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03-16-2014, 11:12 AM
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#1
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Member
Join Date: Nov 2013
Location: Atlanta
Posts: 38
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Best Insurance for Motor Homes
I havew a 2014 Newmar Dutch Star and currently have Progressive Insurance. Is there a carrier that is better for motorhomes?
Thank you
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03-16-2014, 01:41 PM
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#2
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Junior Member
Join Date: Mar 2014
Posts: 1
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Hey,
I cant speak for the insurance companies as far as how much they cost. But being on the "receiving" end of insurance companies, I have found that USAA and Progressive give the best customer service and most prompt response to issues. They both have impressed me by coming out promptly to examine claims and provide payment as soon as jobs are approved so that there is no waiting time for repair.
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03-17-2014, 12:05 AM
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#3
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Senior Member
Join Date: Jul 2012
Posts: 1,450
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For our fulltiming MH coverage, National Interstate is the company we use.
National Interstate
__________________
George R. - Fulltiming since January '03
2007 Newmar Mountain Aire 3991
2012 Chevy Malibu LT1
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03-17-2014, 06:27 AM
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#4
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Senior Member
Tiffin Owners Club Freightliner Owners Club
Join Date: Jan 2009
Location: Somewhere on the road
Posts: 615
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We use National Interstate and it is good. We just had a total loss and they paid the entire stated policy payout for a total loss.
__________________
Bill O'Dell,Retired U.S. Army, Retired LEO, 2014 Tiffin, Phaeton, QBH, 2023 Chevrolet Taho 4x4.
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03-17-2014, 07:42 AM
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#5
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Senior Member
Monaco Owners Club
Join Date: May 2001
Location: Clearwater
Posts: 442
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Make sure you read the exclusions !!! I had progressive and while my 45 ft rv was stored behind my business it was attacked by rodents to the tune of $21,000 . progressive was very quick to come out , take photos and then DENIED my entire claim due to there exclusion for "damage caused by rodents " . I had been in the insurance industry for 20+ years and did not read all the small print-- very dumb !! No longer with Progressive.
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03-17-2014, 08:08 AM
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#6
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Senior Member
Monaco Owners Club
Join Date: Jul 2011
Posts: 2,200
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The cost of insurance depends on driving record, location of RV and what policy you want. I am sure there are all kinds of other "extra" things that are quite subjective in the price. I know that our cost for the RV goes about half going from MI to CA. Same coverage and people just different location. On the other hand the insurance for the bike almost doubles going from MI to CA, more driving time so more cost according to them.
__________________
Thom and Christine having fun in a 1993 Monaco Crown Royale Signature Series 40ft 300hp RV. Towing a Fiat 500 Abarth and a Harley.
Our blogged repairs and travels
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03-17-2014, 08:12 AM
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#7
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Senior Member
Winnebago Owners Club Workhorse Chassis Owner
Join Date: Dec 2013
Location: S.W., Michigan
Posts: 686
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Farmers
We recently switched our blanket policy to Farmers Insurance. When doing the paper work the agent said there would be a start up fee on the RV of $350. I asked why so? The agent said more companies are having to do so because the RV'ers are starting policy's for 3 months while they camp and then cancel their policy and start all over the next year with a different carrier. It's making life tuff on the providers when people do this.
We somtimes are our own worst enemy. 
__________________
2003 Winnebago WFG33V Adventurer - 8.1 Gas, Workhorse Chassis - Medium Titanium Metalic
"For GOD'S sake, be human" 
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03-17-2014, 08:37 AM
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#8
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Senior Member
Forest River Owners Club
Join Date: Sep 2011
Location: Washington, Utah
Posts: 228
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We use The Hartford through AARP. The premiums are VERY affordable and include emergency roadside assistance. We have only filed one claim, and that was handled expeditiously and competently. We don't play the "on again - off again" game with our RV insurance. I want my coach covered all the time whether I'm on the road or it is parked in storage.
__________________
Roger & Diana
2016 Prime Time Crusader 297RSK
Washington, UT
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03-17-2014, 08:37 AM
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#9
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Senior Member
Country Coach Owners Club Retired Fire Service RVer's
Join Date: Feb 2013
Location: Ocala, Florida
Posts: 6,295
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Check out Blue Sky as well
__________________
FMCA #F431170, GS #822128658, Escapees SKP #112655
2012 Airstream Mercedes Interstate Class B
[SIGPIC][/SIGPIC]
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03-17-2014, 08:41 AM
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#10
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Senior Member
Winnebago Owners Club Workhorse Chassis Owner
Join Date: Dec 2013
Location: S.W., Michigan
Posts: 686
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Yes
Quote:
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We don't play the "on again - off again" game with our RV insurance. I want my coach covered all the time whether I'm on the road or it is parked in storage.
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Us as well. For the amount of investment why wouldn't people?
But I guess enough cancel to cause concern with some companies.
__________________
2003 Winnebago WFG33V Adventurer - 8.1 Gas, Workhorse Chassis - Medium Titanium Metalic
"For GOD'S sake, be human"
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03-17-2014, 09:47 AM
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#11
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Senior Member
American Coach Owners Club
Join Date: Jul 2007
Location: SW Florida
Posts: 2,971
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I'm a cost effective and convenience sort of guy, so go with the best price and one that will insure all of our vehicles. Unfortunately, we've had a couple of claims with two different companies and had no problems with either.
__________________
07 Revolution LE 40E_1 1/2 Baths_Spartan MM Chassis_06 400HP C9 CAT_ Allison 3000
Dinghy_2010 Jeep Wrangler JKU ISLANDER
1998 36ft. National Tropi-Cal Chevy Model 6350 (SOLD)
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03-17-2014, 10:23 AM
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#12
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Member
Join Date: Nov 2013
Location: Atlanta
Posts: 38
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How about Good Sam RV Insurance?
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03-17-2014, 12:37 PM
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#13
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Senior Member
National RV Owners Club Freightliner Owners Club
Join Date: Oct 2013
Location: Southern California
Posts: 200
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We got ours through Progressive as well. Previously with State Farm. Coverage is better and more cost effective. Read the fine print and make sure you get the coverage you need. You may have to pay additional premium for some coverages.
__________________
Palm Springs, CA - 2005 National Tropi Cal 370LX on a Freightliner, Cat 350 power. Towing a Rinker R1 - Lake Havasu Bound!!
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