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08-23-2011, 05:36 AM
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#1
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Senior Member
Monaco Owners Club
Join Date: Aug 2008
Posts: 226
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My 2003 Bounder got hammered by 3'' hail last week,  have not heard from the insurance co yet, thinking the roof can only be repaired at the factor? Will they total it for roof damage.? Has anyone had a similar problem? Thanks Denny
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2001 Diplomat 8.3 40ft
IA summers, Lake Havasu AZ winters
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08-23-2011, 07:33 AM
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#2
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Senior Member
Ford Super Duty Owner
Join Date: Dec 2009
Location: Mcdonough, Ga.
Posts: 1,387
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In my experience, they only total a MH when the repairs exceed the replacement cost. As new as your coach is, I believe they will repair it.
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15 year motorhome service manager. 3 popups....2 travel trailers....5 motorhomes....loved them all.
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08-23-2011, 04:45 PM
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#3
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Senior Member
Join Date: Aug 2008
Posts: 989
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I had a 2004 HR hail damage in 2007 $14,000 in damage, the roof, entry door, and all the bay doors on passenger side. Way not totaled it did take a lot of back and forth with the insurance company. They may total it if there is structural damage but not cosmetic.
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2007 Fleetwood Revolution LE 40V
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08-25-2011, 07:08 PM
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#4
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Community Moderator
Fleetwood Owners Club Freightliner Owners Club Florida Cooters Club
Join Date: Jan 2000
Location: Silver Springs, FL. USA
Posts: 9,581
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Major RV dealers can do a roof replacement, but I'd take it to the factory in Decatur if I could. They do great work.
If it's just the roof you are in no danger of it being totaled. Would have to cost more to repair than the current market value minus the salvage value. And the salvage value isn't that high.
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Gary Brinck
2004 American Tradition; 2007 GMC Acadia
Homebase in the Ocala Nat'l Forest near Ocala, FL
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09-06-2011, 05:35 PM
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#5
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Senior Member
Monaco Owners Club
Join Date: Aug 2008
Posts: 226
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Thanks for the info Guys, Insurance man will show up tomorrow. Denny
__________________
2001 Diplomat 8.3 40ft
IA summers, Lake Havasu AZ winters
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10-06-2011, 06:11 AM
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#6
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Senior Member
Monaco Owners Club
Join Date: Aug 2008
Posts: 226
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Gary
The factory in Decatur wanted $39,000.00 to make the repairs on my Bounder, The insurance Co has totaled it.
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2001 Diplomat 8.3 40ft
IA summers, Lake Havasu AZ winters
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10-06-2011, 09:00 AM
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#7
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Community Moderator
Fleetwood Owners Club
Join Date: Oct 2009
Location: Token Creek county park, Madison WI
Posts: 1,729
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What's that roof made of? What was the damage?
Just curious.
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Jay & Peggy Monroe  Somewhere out there...
2011 American Revolution LE 42W
07 Wrangler Unlimited toad & 2 Australian Terriers
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