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Old 06-10-2012, 08:03 PM   #15
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If you're saying the basic and vanishing deductible policies are the same price, I ain't believing it. Why would they even have two or more policies?
They don't. The policy has a diapering ded. Period. Frankly Charlotte I don't care if you believe it.
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Old 06-10-2012, 08:22 PM   #16
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They don't. The policy has a diapering ded. Period. Frankly Charlotte I don't care if you believe it.

Is that "diapering ded." the kind that covers your butt??

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Old 06-10-2012, 08:25 PM   #17
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Leave Cliff alone. It's his story and he's sticking to it.
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Old 06-10-2012, 08:30 PM   #18
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Leave Cliff alone. It's his story and he's sticking to it.
Ok wiseguys. Here is your assignment for tomorrow if you can handle it. Call Gilbert RV Ins @ 888-784-6787 and ask them about whether Victoria Ins. offers a disappearing ded for a higher price or is it standard in their Fl policies.
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Old 06-10-2012, 08:34 PM   #19
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Had a stone hit the windshield leaving a small chip. Does anyone know if the same procedure used on smaller car windshields will work on MH'S? Another question is has anyone with GMAC ins. had any experience with their reaction to a claim? Thanks!
I had two chips, I have progressive RV insurance...

Chips repaired under policy, with no deductable...

Safelite performed the work at my residence...
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Old 06-10-2012, 08:55 PM   #20
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Ok wiseguys. Here is your assignment for tomorrow if you can handle it. Call Gilbert RV Ins @ 888-784-6787 and ask them about whether Victoria Ins. offers a disappearing ded for a higher price or is it standard in their Fl policies.

OK, you bet, no problem, I'm gonna' jump right on that...........nah, not really.
I don't have that company for Insurance, so I don't really care enough to call.
But if you find out and post it here, I may read it....

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Old 06-10-2012, 08:56 PM   #21
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OK, you bet, no problem, I'm gonna' jump right on that...........nah, not really.
I don't have that company for Insurance, so I don't really care enough to call.
But if you find out and post it here, I may read it....

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One down , one to go.
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Old 06-10-2012, 09:29 PM   #22
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Allstate saved me over $1000 compared to the same coverage with AmFam. I won't live in FL, so I don't care either.
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Old 06-10-2012, 09:45 PM   #23
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I've heard of some companies covering the chip repair for free and others that don't.
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Old 06-10-2012, 10:02 PM   #24
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Allstate saved me over $1000 compared to the same coverage with AmFam. I won't live in FL, so I don't care either.
Two down.
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Old 06-11-2012, 02:51 AM   #25
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Two down.

Yup, nobody cares, so you get an automatic win....

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Old 06-11-2012, 10:08 AM   #26
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There is normally an extra charge for the "disappearing deductible" option. It usually isn't much, but does cut into the benefit when & if you have an accident. And if you don't have an accident, it is money down the drain.

When I had an accident, I saved $250 on a $1000 deductible on my National Interstate policy, but I had paid in about $180 in premiums in the 10 years before that. That is in Florida, buy the way.

Florida mandates "no-deductible on windshields", so that is a standard thing in all Florida policies. It only applies to windshield glass and is not the same as a disappearing deductible.
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Old 06-12-2012, 04:56 PM   #27
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Fixed it

Called around and the out of pocket price ran from $69-$125. Paid the $69, and left the ins. comp. out of it. Once you call and inquire about a possable claim it is noted and I am sure looked at at renewal time. Thanks all!
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Old 06-13-2012, 10:05 AM   #28
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I have an unusual chip in my winshield, but it's not growing, so I haven't had it fixed. It's unusual because it's on the inside!

I was working in the overhead TV cabinet, running some extra wiring for a DVD and left my powered screwdriver on top of the dash. I snagged it with something and it rolled down the dash and hit the windshield. Of course, the Phillips bit was in the lead, not the opposite, blunt end!
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