RV Trip Planning Discussions

Go Back   iRV2 Forums > THE OWNER'S CORNER FORUMS > Tiffin Owner's Forum
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 03-02-2018, 12:12 AM   #1
Senior Member
 
Join Date: Apr 2017
Posts: 137
Allegro RV Insurance Recommendations

I know there are past threads on insurance, but much of the information changes yearly. Does anyone have a recommendation for fulltime RV insurance for a 2018 Allegro 36LA. This is a gas coach. I have run a quote with Progressive, but it seems expensive. I tried an online quote with The Hartford, but their system just ended abruptly and said they couldn't offer insurance. I have no idea why. Maybe we need a good RV insurance broker. I'll take a recommendation on that too. FYI, we are domiciled in Texas.
__________________

whciv is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 03-02-2018, 02:13 AM   #2
Senior Member
 
BigBillSD's Avatar
 
Join Date: Oct 2016
Location: San Diego
Posts: 414
I had to join AARP to get the hartford insurance. They are very inexpensive. Worth joining AARP. Saved me $400 over the other quotes, and I just renewed and it went down another $50 or so. Just Amazing. -Bill
__________________

__________________
2006 Tiffin Allegro Bus 40 QDP 400 HP Cummins ISL 8.9L Toad:2014 Chevy Equinox (DWM)
Blog: http:\\cowlesmountain.com
BigBillSD is offline   Reply With Quote
Old 03-02-2018, 08:43 AM   #3
Junior Member
 
Join Date: Mar 2018
Posts: 1
Insurance

I got quotes from about 7 companies and found GEICO to be the lowest cost IF cars were included. They also brokered my homeowners. Hail damage claim shortly after signing up and they covered it with no problems.
Good luck with your search.
cooltraveler is offline   Reply With Quote
Old 03-02-2018, 09:01 AM   #4
Member
 
Join Date: Mar 2013
Posts: 45
We have Safeco. Have full replacement cost and twice a year they give up to 2.5% refund safe driver credit. Was about $ 70.00 for the year. Also they have the $ 100.00 diminishing ded per year if no claims.

Give this gay a call, she will find the cheapest ins she can get for you. The carrier may vary but she will compare numerous carriers.

Have worked with her on a few different MHS over the years and she is awsome.

Maggie Acklin

216-592-7135

Stan Weber
sjw2094 is offline   Reply With Quote
Old 03-02-2018, 09:10 AM   #5
Senior Member
 
Join Date: Jan 2015
Location: Oroville, CA
Posts: 3,133
Insurance is a game, and the game is to keep you in the dark as much as possible so they can steal your money. Try to comparison shop, you will spend all day on the phone (you'll have to speak to an agent, and they are all out playing golf) and have a mess of paperwork and notes. And if you accept a quote, without checking off all the boxes (fulltime? y/n, agreed value y/n, on and on) you will buy a policy that doesn't do what you want. "Oh, sorry to hear you broke your windshield, you don't have glass coverage, that would have been an extra $50/yr rider". So now you are stuck with a $1,200 bill.

Its a yearly, frustrating exercise and it puts me in a baad mood!

I'd like to find a real agent to deal with and be done with it. Not so much anymore.

Good luck!
__________________
Bill, Kathi and Zorro; '05 Beaver Patriot Thunder
2012 Sunnybrook Harmony 21FBS (SQEZINN)
2007 Jeep Grand Cherokee Overland
cruzbill is offline   Reply With Quote
Old 03-02-2018, 09:13 AM   #6
Registered User
 
Winnebago Owners Club
Join Date: Feb 2018
Posts: 1,336
We switched from Progressive last month and they had the best rate for several years. This year bundling with the same carrier for our home and auto is best. That may change next year, and we will be shopping again.

Bundling is best!
WinnieView is offline   Reply With Quote
Old 03-02-2018, 10:40 PM   #7
Senior Member
 
HD Ultra's Avatar
 
Tiffin Owners Club
Freightliner Owners Club
Join Date: Feb 2015
Location: San Antonio, Texas
Posts: 167
Agree re: Safeco

Also check with Good Sam
__________________
Mark & Haydee (pronounced Heidi)
2010 Allegro 38QBA "Alle"
2008 HD Ultra Classic
HD Ultra is offline   Reply With Quote
Old 03-03-2018, 11:36 AM   #8
Senior Member
 
BigBillSD's Avatar
 
Join Date: Oct 2016
Location: San Diego
Posts: 414
Quote:
Originally Posted by sjw2094 View Post
We have Safeco. Have full replacement cost and twice a year they give up to 2.5% refund safe driver credit. Was about $ 70.00 for the year. Also they have the $ 100.00 diminishing ded per year if no claims. Stan Weber
That's a large insurance bill if 2.5% is $70 2.5% of my bill would be about $22

-Bill
__________________
2006 Tiffin Allegro Bus 40 QDP 400 HP Cummins ISL 8.9L Toad:2014 Chevy Equinox (DWM)
Blog: http:\\cowlesmountain.com
BigBillSD is offline   Reply With Quote
Old 03-03-2018, 02:50 PM   #9
Senior Member
 
garykk's Avatar
 
Tiffin Owners Club
Freightliner Owners Club
Join Date: Apr 2012
Location: Southern NM
Posts: 1,699
Quote:
Originally Posted by BigBillSD View Post
That's a large insurance bill if 2.5% is $70 2.5% of my bill would be about $22

-Bill
Full replacement is $$
__________________
2018 Allegro Bus 37AP
2014 Phaeton 40 QBH (sold)
2018 Jeep Recon
garykk is offline   Reply With Quote
Old 03-03-2018, 03:12 PM   #10
Senior Member
 
Join Date: Sep 2014
Location: Tucson
Posts: 1,229
Do you carry any other insurance (house, car, etc)? Check with whomever you already have insurance.
V3600 is offline   Reply With Quote
Old 03-03-2018, 05:50 PM   #11
Member
 
Join Date: Mar 2013
Posts: 45
INS

I guess some did not read my post CORRECTLY.

The 2.5% is for every six months for a total of 5% over the year.

That being said that is $ 35.00 every six months.

However one needs to know that the year, type of rv, use, and other additional factors, coverage you buy, deductibles all play a factor in what your premium would be.

Our replacement cost is based on what the selling price was and yes I know it doesn't cover the cost of inflation on new units, however if our coach needed to be replaced 5 yrs from now we would receive what we paid for the unit.

I guess it boils down to depreciation virus inflation.

We do receive with our Safco policy

Accident forgiveness, auto loan/ lease, diminishing deductible, dog and cat coverage, electronic lock and key replacement, emergency expenses, new vehicle replacement, personal properly , roadside assistance, world-wide coverage for rental vehicles.

They
do state that many factors, including information based on your credit

history, claims and auto characteristics to determine your premium.

Everyone will have a different premium based on many factors and to compare your premium to someone else's premium is really not possible.

Make your calls and find the coverage that works for you at the premium you want to pay.

Good luck with your search.

SJW
sjw2094 is offline   Reply With Quote
Old 03-03-2018, 06:10 PM   #12
Member
 
Join Date: Mar 2013
Posts: 45
ins

Sorry I should have had this info earlier when I posted.

The Dog and Cat coverage is for vet expenses and also a death benefit if the pet was injured or killed as a result of a vehicle accident.

SJW
__________________

sjw2094 is offline   Reply With Quote
Reply

Tags
allegro, insurance



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance Recommendations stephjhart Class A Motorhome Discussions 16 09-18-2014 01:18 PM
Insurance recommendations Birddog Pilot Alpine Coach Owner's Forum 24 06-09-2014 07:23 PM
Insurance recommendations? roadside assistance,etc. lifesajoy Tiffin Owner's Forum 8 11-14-2013 08:48 AM
Seeking recommendations: INSURANCE agent /co Sereniti iRV2.com General Discussion 18 05-06-2012 07:37 PM
Insurance Recommendations SandyFeet 5th Wheel Discussion 11 07-20-2005 05:17 AM

» Featured Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 05:11 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2019, vBulletin Solutions, Inc.