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06-10-2012, 07:03 PM
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#15
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Community Administrator
Join Date: Aug 2009
Posts: 53,534
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Quote:
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Originally Posted by Dunner
If you're saying the basic and vanishing deductible policies are the same price, I ain't believing it. Why would they even have two or more policies?
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They don't. The policy has a diapering ded. Period. Frankly Charlotte I don't care if you believe it. 
__________________
Cliff,Tallulah and Buddy ( 1999-2012 )
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06-10-2012, 07:22 PM
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#16
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Senior Member
Join Date: Sep 2010
Location: Tucson, AZ
Posts: 735
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Quote:
Originally Posted by Clifftall
They don't. The policy has a diapering ded. Period. Frankly Charlotte I don't care if you believe it. |
Is that "diapering ded." the kind that covers your butt?? 
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06-10-2012, 07:25 PM
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#17
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Senior Member
Join Date: Jun 2011
Location: Phx, Arid~zona
Posts: 11,106
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Leave Cliff alone. It's his story and he's sticking to it. 
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06-10-2012, 07:30 PM
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#18
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Community Administrator
Join Date: Aug 2009
Posts: 53,534
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Quote:
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Originally Posted by Dunner
Leave Cliff alone. It's his story and he's sticking to it. |
Ok wiseguys. Here is your assignment for tomorrow if you can handle it. Call Gilbert RV Ins @ 888-784-6787 and ask them about whether Victoria Ins. offers a disappearing ded for a higher price or is it standard in their Fl policies.
__________________
Cliff,Tallulah and Buddy ( 1999-2012 )
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06-10-2012, 07:34 PM
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#19
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Senior Member
Join Date: Apr 2012
Posts: 134
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Quote:
Originally Posted by Pepper2
Had a stone hit the windshield leaving a small chip. Does anyone know if the same procedure used on smaller car windshields will work on MH'S? Another question is has anyone with GMAC ins. had any experience with their reaction to a claim? Thanks!
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I had two chips, I have progressive RV insurance...
Chips repaired under policy, with no deductable...
Safelite performed the work at my residence...
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2023 Thor Challenger 37fh on a F53 V8
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06-10-2012, 07:55 PM
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#20
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Senior Member
Join Date: Sep 2010
Location: Tucson, AZ
Posts: 735
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Quote:
Originally Posted by Clifftall
Ok wiseguys. Here is your assignment for tomorrow if you can handle it. Call Gilbert RV Ins @ 888-784-6787 and ask them about whether Victoria Ins. offers a disappearing ded for a higher price or is it standard in their Fl policies.
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OK, you bet, no problem, I'm gonna' jump right on that...........nah, not really.
I don't have that company for Insurance, so I don't really care enough to call.
But if you find out and post it here, I may read it.... 
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06-10-2012, 07:56 PM
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#21
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Community Administrator
Join Date: Aug 2009
Posts: 53,534
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Quote:
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Originally Posted by Sequim Guy
OK, you bet, no problem, I'm gonna' jump right on that...........nah, not really.
I don't have that company for Insurance, so I don't really care enough to call.
But if you find out and post it here, I may read it....
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One down , one to go.
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Cliff,Tallulah and Buddy ( 1999-2012 )
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06-10-2012, 08:29 PM
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#22
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Senior Member
Join Date: Jun 2011
Location: Phx, Arid~zona
Posts: 11,106
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Allstate saved me over $1000 compared to the same coverage with AmFam. I won't live in FL, so I don't care either.
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06-10-2012, 08:45 PM
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#23
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Senior Dude
Triple E Owners Club
Join Date: Sep 2010
Location: Somewhere, BC.
Posts: 5,613
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I've heard of some companies covering the chip repair for free and others that don't.
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Les (RVM12), Bonnie and 4 leggers Shelby and Tea Cup
Triple E Empress A3802FW Diesel Pusher 330 Cat
FMCA-420438 Good Sam
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06-10-2012, 09:02 PM
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#24
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Community Administrator
Join Date: Aug 2009
Posts: 53,534
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Quote:
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Originally Posted by Dunner
Allstate saved me over $1000 compared to the same coverage with AmFam. I won't live in FL, so I don't care either.
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Two down.
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Cliff,Tallulah and Buddy ( 1999-2012 )
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06-11-2012, 01:51 AM
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#25
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Senior Member
Join Date: Sep 2010
Location: Tucson, AZ
Posts: 735
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Quote:
Originally Posted by Clifftall
Two down.
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Yup, nobody cares, so you get an automatic win.... 
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06-11-2012, 09:08 AM
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#26
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Moderator Emeritus
Join Date: Jan 2000
Location: West Palm Beach, FL. USA
Posts: 27,659
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There is normally an extra charge for the "disappearing deductible" option. It usually isn't much, but does cut into the benefit when & if you have an accident. And if you don't have an accident, it is money down the drain.
When I had an accident, I saved $250 on a $1000 deductible on my National Interstate policy, but I had paid in about $180 in premiums in the 10 years before that. That is in Florida, buy the way.
Florida mandates "no-deductible on windshields", so that is a standard thing in all Florida policies. It only applies to windshield glass and is not the same as a disappearing deductible.
__________________
Gary Brinck
Former owner of 2004 American Tradition and several other RVs
Home is West Palm Beach, FL
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06-12-2012, 03:56 PM
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#27
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Senior Member
Winnebago Owners Club
Join Date: Nov 2011
Location: Seeing the USA
Posts: 2,646
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Fixed it
Called around and the out of pocket price ran from $69-$125. Paid the $69, and left the ins. comp. out of it. Once you call and inquire about a possable claim it is noted and I am sure looked at at renewal time. Thanks all!
__________________
Neal and Deb + Mya and Gizmo, the pup's
2003 Winnebago Sightseer 30B
May the roads rise up to meet you, May the winds be always at your back...
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06-13-2012, 09:05 AM
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#28
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Senior Member
Join Date: Jun 2010
Location: Anacortes, WA (Stick & Brick)
Posts: 2,643
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I have an unusual chip in my winshield, but it's not growing, so I haven't had it fixed. It's unusual because it's on the inside!
I was working in the overhead TV cabinet, running some extra wiring for a DVD and left my powered screwdriver on top of the dash. I snagged it with something and it rolled down the dash and hit the windshield. Of course, the Phillips bit was in the lead, not the opposite, blunt end!
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Frank Damp -Anacortes, WA,(DW- Eileen)
ex-pat Brits (1968) and ex-RVers.
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