|
|
07-08-2019, 03:26 PM
|
#1
|
Member
Newmar Owners Club
Join Date: Jul 2010
Location: Fernandina Beach, FL
Posts: 81
|
Retirement to tax friendly states
Hi,
Wasn’t sure where to post this question, so since we are Newmar people thought I’d try here.
We plan on selling house and getting out of California. Physically looked at AZ and TN. TN certainly prettier and more tax friendly for us seniors but my husband is stuck on the RV garage homes in Bullhead or Surprise, AZ and wants the dry heat. As East Coast born and raised, humidity states are out.
My confusion is the cost of the RV tags/registration. Does AZ have a different formula for the RV rather than 60% of msrp and rate of 2.80 per $100?
I tried their formula and came out paying thousands every year....heck it’s bad enough paying $2k for CA. every year.
__________________
Ed & Doreen.....with our Cavaliers, Tucker & Bella
2017 DSDP 4018
2016 GMC Canyon toad ....SMI AF1; Blue Ox Avail
|
|
|
|
Join the #1 RV Forum Today - It's Totally Free!
iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!
|
07-08-2019, 03:38 PM
|
#2
|
Senior Member
Newmar Owners Club Freightliner Owners Club
Join Date: May 2008
Location: San Francisco Bay Area, CA
Posts: 582
|
[Mod Edit] That said, I hope you and your husband are considering more than just the RV registration fees: income tax, sales tax, "personal property" tax, estate tax, cost and access to medical care, etc. etc. If it were me deciding I'd want to have an idea of the overall cost, not just one component of it.
We're not there yet but it's getting closer for us, so I'm rooting for you to make the best decision possible and then let the rest of us know!
__________________
Bruce & Dan
2017 Ventana LE 3412; 2010 CR-V Toad
|
|
|
07-08-2019, 03:55 PM
|
#3
|
Registered User
Newmar Owners Club
Join Date: Nov 2008
Posts: 2,899
|
Cannot speak to Registration Fees, as stated above, more than just how much RV costs. AZ has the following:
1. Very high electricity reates, sliding scale, up for summer due to heat. Very little Hydro Generation, mostly oil/coal fired with some solar, in winter we get over 100 monthly electric bills in Yuma, AZ, would never live there for that one reason
2. Property Tax ours is high for a 8000 sqft lot, again, not tax friendly for land ownership.
3. Income Tax, run test return based on income, not cheap.
Cannot speak to other taxes, lots of sun, heat, some snakes, and not friendly to retirees. Other places more so, NV if you got to stay out west.
|
|
|
07-08-2019, 04:04 PM
|
#4
|
Member
Join Date: Nov 2016
Location: Katy, Texas
Posts: 93
|
Easy. Texas
__________________
----
Todd and Laurie
2018 DSDP 4362 Spartan
|
|
|
07-08-2019, 04:11 PM
|
#5
|
Senior Member
Newmar Owners Club
Join Date: Apr 2016
Location: Carefree, AZ
Posts: 620
|
I live in AZ and own a 2016 DSDP 4018. You are correct that registration fees are crazy high - I pay thousands each year for our RV. I forgot the formula but its based on the value of your car/coach and its age.
Property taxes are low compared to most other states - certainly CA. Same is true for electricity. While not the cheapest in the nation, the kwh rates are reasonable. You might consider solar to offset your cost - that's what we did years ago and the panels have paid for themselves many times over.
__________________
Juergen & Margit
2016 Newmar DS 4018
2016 Jeep GC Limited
|
|
|
07-08-2019, 04:13 PM
|
#6
|
Member
Newmar Owners Club
Join Date: Jul 2010
Location: Fernandina Beach, FL
Posts: 81
|
Brucemcdou,
Yes, we have looked at all the tax burdens on numerous states and don’t expect perfect...we realize AZ has state tax, 401k tax, etc and lousy healthcare in Bullhead (my big issue). Just have to convince hubby AZ may not be the best choice and the RV yearly registration would be my culprit. Good for those without RV’s as housing/property tax seems somewhat lower.
NV housing prices and property tax higher or I would consider there.
__________________
Ed & Doreen.....with our Cavaliers, Tucker & Bella
2017 DSDP 4018
2016 GMC Canyon toad ....SMI AF1; Blue Ox Avail
|
|
|
07-08-2019, 04:21 PM
|
#7
|
Moderator Emeritus
Ford Super Duty Owner
Join Date: Aug 2000
Location: Bryan, TX when not traveling.
Posts: 22,948
|
Look at the Escapees website. Lots of info on becoming a TEXAN. They also use Florida and South Dakota as mail service locations.
Ken
__________________
Amateur Radio Operator (KE5DFR)|No Longer Full-Time! - 2023 Cougar 22MLS toted by 2022 F150, 3.5L EcoBoost Tow Max FX4 Lariat Travel with one Standard Schnauzer and one small Timneh African Gray Parrot, retired mechanical engineer
|
|
|
07-08-2019, 04:35 PM
|
#8
|
Senior Member
Join Date: Aug 2017
Location: Naples, FL
Posts: 543
|
Florida is the only real choice. No state income tax, low registration and tag fees. Low property taxes. Bonus is that in the summer you pack up the RV and head for cooler weather while enjoying our beautiful country.
__________________
Paul & LeAnn Toth
The Doodles Kiki and Baxter
2022 Dutch Star 4369
|
|
|
07-08-2019, 04:39 PM
|
#9
|
Senior Member
Foretravel Owners Club
Join Date: Apr 2016
Location: Home is Where WE PARK IT...
Posts: 6,059
|
Another vote for Escapees here..
We are full timers and have no intention of buying real estate for quite a few years (hopefully)
Just last week made the trek from Oregon(income taxes on retirement funding other than SS check) to South Dakota and established "Legal Residency of Record"
.....
No income taxes of any sort
Yes they have a sales tax.4% I think
No vehicle inspections
No "special RV drivers license" for a "full meal deal" DP.
Only have to return to the state once every 5 years to get pic taken for the drivers license renewal.
Happy Hunting
__________________
Retired truckdriver,
'02 Foretravel... "This Shack will do"
being pushed by an '06 Scion xB
SKP's of Box Elder, South Dakota
|
|
|
07-08-2019, 04:55 PM
|
#10
|
Senior Member
Foretravel Owners Club
Join Date: Apr 2016
Location: Home is Where WE PARK IT...
Posts: 6,059
|
__________________
Retired truckdriver,
'02 Foretravel... "This Shack will do"
being pushed by an '06 Scion xB
SKP's of Box Elder, South Dakota
|
|
|
07-08-2019, 05:33 PM
|
#11
|
Senior Member
Join Date: Aug 2011
Location: Enjoying the Western States!
Posts: 19,795
|
Why Bullhead, AZ? That would be the armpit for us! Quite a comparison to Surprise. Other places to consider in Arizona with lots to do, excellent medical... Apache Junction - nice lakes nearby, Wickenburg, Green Valley, Sierra Vista or if you don't want the summer heat and can do with some winter chill - occasional light snow, look into Show Low or Pinetop - nice forests and lakes and beautiful summer temperatures.
__________________
Full-timed for 16 Years . . .
Traveled 8 yr in a 2004 Newmar Dutch Star 40' Diesel
& 8 yr in a 33' Travel Supreme 5th wheel
|
|
|
07-08-2019, 06:23 PM
|
#12
|
Senior Member
Join Date: May 2010
Posts: 1,131
|
Quote:
Originally Posted by Bowl300
Hi,
We plan on selling house and getting out of California. Physically looked at AZ and TN. TN certainly prettier and more tax friendly for us seniors but my husband is stuck on the RV garage homes in Bullhead or Surprise, AZ and wants the dry heat. As East Coast born and raised, humidity states are out.
|
Assuming since you mentioned looking at TN you looked at the RV garage home community that advertises in all the magazines and hosts "educational" sessions at some club conventions.
The prices/costs they tout for the houses are well below what you actually end up paying (by generally 50% - basically their price is just for the shell, no lot prep, minimal allowances for interior finishes, no allowances for electrical/plumbing/lighting beyond the minimum required by code) and the prices are way out of line for the area. There are hidden costs everywhere with one of their builds. We have direct, personal experience and consider ourselves lucky we got out before committing to a build, but we did lose 2 years of our retirement plan dorking around with their so-called "designer".
Now, we did retire to the Cumberland Plateau for the climate, the lower cost (MUCH less than Texas where we moved from), and the slower pace of living.
__________________
2017 LTV Unity U24CB
2003 Foretravel U320
1999 Lazy Daze 30IB
|
|
|
07-09-2019, 06:52 AM
|
#13
|
Senior Member
Freightliner Owners Club
Join Date: Aug 2010
Location: IOWA
Posts: 552
|
Quote:
Originally Posted by spuds
..........Now, we did retire to the Cumberland Plateau for the climate, the lower cost (MUCH less than Texas where we moved from), and the slower pace of living.
|
What towns, campgrounds, and coach resorts are in your area? Thanks
__________________
Loren - Sarah & Sammy the Flying Sheepadoddle
2023 Dynamax 28SS Ram
2023 F 150 Tremor
|
|
|
07-09-2019, 08:03 AM
|
#14
|
Senior Member
Join Date: Aug 2016
Location: Payson, AZ
Posts: 1,282
|
i have no stake in this and do not know the details of all the states. upon retirement we relocated from southern california to arizona.
the registration fee is based upon the retail price of the rv (what the mvd says not what you actually paid) and it then decreases by 16% each subsequent year. no special drivers license requirements. social security income is excluded from state taxes (as they are in california). property taxes are tons less expensive than california. there is state and local income tax. health care facilities vary by location.
if you want to escape the heat try the arizona mountains. places like flagstaff, payson, show low, prescott, sedona. flagstaff is actually quite snowy. not all of arizona is desert.
one thing to realize about arizona is that there is one large population center and the rest of the state is very much small rural localities. flagstaff and tucson also have some population but nowhere as much as phoenix.
one final note. it is only a days drive back to socal if you need to go there (family).
this is not an endorsement for or against. just trying to offer info.
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Discussions |
|
|
|
|
|
|
|
|
|
|
|
|
|