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Old 05-05-2006, 12:23 PM   #15
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Thanks for the info Jack may look into myself GS seens to high to me, now if we could find someone who has used WE. "007"
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Old 05-05-2006, 05:22 PM   #16
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007

I've received about 7 or 8 responses to my original post. Some on this board, some at Newmar Yahoo site and a couple direct emails. There has only been one negative post and that was from
AJBdrivers. All the rest of the responses were quite happy with the way they've been treated by WE. The only problem is that NONE of them have had to file a claim as yet so I don't have any idea on how well the claims are handled. I'm pretty convinced that WE is not involved in the claim process at all. They are only a broker and the warranty policy is actually underwritten by an insurance company. The claims process would be handled totally by that insurance company. I've asked WE to send me a copy of the actual contract and also asked them to clarify what their involvement would be at the time of a claim. I've also asked them whether or not they would assist me if I was very unhappy with the insurance companies handleing of a claim.
That request was sent to them late this afternoon so I don't anticipate getting an answer until next week. I'll let you know what I find out. So far (from my perspective) they sound like the route I will probably go.

Jack
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Old 05-06-2006, 01:34 AM   #17
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<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Jack Foster:
Good Morning

I'm planning on purchasing an extended warranty on my Mountain Aire
3651 gas motorhome when the factory warranty expires this fall. Right
now Warranty Experts looks like they have a very good policy and
price. They spell out what is excluded and are quite clear about it.
Does anyone have any first hand experience with this company? I'm
interested in how easily they process claims? Does their process cause
a lot of delays or are there any other problems? If there is a better
company that anyone can recommend, I'd appreciate knowing which one.

I've already weighed the pros and cons of extended warranties and have
made my decision that I am going to purchase one. It would be a waste
of space on this forum to open the pro and con discussion again now.

Thanks for all your help. This is a great forum.

Jack </div></BLOCKQUOTE>

Why not put the $2000-4000 a year into a emergancy expense fund. It would be better used than sinking it into an extended warrenty.
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Old 05-06-2006, 02:07 AM   #18
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The investment idea would work out great if you didn't have any kind of a failure for quite a few years. If you invested $2,000 in a CD at 9%, you would only earn about $180 per year. That wouldn't even pay for two hours labor at most shops, much less the cost of the parts for a major repair. A major appliance, engine, transmission repair could run thousands of dollars and you'd more than chew up any interest earned plus the principle you invested.
Extended warranties are like buying car insurance. Most people would agree that being "self insured" on their vehicle is a losing proposition unless you have a whole fleet.

As I said in my original post, I don't want this thread to become a discussion on the plus or minus aspects of extended warranties. That decision has already been made.

Jack
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Old 05-06-2006, 07:18 AM   #19
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<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Jack Foster:
The investment idea would work out great if you didn't have any kind of a failure for quite a few years. If you invested $2,000 in a CD at 9%, you would only earn about $180 per year. That wouldn't even pay for two hours labor at most shops, much less the cost of the parts for a major repair. A major appliance, engine, transmission repair could run thousands of dollars and you'd more than chew up any interest earned plus the principle you invested.
Extended warranties are like buying car insurance. Most people would agree that being "self insured" on their vehicle is a losing proposition unless you have a whole fleet.

As I said in my original post, I don't want this thread to become a discussion on the plus or minus aspects of extended warranties. That decision has already been made.

Jack </div></BLOCKQUOTE>
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Old 05-06-2006, 03:34 PM   #20
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Angel9, I appreciate your attempt to add to this thread, but what ever you were trying to add didn't get posted. Please try again.

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Old 05-06-2006, 03:59 PM   #21
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Thanks Jack for the info will wait for the follow up. "007"
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Old 05-06-2006, 04:34 PM   #22
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Just a general comment. We have GS/CSP and wish we had considered WE. At the time, the GS policy seemed like the best one for us when compared with others we checked out, but somehow we missed getting a quote from WE. Maybe we didn't meet their stds for age and mileage? Not sure.

Anyway, you're correct that the warranties which cover everything not excluded are generally better -- or at least easier to understand and clearer about what will be covered.

For example. Our dash air system is covered by GS/CSP; however, wiring is not covered. We had a malfunction in the dash AC which burned out the electrical harness (I mean totally destroyed it). The only replacement part that was covered was the compressor. The wiring harnesses (about $250) and all the labor to troubleshoot wiring issues, R&R wiring, etc. weren't covered.

Mac
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