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Old 09-19-2016, 06:51 AM   #57
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You need to get as pi$$ed as we are about your situation! Be an A$$!!! 😉
I SECOND THAT!! Maybe the wife might have a little spunk in her that rubbed off over the year's!!
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Old 09-19-2016, 08:33 AM   #58
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Save some money and have an attitude adjustment...

Make yourself a note that states to your wife that yiu will be humble upon her request and go back to normal when she asks and sign it then ask here to keep it hidden.

Stop taking your meds...

When the military guy returns he may solve this then you can return.

Thanks for your service!
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Old 09-19-2016, 12:05 PM   #59
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IMO using logic, good information and having a line in the sand (stubborn) will oft times beat them into submission. Once they see you have sound logical facts and are not going to give up they may concede to see it your way.
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Old 10-12-2016, 07:19 AM   #60
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Any update??? I'm curious what the status is.


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Old 10-12-2016, 08:50 AM   #61
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Yes, I was hoping for a update too? Rail!
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Old 10-12-2016, 11:37 AM   #62
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The insurance company is dragging their feet. Sometime this week they are going take as little of the slide apart as they have to so they can assess the damage. In other words they are trying to prove the slide coming of the track is my fault. It has almost been a year now. And because the dealership never covered any thing thru these bad storms I think it has suffered more from their neglect than sinking. I'll try to keep y'all up to date.
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Old 10-12-2016, 02:54 PM   #63
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I hate hearing when something like this happens. Both for your rig and for the insurance issues. As I have said in other threads, I owned a property restoration company for many years. I have seen this more times then I care to count, though be it on homes, but really there is no difference.

Few things... Yes they know its totaled. Yes they are dragging their feet. From the notes there have been a few missteps along the way. From here you must decide if you have let go of the rig or not? I would say let it go, if it was saveable, it is not anymore.

Options: Get an independent adjuster involved. I am not big on these people and they usually make things much worse then better. But they can be helpful when in a dispute of what is damaged. Also, if the loss is large enough, you might want consider a Forensics Engineer. As their entire job is to trace damage back to origin. Got to imagine there are ones that do vehicles.

Call the insurance commissioner for your state. Getting them involved in a stalled case will usually help to prod things along. They do not want to be under someones watchful eye.

Last and I mean very last, get a lawyer involved. BUT be careful! Once you ring that bell you can not un-ring it. Your operations case will be closed. You will not hear from anyone on anything again.. as soon as you mention the word lawyer. The case will be transferred to their legal department and it might be a year or 2 before anything moves again.

Honestly the fastest way to resolution is just to be PITA and keep marching up the supervisor line inside the insurance company. Week 1 you call 2 times, Week 2 3 times, by the second month your should be calling 4 times a day, every day. The most squeaky wheel gets the check, but keep yourself in check and do not say the word lawyer unless you mean it.

Good luck to you
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Old 10-12-2016, 04:24 PM   #64
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Hire a lawyer, get them to summarize your arguments, and make a demand.
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Old 10-12-2016, 05:01 PM   #65
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Hire a lawyer, get them to summarize your arguments, and make a demand.
Without a doubt! Can't believe this has been going on this long.
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Old 10-12-2016, 05:24 PM   #66
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an attorney would be my next step
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Old 10-12-2016, 08:40 PM   #67
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Again I can not impress this on you enough, do not lawyer up until you have exhausted ALL other options. It is NOT like they advertise on all those high priced mid-day ads. If you think things are going slow now, wait till you mention the word lawyer. They are not afraid of lawyers. They are actually much more afraid of the State Insurance Commissioner. The Insurance Commissioner has much broader powers and can effect their entire business in the state if they see a pattern of behavior. And as this is a property loss case not a personal injury case, you most often have to pay out of pocket and UP FRONT for the lawyer fees. They do not do property loss cases on contingency.

Again word from the wise on this... explore all other options first.

How to File a Complaint with the Oklahoma Insurance Department

https://www.ok.gov/oid/Consumers/Con...Complaint.html
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Old 10-12-2016, 11:21 PM   #68
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Again I can not impress this on you enough, do not lawyer up until you have exhausted ALL other options. It is NOT like they advertise on all those high priced mid-day ads. If you think things are going slow now, wait till you mention the word lawyer. They are not afraid of lawyers. They are actually much more afraid of the State Insurance Commissioner. The Insurance Commissioner has much broader powers and can effect their entire business in the state if they see a pattern of behavior. And as this is a property loss case not a personal injury case, you most often have to pay out of pocket and UP FRONT for the lawyer fees. They do not do property loss cases on contingency.

Again word from the wise on this... explore all other options first.

How to File a Complaint with the Oklahoma Insurance Department

https://www.ok.gov/oid/Consumers/Con...Complaint.html
I've hired a lot of lawyers. This is nonsense.
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Old 10-12-2016, 11:35 PM   #69
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I've hired a lot of lawyers. This is nonsense.
Your milage may vary. But I have to ask... were those property loss insurance suits? Was it a lawyer you already had an existng relationship with? I have had lawyers. I have testified in property loss cases. I have testified as an expert witness in propertry loss cases. But again... your milage may vary.
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Old 10-13-2016, 05:13 AM   #70
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I would recommend contacting your insurance commissioner. In North Carolina this is very effective way to get action, and free. If they can not resolve the issue then go the legal route. However, if they can not resolve this to your satisfaction, legal action may not be any more productive. They should advise you as to your best, or only, course of action once they have investigated the claim. It is certainly worth a phone call to them.

NADA puts your value in the $40-50K range. Total loss would be my guess. I would settle for anything above $35k and move on, rather than have a botched repair job.
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