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Old 01-14-2013, 10:25 PM   #15
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Another option is National Interstate. They handled a big claim of ours very well and the premiums are reasonable.
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Old 01-23-2013, 04:15 PM   #16
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Insurance

We have a 2006 excursion and with gmac we pay 2000.00 a year.We also have a gap policy that we bought for some reason.I do not understand what it is for but it is not as explained by dealer.Is this about normal?
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Old 01-23-2013, 06:11 PM   #17
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Quote:
Originally Posted by stevemiller2 View Post
We have a 2006 excursion and with gmac we pay 2000.00 a year.We also have a gap policy that we bought for some reason.I do not understand what it is for but it is not as explained by dealer.Is this about normal?
GAP Insurance - Wikipedia, the free encyclopedia
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Old 02-01-2013, 10:27 AM   #18
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I have AAA for all my cars, home and Alpine 38 and I have found the simply great. Have $100 deductable and pay less then $1000 per year!
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Old 02-01-2013, 11:01 AM   #19
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x2 for AAA

I compared AAA cost to Good Sam's RV insurance and AAA provides the same type of coverage Good Sam brags about for the same cost.
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Old 06-04-2014, 03:50 PM   #20
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AAA is a much better and costs less. I saved nearly $1000
And better coverage.
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Old 06-04-2014, 05:37 PM   #21
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Insurance recommendations

Hi Joe! We have AAA on everything but our Alpine. We were told that they would not insure the high end APEX.

Consequently, we have National Interstate but the rate went up $1000 last year to $3200. We had our first claim this year when the front end of the motor-home went into a marshy area in Oregon and sunk into the grass and the front of the gen-slide came off the frame. Cost $9000 for repairs by the time we were done and National paid without a quibble. We thought too well because the Paint Department in Chino (new owner) really overcharged us (we will never go back there)!

We will be getting our new quote from National any day soon and we are holding our breath that they don't raise our rate again sky high. It is insured for purchase price - one reason we haven't gone somewhere else! After a trip to Alaska next year we will probably decrease our coverage!!!!
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Old 06-04-2014, 07:38 PM   #22
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I'm also hearing on boating forums that Progressive increased rates about 15%. My boat insurance is $30 less yearly than my Waverunner, and it's worth 7 times more. They're tough on PWC pricing.
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Old 06-05-2014, 12:40 AM   #23
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I don't full time, cannot live in that tiny a space all the time. My annual insurance on our MH is 600 a year, and I have 250/500 levels of coverage. The toad is 1000.00 a year, but its the daily driver. I cannot say that is high or low, each state is going to be different. Texas has reasonable rates, and cheaper than WA I think, NV, CA, NY are three of the states with very high auto rates, so choose your home state carefully as to avoid those higher rates. In this day and age of governments wanting each and every dollar they think they are entitled to, I would be very careful of living in one state as a resident and registering your motorcoach in another to avoid high sales/personal property taxes. If you must do that, then move to TX, as any person coming into the state has a one time tax bill of 95 dollars on your vehicles if I understand the issue correctly, check it out. SD has changed the way they calculate the taxes you owe/registration fees on a motorhome, so as I also understand it, are more expensive than they used to be. Someone from those places can comment on this information, as I don't live in either state, but have researched it some. Check out auto insurance rates in those places as well, I think they are cheaper.
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Old 06-05-2014, 06:40 PM   #24
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Dick, We also had Progressive until several yers ago and we learned of the "liberal" ownership of Progressive (one of George SOros side-kicks - cant think of his name at the moment)and we changed to National Interstate (aka Triumphe Casualty) after choosing a new Agent, Beth Shipman with Vista Group out of Colorado - 866-270-5297. She is a great Agent who follows through and is very responsive to her clients. We have not had a claim but she has told us that National was easy to deal with when the need arises!
I would fully agree with the Swans. We have our 2006 APEX insured with National Interstate, as were our last 3 RV's. We have had several very large claims and they have not raised the premium. We pay less than $2,000 a year with $500 deduct.
I also support the praise of Beth Shipman. She's great!
Roger Allen
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Old 06-09-2014, 08:23 PM   #25
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"We have had several very large claims and they have not raised the premium. We pay less than $2,000 a year with $500 deduct."

Roger - You have to be kidding! With no claims and $1000 deductible - they raised our premium last year more than $1000 to $3293. We just received our new quote today for an INCREASE again of almost $1800 to $5,026. 8:(

INSANE! Needless to say, we will be changing insurances for sure!
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