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05-27-2014, 08:40 AM
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#15
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Community Administrator
Pond Piggies Club LA Gulf Coast Campers Outdoors RV Owners Club Entegra Owners Club Skyline Owners Group
Join Date: Mar 2002
Posts: 40,725
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That's a bummer, Gary. I hope you can get it fixed for as little wallet pain as possible. We've had SF for nearly 40 years & no issues either - a check on the spot from the adjuster has been our norm.
From all of us who've "kissed" one of those concrete barriers at a station, I'd think they are attracted to motorhomes! They just jump out there while we're not looking.
Lori-
__________________
Lori (& Dave, my spirit guide) - RV/MH Hall of Fame Lifetime Member | My iRV2 Photo Albums
2016 Phoenix Cruiser 2350S, 2018 Phaeton 40IH,2006 Bounder 36Z, 2004 Cougar 285EFS, 2000 Aerolite 25FBR
There is great need for a sarcasm font.
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05-27-2014, 12:50 PM
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#16
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Moderator Emeritus
Country Coach Owners Club Freightliner Owners Club
Join Date: Sep 2004
Location: Glen Allen, VA
Posts: 7,902
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Quote:
Originally Posted by dnystrom
New Door I would say. My premium tripled. If you can get a used one I would do it and bite the bullet as they will raise your rate. This cost 3500 and I should have just paid it as I would be ahead. My stupidity not thinking how sharp this thing turns.
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I would be surprised if State Farm would triple my rate. I have been with them since the late 1960's and, while I have had the 'accident free' discount suspended for one year after a claim that was my fault, my rates have never increased dramatically after a claim. The accident free discount is generally not a huge amount.
Talked to my SF agent and he said to find someone (he knows I plan to use CC) that can fix it and just call them with their estimate. He doubts an adjuster will even check but may ask for some photos. Spoke to CC and they advise (based on pics sent to them) the door will need to be replaced and they can have one in about 4 weeks (they make their own fiberglass stuff but not the metal doors). He also said they work with State Farm all the time and have a good relationship with them.
I will make my final decision on doing the insurance claim vs. paying out of pocked when I get CC's general estimate later today.
My SF agent's office is one block from the diesel pumps where I had my mishap. My agent told me he has had a number of clients with similar claims from that same site, RV's, trucks, trailers. It will be my last fill up there.
__________________
2007 Country Coach Allure Siskiyou Summit, sold/traded Nov. 2018.
2019 Grand Designs 384GK-R 5th wheel. Glen Allen, VA
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05-27-2014, 12:55 PM
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#17
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Senior Member
Newmar Owners Club Workhorse Chassis Owner
Join Date: Oct 2007
Location: Michigan
Posts: 5,692
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Ooooh that hurts. Sooner or later it happens to all of us I think.
__________________
Steve & Sally / Hudson Our Little Pom / Heidi, Houston & HiTee Forever in our Hearts
04 NEWMAR MACA 3778 W22 / 05 PT Vert
Michigan (Summer) Michigan (Winter For Now)
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05-27-2014, 01:23 PM
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#18
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Senior Member
Appalachian Campers Coastal Campers
Join Date: Jul 2006
Location: Conway, SC
Posts: 828
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Ouch is the correct word.
If CC can have a door ready for you to pick up and/or install that, I think, would be best. Paint when you get back.
Neighbor has a side dent in his coach that I had a time finding when I knew where to look, CW $ 1400.00 to repair and paint so you are looking significantly more
__________________
2002 Winnebago Ultimate Advantage 40J, Roadmaster InvisiBrake Model 8700
2012 Chevy Captiva
NEVER FORGET
"Everyone Goes Home"
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05-27-2014, 07:04 PM
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#19
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Senior Member
Join Date: Aug 2010
Location: Over the next hill, around the next curve...
Posts: 5,662
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It will be a story for the future ! With the years you have with State Farm, I assume you have a good relationship with your broker? If so, call him and ask him/her for his input 'off the record'. No harm in asking. If you don't know him/her that well - yeah, probably do it out of pocket and be done with it !
And at least you did not have your wife telling you to STOP, and still back into something that you 'knew' you could clear! (And yes, she did smile and just shake her head at me - and said 'Why have me spot you, if you don't follow my signals?' And yes again, I do now follow her signals !)
Best of luck on this repair,
Smitty
__________________
07 Country Coach Magna Rembrandt 45' ISX600
Roo II was our 04 Country Coach Allure 40'
OnDRoad for The JRNY! Enjoy life...
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05-27-2014, 08:11 PM
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#20
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Community Moderator
Winnebago Owners Club Freightliner Owners Club
Join Date: Dec 2003
Location: Weyauwega, WI US
Posts: 8,720
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Gary;
I am so sorry for you. I expect you beat yourself up pretty bad? I know I would have.
Don
__________________
Don & Bev Morgan Weyauwega WI, 05 Itasca Horizon 40KD, 400 HP Cummins, Adopted by a great couple, Toad 07 Saturn Vue AWD, Air Force One, TST 510 TPMS, Mayor of Weyauwega 2007 - 2013, Waupaca Co Board Supervisor 2010 - 2014
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05-27-2014, 08:37 PM
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#21
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Senior Member
Winnebago Owners Club
Join Date: Dec 2013
Location: Browns Summit, NC
Posts: 460
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So sorry this happened. I was an insurance adjuster and once a policy holder made a claim, it was on their record, at least that is how it was with Nationwide.
Sent from my iPad using iRV2 - RV Forum
__________________
Donna Riley
2014 Winnebago Journey 36M
Toad 2015 Ford C-Max
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05-27-2014, 09:52 PM
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#22
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Senior Member
Winnebago Owners Club
Join Date: Jan 2014
Posts: 539
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Quote:
Originally Posted by smlranger
I would be surprised if State Farm would triple my rate. I have been with them since the late 1960's and, while I have had the 'accident free' discount suspended for one year after a claim that was my fault, my rates have never increased dramatically after a claim. The accident free discount is generally not a huge amount.
Talked to my SF agent and he said to find someone (he knows I plan to use CC) that can fix it and just call them with their estimate. He doubts an adjuster will even check but may ask for some photos. Spoke to CC and they advise (based on pics sent to them) the door will need to be replaced and they can have one in about 4 weeks (they make their own fiberglass stuff but not the metal doors). He also said they work with State Farm all the time and have a good relationship with them.
I will make my final decision on doing the insurance claim vs. paying out of pocked when I get CC's general estimate later today.
My SF agent's office is one block from the diesel pumps where I had my mishap. My agent told me he has had a number of clients with similar claims from that same site, RV's, trucks, trailers. It will be my last fill up there.
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Well we had good sam and it tripled over a 3500 dollar claim and changed insurance companys that had a lower rate than the 1800 good sam up'ed us.
I beat myself up perty bad over the motorhome vs guard pole.
30 years driving fire engines and medic rigs and not a scratch.
I blame it on the TMB syndrome...Too Many Birthday's....:
__________________
07 Meridian 34H 350 Cat
2010 Subaru Forester Tow
Home Port is Kingman,Az
KA7UYZ NRA Endowment Member Retired Fire Service
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05-28-2014, 05:19 AM
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#23
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Moderator Emeritus
Country Coach Owners Club Freightliner Owners Club
Join Date: Sep 2004
Location: Glen Allen, VA
Posts: 7,902
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Quote:
Originally Posted by dnystrom
Well we had good sam and it tripled over a 3500 dollar claim and changed insurance companys that had a lower rate than the 1800 good sam up'ed us.
I beat myself up perty bad over the motorhome vs guard pole.
30 years driving fire engines and medic rigs and not a scratch.
I blame it on the TMB syndrome...Too Many Birthday's....:
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Same here. While I was a volunteer, I drove both fire apparatus, crash trucks and ambulances for over 25 years and never put a scratch on any of them. I have 'scratched' both of the DP's I have owned. TMB sounds like as good of an excuse as any .
__________________
2007 Country Coach Allure Siskiyou Summit, sold/traded Nov. 2018.
2019 Grand Designs 384GK-R 5th wheel. Glen Allen, VA
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05-28-2014, 11:17 AM
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#24
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Senior Member
Join Date: Aug 2013
Location: Northeastern Nebraska
Posts: 969
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Let us know what happens.
__________________
06 forest river Cardinal 34 TS towed by 03 freightliner Columbia HDT 435 hp 60 series Detroit, 10 speed, 3:55 gears with full locker. 260 inch wheel base. I am a Father, Farmer, and A Trucker.
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