|
|
01-13-2012, 07:04 AM
|
#1
|
Member
Join Date: Jan 2012
Posts: 42
|
Insurance estimates??
We are looking at getting a new motorhome (2012) we have never had one before so this is just a general question that I know has tons of variables. Does anyone know a ball park figure on ins.? 30-33 ft. new mh. Presently we have a 09 5th that we pay $500 a year on.
|
|
|
|
Join the #1 RV Forum Today - It's Totally Free!
iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!
|
01-13-2012, 07:37 AM
|
#2
|
Registered User
Ford Super Duty Owner
Join Date: Mar 2011
Posts: 520
|
My 2008 36 ft Bounder is about what your 5th wheel was, $550 year.
|
|
|
01-13-2012, 07:59 AM
|
#3
|
Member
Join Date: Jan 2012
Posts: 42
|
thank you !
|
|
|
01-13-2012, 08:02 AM
|
#4
|
Senior Member
Newmar Owners Club Texas Boomers Club Freightliner Owners Club
Join Date: Jul 2008
Location: Don't mess with Texas
Posts: 3,118
|
You've already mentioned there are so many variables that the cost is going to be widespread. I would guess, $500-2000/year.
Location is a big key. Metro vs urban vs country
Insured value. $50,000-200,00
Collision Deductible. $0-$2500
Comprehensive deductible
On and on
I suggest calling you current insurance provider and asking them.
__________________
Jim with Judy
2017 Newmar Ventana 4369, 2005 Jeep Wrangler (Rock Crawler), 2016 Jeep Wrangler (Mall Crawler)
|
|
|
01-13-2012, 09:04 AM
|
#5
|
Senior Member
Fleetwood Owners Club
Join Date: May 2011
Location: Southwest
Posts: 1,549
|
We've just gone through this scenario to find insurance for our 2012 Discovery 36J. We ended up going with the Hartford/AARP. As mentioned, there's a lot of variables consonant with deductibles, locations, and other items.
Our quotes ranged from $700 (Hartford/AARP) to $3300. After reviewing all of the policies offered, we found that the AARP program provided virtually the same insurance coverage as the "specialized RV" policies.
It pays to shop around.
__________________
Joe and Debbie, Emma the Aussie Cattle Dog who adopted us
2012 Discovery 36J, Blue Ox and Air Force One, 2010 GMC Acadia Toad
USAF (Ret) WDØM https://wd0m.com
|
|
|
01-13-2012, 09:08 AM
|
#6
|
Member
Join Date: Jan 2012
Posts: 42
|
thank you
|
|
|
01-13-2012, 09:15 AM
|
#7
|
Registered User
Join Date: Mar 2011
Posts: 1,943
|
Good luck on your Hartford/AARP. Just better hope you don't need it.
|
|
|
01-13-2012, 10:05 AM
|
#8
|
Senior Member
Forest River Owners Club Freightliner Owners Club
Join Date: Sep 2007
Location: Rancho Cordova, California
Posts: 1,038
|
Quote:
Originally Posted by Perry White
Good luck on your Hartford/AARP. Just better hope you don't need it.
|
From my prospective, Hartford/AARP is a great insurance company backs up and pays all "non-fraud" claims.
__________________
Steve Bernard
2009 Sportscoach Legend 40QS
425HP Cummins ISL/Allison3000/Freightliner XC-R
2007 Saturn Vue RedLine
|
|
|
01-13-2012, 10:09 AM
|
#9
|
Senior Member
Newmar Owners Club Texas Boomers Club Freightliner Owners Club
Join Date: Jul 2008
Location: Don't mess with Texas
Posts: 3,118
|
Quote:
Originally Posted by Perry White
Good luck on your Hartford/AARP. Just better hope you don't need it.
|
Apparently your experience was different than ours from Hartford. Two claims last year. MH-$11,000 Home_$14,000
Easy, quick and more than fair for us. Of course thats only my experience and others certainly may be different.
__________________
Jim with Judy
2017 Newmar Ventana 4369, 2005 Jeep Wrangler (Rock Crawler), 2016 Jeep Wrangler (Mall Crawler)
|
|
|
01-13-2012, 04:35 PM
|
#10
|
Senior Member
Join Date: Aug 2008
Location: Georgia
Posts: 8,638
|
It depends on value,location,your credit score, and what deductible you want,coverage like awnings and driving record. The best advise is to just shop around. MH policies are a lot different than campers.
__________________
2007 Fleetwood Revolution LE 40V
|
|
|
01-13-2012, 04:44 PM
|
#11
|
Community Administrator
Join Date: Aug 2009
Posts: 53,561
|
If you're going to start shopping for rates, I would recommend Gilbert Rv Ins Agents. I've used them since 2001. My rates are competitive as far as I can tell. They specialize in RV Ins. 888-784-6787
__________________
Cliff,Tallulah and Buddy ( 1999-2012 )
|
|
|
01-14-2012, 07:59 AM
|
#12
|
Senior Member
Fleetwood Owners Club
Join Date: May 2011
Location: Southwest
Posts: 1,549
|
Quote:
Originally Posted by Perry White
Good luck on your Hartford/AARP. Just better hope you don't need it.
|
That is a maxim to applied to ANY insurance company. We had one claim for $17,000 that the Hartford/AARP folks paid without question after a wind storm blew out the windows on the front of our home, and a second that paid for lightning damage to computers, HDTV, and amateur radio equipment, again without question. Prompt, fair, courteous.
The RV policy they issued covers awnings, towing (unlimited distance/cost), and all the systems, appliances and equipment on the coach. It covers trip interruption expenses, returning the coach to your home if you're not able, and all of the other features found in "specialized RV insurance company" policies.
Line-for-line, they compare to the "specialized RV insurance company" policies except for the cost of the policy.
Yes, I hope I never need it, but should I, I'm certain they will be there with a fair settlement.
__________________
Joe and Debbie, Emma the Aussie Cattle Dog who adopted us
2012 Discovery 36J, Blue Ox and Air Force One, 2010 GMC Acadia Toad
USAF (Ret) WDØM https://wd0m.com
|
|
|
01-17-2012, 07:06 PM
|
#13
|
Senior Member
Fleetwood Owners Club American Coach Owners Club
Join Date: Mar 2011
Posts: 6,768
|
Quote:
Originally Posted by Tha_Rooster
It depends on value,location,your credit score, and what deductible you want,coverage like awnings and driving record. The best advise is to just shop around. MH policies are a lot different than campers.
|
Also, one of the big differences is what state in which you reside. Rates vary greatly.
__________________
2014 American Eagle 45T
DD 13, 500 HP
Pulling a Honda CRV
|
|
|
01-18-2012, 12:46 AM
|
#14
|
Senior Member
Forest River Owners Club Freightliner Owners Club
Join Date: Sep 2007
Location: Rancho Cordova, California
Posts: 1,038
|
Lynnette,
You may want to start with these suggestions:
Progressive Ins for RV and Boats
AARP/Hartford for Auto and homeowner's Ins
My DW and I have no tickets, we are over 50, own a home, have recently taken the AARP driver safety course, and have multiple policies with each company. In other words, we receive all discounts.
__________________
Steve Bernard
2009 Sportscoach Legend 40QS
425HP Cummins ISL/Allison3000/Freightliner XC-R
2007 Saturn Vue RedLine
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Discussions |
|
|
|
|
|
|
|
|
|
|
|
|
|