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10-28-2013, 10:57 AM
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#1
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Junior Member
Join Date: Jun 2012
Posts: 2
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Camper Insurance help!
Bought 2014 5th wheel, Jayco Pinnacel, trying to find reasonable full coverage Insurance, anyone have a handle on best approach?
here's what our auto insurance company provided ... seemed high to me.
Vehicle Coverage Limits 2014 JAYCO Collision Deductible 500
Comprehensive Deductible 500 Premiums Collision 114.20
Comprehensive 383.44
Semi-Annual Vehicle Premium 497.64 $995.28 Annually
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10-28-2013, 12:28 PM
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#2
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Senior Member
Workhorse Chassis Owner
Join Date: Jan 2002
Posts: 1,896
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__________________
2003 Dolphin LX 6355 w/ W22 chassis; 8.1L gas & Allison 1000
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10-28-2013, 12:57 PM
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#3
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Senior Member
Tiffin Owners Club Workhorse Chassis Owner
Join Date: Oct 2009
Location: Warner Robins, GA
Posts: 2,613
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We have had GMAC RV insurance (which in now National General) for the last 10 years on different coaches. They specialize in RV insurance and have full replacement coverage for the first 5 years. We have never had a claim but the people I have heard of that did have claims say they received excellent service.
Get a Free Quote for Discount RV Insurance | National General Insurance
Everybody's insurance rates will be different based on the location and the applicants credit history and driving record.
Jon
__________________
Jon & Sue Francis (Retired U.S.A.F.)
Lil Girl-Rescued, Abby Rescued, Peaches Rescued
06 Allegro 35TSA Workhorse Chassis
2013 Chevy Spark Dinghy
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10-28-2013, 01:14 PM
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#4
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Senior Member
Newmar Owners Club
Join Date: Nov 2011
Location: Chattanooga, TN
Posts: 1,796
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Here is another source to get quotes from. RV Insurance | Motorhome Insurance | Blue Sky RV Insurance Went with them this year from State Farm.
__________________
Chuck, Sara (RVM 50.5) & Chopper (the fuzzy 1) 
2003 DSDP w/2015 Jeep Wrangler, 2 Kayaks & 2 bikes. Living and Loving life.
RVM50
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11-07-2013, 06:41 AM
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#5
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Junior Member
Join Date: Nov 2013
Posts: 1
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I just purchased a 2014 36 REQS Pinnacle. Got my insurance thru Good Sam. They have a program thru National General Ins Co. Coll & Comp with $250 ded. $550 per year. This is also a replacement cost policy for the next 5 yrs. So if the unit is destroyed in 2017, I'll get a 2017 model at no cost.
Give Good Sam a call.
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11-15-2013, 08:22 PM
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#6
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Junior Member
Join Date: Nov 2011
Posts: 13
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Suggest you indicate your home state
It may make a difference - as some companies don't offer coverage in every state
(although you are still covered everywhere).
.
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11-15-2013, 08:31 PM
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#7
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Senior Member
Join Date: Apr 2012
Posts: 1,414
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Last 5r we had cost $45 thru farmers attached to truck policy, up full coverage!
__________________
Dave and Laura & two cats
02 Discovery with Accord toad
retired auto rv tech and teacher, wife rt nurse
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11-15-2013, 09:24 PM
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#8
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Moderator Emeritus
Ford Super Duty Owner
Join Date: Aug 2000
Location: Bryan, TX when not traveling.
Posts: 22,948
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If you have coverage of your home and truck through an independent agent, he can shop for the best deal. Until we sold the house and went full time, we had the trailer covered by the vehicle policy and the home owners policy. The premium addition was less than $100.00 per year set up that way.
Sure they are willing to write a separate policy, but there are other ways to get coverage.
Ken
__________________
Amateur Radio Operator (KE5DFR)|No Longer Full-Time! - 2023 Cougar 22MLS toted by 2022 F150, 3.5L EcoBoost Tow Max FX4 Lariat Travel with one Standard Schnauzer and one small Timneh African Gray Parrot, retired mechanical engineer
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05-10-2014, 09:46 AM
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#9
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Junior Member
Join Date: May 2014
Posts: 1
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Insurance
I just closed on a policy for a Jayco Swift with full replacement for 5 years, $500 deductibles for $28 a month. Its worth shopping around for good coverage. I use an insurance broker who is always checking for better deals out there.
Good luck!
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05-10-2014, 11:30 AM
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#10
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Member
Join Date: Feb 2014
Posts: 47
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When we bought our 2013 Jayco Whitehawk we went with Progressive. They offered the best coverage for the price. Our regular Auto provider treated it more like a car and depreciated the value. I was also able to get a better price through an agent then when I checked online.
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05-24-2014, 03:54 PM
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#11
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Senior Member
Join Date: Jun 2013
Location: Gilbert, AZ
Posts: 277
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Quote:
Originally Posted by DirtWorks
Bought 2014 5th wheel, Jayco Pinnacel, trying to find reasonable full coverage Insurance, anyone have a handle on best approach?
here's what our auto insurance company provided ... seemed high to me.
Vehicle Coverage Limits 2014 JAYCO Collision Deductible 500
Comprehensive Deductible 500 Premiums Collision 114.20
Comprehensive 383.44
Semi-Annual Vehicle Premium 497.64 $995.28 Annually
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Wow, that is high. Like 2x high. I just went through this on my 2014 32BHDS. I am paying $230 semi-annual ($460 annual). I have USAA and the trailer is attached through my USAA auto insurance with the same deductible as you. I highly suggest you shop around.
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05-25-2014, 09:19 AM
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#12
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Junior Member
Join Date: May 2014
Posts: 18
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Try RV America Ins./ Brown & Brown 818. 735. 6770
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05-26-2014, 03:30 PM
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#13
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Registered User
Join Date: Jan 2014
Posts: 234
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Camper Insurance help!
I agree RVA insurance best price I found
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