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Old 09-12-2013, 12:16 PM   #1
Join Date: Sep 2013
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Coach insurance

Can anyone inform me what you have found to be the best insurance company with the best premiums (low)? I have found so far that Good Sam seems the best and truly have checked everywhere. We will have the coach in an LLC so some won't insure. Thoughts?

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Old 09-12-2013, 03:36 PM   #2
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Location: Bechtelsville, PA 19505
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Sorry, I lost your name, but be sure to check insurance rates at Geico.
They have very low rates for RV's. I have had two claims and they are there in no time, let you get your RV repaired at the garage of your choice and are there with a check in no time.

Unfortunately, I could not get a good rate for my car, but RV rates are great!
Bailey the Pug (Gene)

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Old 09-12-2013, 03:43 PM   #3
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Hi and welcome to the forum.

I don't think you'll find consensus on which insurance company is best. My experience, coupled with reports I've read here have led me to believe that many companies will offer relatively low rates for the first year. It then seems to be SOP for rates to increase year after year. At least this is what we found with full timers insurance.

We have always had our coach with Progressive.

Rick, Nancy, Peanut & Lola our Westie Dogs & Bailey the Sheltie.

2007 Itasca Ellipse 40FD
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Old 09-12-2013, 06:31 PM   #4
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GMAC was far superior for my coach. Much less than Geico. We are FT. Don't know your circumstance, but if FT be SURE to get FT insurance. If you do not have a homeowners policy, this replaces the things the homeowners policy would cover. Liability if someone gets hurt in your coach, contents, etc.
FMCA #F431170, GS #822128658, Escapees SKP #112655
2012 Airstream Mercedes Interstate Class B
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Old 09-13-2013, 02:29 PM   #5
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Rick, Nancy and Medico,
Thanks for your input. I have had Geico for four years and had two "non-chargeable" claims...one for $13,000 and one for almost $6,000 and there was no increase in my rates.
I did not get a quote from Good Sam or Progressive.
I definitely agree about getting full-time coverage. I got it as soon as I became a FT. Of course, there was a slight increase when I switched from a rec owner to FT, but it wasn't outrageous.
If you do get a super rate could you tell us what company you went with?
I would feel like a rat leaving Geico after they shelled out $19,000 for me.
They have excellent customer service and agent followup.
PS: My son-in-law works for Geico, but I did not get a better rate and he was not the reason I went with them! lol
Good Luck in your search!

(Gene) and male Pug, Bailey (6) and bossy female Pug, Cody (3).

2006, 37 ft., Monaco Cayman; Cummins Diesel Pusher & Allison 6-speed Transmission; Toad is a 2012, Fiat 500
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