Discussions

Go Back   iRV2 Forums > THE OWNER'S CORNER FORUMS > Newmar Owner's Forum
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 07-08-2019, 04:26 PM   #1
Member
 
Bowl300's Avatar
 
Join Date: Jul 2010
Location: So. Cal.
Posts: 68
Retirement to tax friendly states

Hi,
Wasn’t sure where to post this question, so since we are Newmar people thought I’d try here.

We plan on selling house and getting out of California. Physically looked at AZ and TN. TN certainly prettier and more tax friendly for us seniors but my husband is stuck on the RV garage homes in Bullhead or Surprise, AZ and wants the dry heat. As East Coast born and raised, humidity states are out.

My confusion is the cost of the RV tags/registration. Does AZ have a different formula for the RV rather than 60% of msrp and rate of 2.80 per $100?

I tried their formula and came out paying thousands every year....heck it’s bad enough paying $2k for CA. every year.
__________________

__________________
Ed & Doreen..with Cavaliers Elvis, Tucker & Bella
2017 DSDP 4018
2016 GMC Canyon toad ....SMI AF1; Blue Ox Avail
Bowl300 is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 07-08-2019, 04:38 PM   #2
Senior Member
 
brucemcdou's Avatar
 
Newmar Owners Club
Freightliner Owners Club
Join Date: May 2008
Location: San Francisco Bay Area, CA
Posts: 444
[Mod Edit] That said, I hope you and your husband are considering more than just the RV registration fees: income tax, sales tax, "personal property" tax, estate tax, cost and access to medical care, etc. etc. If it were me deciding I'd want to have an idea of the overall cost, not just one component of it.

We're not there yet but it's getting closer for us, so I'm rooting for you to make the best decision possible and then let the rest of us know!
__________________

__________________
Bruce & Dan
2017 Ventana LE 3412; 2010 CR-V Toad
brucemcdou is offline   Reply With Quote
Old 07-08-2019, 04:55 PM   #3
Registered User
 
Newmar Owners Club
Join Date: Nov 2008
Posts: 2,899
Cannot speak to Registration Fees, as stated above, more than just how much RV costs. AZ has the following:
1. Very high electricity reates, sliding scale, up for summer due to heat. Very little Hydro Generation, mostly oil/coal fired with some solar, in winter we get over 100 monthly electric bills in Yuma, AZ, would never live there for that one reason
2. Property Tax ours is high for a 8000 sqft lot, again, not tax friendly for land ownership.
3. Income Tax, run test return based on income, not cheap.
Cannot speak to other taxes, lots of sun, heat, some snakes, and not friendly to retirees. Other places more so, NV if you got to stay out west.
Renipladlo is offline   Reply With Quote
Old 07-08-2019, 05:04 PM   #4
Member
 
Hugh Jass's Avatar
 
Join Date: Nov 2016
Location: Katy, Texas
Posts: 52
Easy. Texas
__________________
----
Todd and Laurie
2018 DSDP 4362 Spartan < = 2016 Ford Edge
Hugh Jass is offline   Reply With Quote
Old 07-08-2019, 05:11 PM   #5
Senior Member
 
Carefree's Avatar


 
Newmar Owners Club
Join Date: Apr 2016
Location: Carefree, AZ
Posts: 569
I live in AZ and own a 2016 DSDP 4018. You are correct that registration fees are crazy high - I pay thousands each year for our RV. I forgot the formula but its based on the value of your car/coach and its age.

Property taxes are low compared to most other states - certainly CA. Same is true for electricity. While not the cheapest in the nation, the kwh rates are reasonable. You might consider solar to offset your cost - that's what we did years ago and the panels have paid for themselves many times over.
__________________
Juergen & Margit
2016 Newmar DS 4018
2016 Jeep GC Limited
Carefree is online now   Reply With Quote
Old 07-08-2019, 05:13 PM   #6
Member
 
Bowl300's Avatar
 
Join Date: Jul 2010
Location: So. Cal.
Posts: 68
Brucemcdou,

Yes, we have looked at all the tax burdens on numerous states and don’t expect perfect...we realize AZ has state tax, 401k tax, etc and lousy healthcare in Bullhead (my big issue). Just have to convince hubby AZ may not be the best choice and the RV yearly registration would be my culprit. Good for those without RV’s as housing/property tax seems somewhat lower.

NV housing prices and property tax higher or I would consider there.
__________________
Ed & Doreen..with Cavaliers Elvis, Tucker & Bella
2017 DSDP 4018
2016 GMC Canyon toad ....SMI AF1; Blue Ox Avail
Bowl300 is offline   Reply With Quote
Old 07-08-2019, 05:21 PM   #7
Senior Member
 
TXiceman's Avatar


 
Vintage RV Owners Club
Texas Boomers Club
Oklahoma Boomers Club
Ford Super Duty Owner
Join Date: Aug 2000
Location: Full Time, TX Home Base
Posts: 17,710
Blog Entries: 21
Look at the Escapees website. Lots of info on becoming a TEXAN. They also use Florida and South Dakota as mail service locations.

Ken
__________________
Amateur Radio Operator (KE5DFR)|Full-Time! - 2012 6.7L Ford Crew Cab Dually -2013 HitchHiker Champagne 38RLRSB - Travel with one Standard Schnauzer and one small Timneh African Gray Parrot
TXiceman is online now   Reply With Quote
Old 07-08-2019, 05:35 PM   #8
Senior Member
 
PaulTNaples's Avatar
 
Join Date: Aug 2017
Location: Naples, FL
Posts: 243
Florida is the only real choice. No state income tax, low registration and tag fees. Low property taxes. Bonus is that in the summer you pack up the RV and head for cooler weather while enjoying our beautiful country.
__________________
Paul & LeAnn Toth
The Doodles Kiki and Baxter
2018 Ventana 4037
PaulTNaples is offline   Reply With Quote
Old 07-08-2019, 05:39 PM   #9
Senior Member
 
saddlesore's Avatar


 
Foretravel Owners Club
Join Date: Apr 2016
Location: Home is Where WE PARK IT...
Posts: 4,179
Another vote for Escapees here..



We are full timers and have no intention of buying real estate for quite a few years (hopefully)


Just last week made the trek from Oregon(income taxes on retirement funding other than SS check) to South Dakota and established "Legal Residency of Record"
.....
No income taxes of any sort
Yes they have a sales tax.4% I think
No vehicle inspections
No "special RV drivers license" for a "full meal deal" DP.



Only have to return to the state once every 5 years to get pic taken for the drivers license renewal.


Happy Hunting
__________________
Retired driver, Full Timing in a Foretravel.
Oregon Natives, South Dakota residents
Home is Wherever We Park It.
saddlesore is offline   Reply With Quote
Old 07-08-2019, 05:55 PM   #10
Senior Member
 
saddlesore's Avatar


 
Foretravel Owners Club
Join Date: Apr 2016
Location: Home is Where WE PARK IT...
Posts: 4,179
ALSO Check This out...VERY Informative...


https://www.kiplinger.com/tool/retir...rees/index.php
__________________
Retired driver, Full Timing in a Foretravel.
Oregon Natives, South Dakota residents
Home is Wherever We Park It.
saddlesore is offline   Reply With Quote
Old 07-08-2019, 06:33 PM   #11
Senior Member
 
Join Date: Aug 2011
Location: Enjoying the Western States!
Posts: 10,307
Why Bullhead, AZ? That would be the armpit for us! Quite a comparison to Surprise. Other places to consider in Arizona with lots to do, excellent medical... Apache Junction - nice lakes nearby, Wickenburg, Green Valley, Sierra Vista or if you don't want the summer heat and can do with some winter chill - occasional light snow, look into Show Low or Pinetop - nice forests and lakes and beautiful summer temperatures.
__________________
Full-timed for 16 Years . . .
Traveled 8 yr in a 2004 Newmar Dutch Star 40' Diesel
& 8 yr in a 33' Travel Supreme 5th wheel
twogypsies is offline   Reply With Quote
Old 07-08-2019, 07:23 PM   #12
Senior Member
 
Join Date: May 2010
Posts: 635
Quote:
Originally Posted by Bowl300 View Post
Hi,

We plan on selling house and getting out of California. Physically looked at AZ and TN. TN certainly prettier and more tax friendly for us seniors but my husband is stuck on the RV garage homes in Bullhead or Surprise, AZ and wants the dry heat. As East Coast born and raised, humidity states are out.
Assuming since you mentioned looking at TN you looked at the RV garage home community that advertises in all the magazines and hosts "educational" sessions at some club conventions.

The prices/costs they tout for the houses are well below what you actually end up paying (by generally 50% - basically their price is just for the shell, no lot prep, minimal allowances for interior finishes, no allowances for electrical/plumbing/lighting beyond the minimum required by code) and the prices are way out of line for the area. There are hidden costs everywhere with one of their builds. We have direct, personal experience and consider ourselves lucky we got out before committing to a build, but we did lose 2 years of our retirement plan dorking around with their so-called "designer".

Now, we did retire to the Cumberland Plateau for the climate, the lower cost (MUCH less than Texas where we moved from), and the slower pace of living.
__________________
2017 LTV Unity U24CB
2003 Foretravel U320
1999 Lazy Daze 30IB
spuds is offline   Reply With Quote
Old 07-09-2019, 07:52 AM   #13
Senior Member
 
Hawkeye's Avatar
 
Freightliner Owners Club
Join Date: Aug 2010
Location: IOWA
Posts: 393
Quote:
Originally Posted by spuds View Post
..........Now, we did retire to the Cumberland Plateau for the climate, the lower cost (MUCH less than Texas where we moved from), and the slower pace of living.
What towns, campgrounds, and coach resorts are in your area? Thanks
__________________
Loren - Sarah & Sammy the Flying Sheepadoddle
2018 Dutchstar 4018
2019 F 150 Eco-boost
Hawkeye is offline   Reply With Quote
Old 07-09-2019, 09:03 AM   #14
Senior Member
 
Join Date: Aug 2016
Location: payson, az
Posts: 421
i have no stake in this and do not know the details of all the states. upon retirement we relocated from southern california to arizona.

the registration fee is based upon the retail price of the rv (what the mvd says not what you actually paid) and it then decreases by 16% each subsequent year. no special drivers license requirements. social security income is excluded from state taxes (as they are in california). property taxes are tons less expensive than california. there is state and local income tax. health care facilities vary by location.

if you want to escape the heat try the arizona mountains. places like flagstaff, payson, show low, prescott, sedona. flagstaff is actually quite snowy. not all of arizona is desert.

one thing to realize about arizona is that there is one large population center and the rest of the state is very much small rural localities. flagstaff and tucson also have some population but nowhere as much as phoenix.

one final note. it is only a days drive back to socal if you need to go there (family).

this is not an endorsement for or against. just trying to offer info.
__________________

bigchick is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 5 (0 members and 5 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Full-time RV "friendly" states?? tsm1975 New Member Check-In 9 02-23-2016 05:56 PM
States without excise/property tax on vehicles Fla2RI iRV2.com General Discussion 51 03-19-2013 11:43 AM
States and Tax rates..... TXiceman Just Conversation 1 10-30-2012 01:33 PM
Friendly tax states for retirees 1ciderdog iRV2.com General Discussion 3 09-18-2012 12:34 AM
What states are most friendly financially to retirees? AZgl1500 Just Conversation 36 04-16-2011 08:43 PM

» Featured Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 08:28 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
×