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Old 08-08-2016, 11:07 AM   #1
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Considering used DP, title question

Looking to purchase our first DP, found a 2004 we like but see something odd on the carfax (but not the report from Rvchecks.com.) Curious if this is something common to MH when registration changes to Florida that does not require odometer readings (as I understand it.) To summarize RVChecks says clean title but Carfax says NAM branded title. Thoughts? TIA

RVChecks.com shows the following:
Odometer No Title Brand found by RVchecks

State VIN Issue Date Odometer
Florida 1RFC95544410XXXXX 20160602 EXEMPT
FL 1RFC95544410XXXXX 20120530 000049000 Miles

And no previous history to that.

Carfax shows:
Branded Title: Not Actual Mileage
Not Actual Mileage | Exceeds Mechanical Limits Alert! Problem Found
DMV title problems reported. Odometer Problem

With the following title/registration history:
07/07/2005 Florida
Motor Vehicle Dept.
Vehicle purchase reported

08/19/2005 Illinois Motor Vehicle Dept. Elgin, IL
Title #X5231645175
Title issued or updated
First owner reported
Loan or lien reported
Exempt from odometer reporting


09/26/2007 Illinois
Motor Vehicle Dept.
Springfield, IL
Registration updated when owner moved
the vehicle to a new location

05/24/2010 Illinois
Motor Vehicle Dept.
Springfield, IL
Registration issued or renewed

09/15/2011 Illinois
Motor Vehicle Dept.
Registration issued or renewed

05/30/2012 49,000 Florida
Motor Vehicle Dept.
Crestview, FL
Title #0109023435
NOT ACTUAL MILEAGE TITLE ISSUED (carfax comment)
Titled or registered as
personal vehicle
Loan or lien reported
Registration updated when owner moved
the vehicle to a new location
Vehicle color noted as Brown

03/31/2014 Florida
Motor Vehicle Dept.
Crestview, FL
Title #0109023435
NOT ACTUAL MILEAGE TITLE ISSUED (carfax comment)
Titled or registered as
personal vehicle
Loan or lien reported
Vehicle color noted as Brown

06/02/2016 Florida
Motor Vehicle Dept.
Irvine, CA
Title #0109023435
Title issued or updated
Exempt from odometer reporting
Vehicle repossessed
Vehicle color noted as Brown

07/04/2016 55,952 Auto Auction
Florida
Vehicle sold at auction
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Old 08-08-2016, 11:19 AM   #2
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JMHO: The " Repossessed & Auction " on the last two reports would be enough to put me off purchasing that RV . If it's the floor plan your after , I'd be searching online for a similar unit without the checkered past.

A unit that was repossessed will likely have seen no servicing as the owner would have done no regular servicing to avoid the expense, even if the dealer has done servicing , how much damage was done during the missed servicing.
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Old 08-08-2016, 11:25 AM   #3
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Thanks, the repo issue I can wrap my head around, and could mitigate to some extent with inspection/warranty. The title issue is not so clear, it will continue to show on the carfax, and unless it is common and accepted, impacts value down the road.
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Old 08-08-2016, 11:45 AM   #4
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Warranty on a 12 year old coach , will be $$$$$, when I purchased my Dutch Star it was 11 years old and coverage was $7,000 for a 2 year power train package and $11,000 for a 4 year whole coach policy , can't remember the other numbers , but those dollar amounts were enough to put me off any warranty purchase. In 6 years I haven't spent $3,000 on non-maintenance repairs. Two previous owners and good service records. Knock On Wood.
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Old 08-08-2016, 02:16 PM   #5
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Warranty on a 12 year old coach , will be $$$$$, when I purchased my Dutch Star it was 11 years old and coverage was $7,000 for a 2 year power train package and $11,000 for a 4 year whole coach policy , can't remember the other numbers , but those dollar amounts were enough to put me off any warranty purchase. In 6 years I haven't spent $3,000 on non-maintenance repairs. Two previous owners and good service records. Knock On Wood.
Interesting, dealer is quoting a 2 yr Total Care package from EasyCare for $2,657. Which seems reasonable, not like the prices you mentioned.
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Old 08-08-2016, 02:25 PM   #6
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Don't let a repo scare you. The reasons for the repo can vary and not necessarily impact the condition of the coach.

Back in 2008 we had a class C and had been looking to upgrade to a Class A. I had made a habit of checking on Ebay. I was driving my parents to Florida and saw a Class A listed not to far from where we were going so on the way back home we stopped an looked at it. Turned out to be a repo but the coach looked like it had been well taken care of. I crawled over, under and through the entire coach and couldn't find a problem. Everything worked BUT there were no records so I had to base my decision on my inspection. We ended up buying to coach for about 1/2 of NADA value at the time and still have it. We've put ~50K miles on it.
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Old 08-08-2016, 03:15 PM   #7
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Interesting, dealer is quoting a 2 yr Total Care package from EasyCare for $2,657. Which seems reasonable, not like the prices you mentioned.

Be sure to double check that. My dealer offered an extended warranty, which increased our confidence level in buying the vehicle, as it was intended to do. At closing, he acted surprised that the vehicle he was selling us was over 10 years old, and sorry, the warranty is not available.
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Old 08-08-2016, 04:46 PM   #8
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Considering used DP, title question

A repo implies the payments stopped some time before the vehicle was repo'd. If someone is not making payments, then they clearly have no long term plans for "owning" the vehicle. Why would they spend hundreds of dollars on an oil change, chassis lube, or any other maintenance? Not an issue if it just sat in storage, but may be a concern if it was being driven all over the country avoiding the repo man.
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Old 08-08-2016, 05:57 PM   #9
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You say you found an '04 you like. Have you actually seen it in person, or are you looking at an add with pictures that might not tell the whole story?

Looking at your notes, there appear to be 2 different times when the coach wasn't even registered. If you haven't seen it first hand, I'd be very concerned about it's condition. It sounds like it could be one of those coaches that spends a lot of time in storage - which is pretty hard on them in many cases.

The other thing I wanted to add, if you aren't familiar, Florida requires coaches from out of state be inspected prior to receiving a Florida registration. The inspection is pretty informal, and amounts to a visual VIN confirmation as well as an odometer reading. Not sure what would happen if the odometer wasn't functional. Would they refuse to register it in Florida, or possibly make note "not actual mileage"?

Good hunting!
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Old 08-08-2016, 06:29 PM   #10
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Originally Posted by ahicks View Post
You say you found an '04 you like. Have you actually seen it in person, or are you looking at an add with pictures that might not tell the whole story?

Looking at your notes, there appear to be 2 different times when the coach wasn't even registered. If you haven't seen it first hand, I'd be very concerned about it's condition. It sounds like it could be one of those coaches that spends a lot of time in storage - which is pretty hard on them in many cases.

The other thing I wanted to add, if you aren't familiar, Florida requires coaches from out of state be inspected prior to receiving a Florida registration. The inspection is pretty informal, and amounts to a visual VIN confirmation as well as an odometer reading. Not sure what would happen if the odometer wasn't functional. Would they refuse to register it in Florida, or possibly make note "not actual mileage"?

Good hunting!
Went to see it in person, exterior condition was very good, cabinets, ceiling, fixtures, walls, sofa, etc all in good condition. Floors were re-done in laminate, leather chairs up front were out for re-upholstery so I could not drive it. Generator and AC's were running and working. Still need further inspection and such but first glance was good. Looks like it went into storage at the end and was not used.

This is the first one that really checked the boxes for my wife. Most of the other carfaxes I have pulled with Florida history do not show any odometer readings for registrations. Not sure the story on this one, was it not functioning at the time, owner check the wrong box?

Checking to see what maintenance records the dealer has that may shed some light.
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Old 08-08-2016, 07:10 PM   #11
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I wouldn't worry too much about the Car-Fax report. RV's are a bit of a square peg for Car-Fax. Same for the Repo. Could have been an older couple that moved to Florida, husband passed away and rather than trying to sell if the wife told the bank to come and get it.

My coach was a repo with no records also. Besides bald tires I used the missing info to drive the price even lower. I spend several hours on, in and under the coach checking everything. 40,000 miles and five years later still going strong.


Regarding any post sale maintenance/warranty, all I'll say is read the fine print. I'm not a fan while some owner wouldn't leave the dealers lot without one.
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Old 08-08-2016, 08:59 PM   #12
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I guess I don't see the title issue. You either get a clean title or not, and when the lien holder invokes his right to repo, the state grants a title to the lien holder so he can sell. Will it show up in future reports? Sure, it's already there, exactly as shown in your message. So what? The mileage is what it is, right? Or are you worried that somebody tampered with the odo?

The issue of whether the coach was reasonably maintained is something for you to evaluate. I would plan on an inspection and on spending $1000+ to bring all maintenance up to date, but I would do that anyway unless the owner could show a detailed maintenance history. That's actually pretty rare if bought through a dealer.

I'm also skeptical of that $2600 two-year "warranty" package on a 2004 DP. Read the provisions carefully, cause that sounds awful cheap. I have a 2004 as well, and haven't found anything in that range.
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Old 08-09-2016, 06:11 AM   #13
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I wouldn't worry too much about the Car-Fax report. RV's are a bit of a square peg for Car-Fax. Same for the Repo. Could have been an older couple that moved to Florida, husband passed away and rather than trying to sell if the wife told the bank to come and get it.

My coach was a repo with no records also. Besides bald tires I used the missing info to drive the price even lower. I spend several hours on, in and under the coach checking everything. 40,000 miles and five years later still going strong.


Regarding any post sale maintenance/warranty, all I'll say is read the fine print. I'm not a fan while some owner wouldn't leave the dealers lot without one.
Same here. I would not worry about the repo. Do a good inspection, and go from there.

Those against buying a repo, use the worst possible case that MIGHT have happened. There are LOTS of reasons GOOD units are repo'd.

"Lack of maintanance" is used. There are LOTS of units out there, not repo;s, that suffer from this!

If unit is good, go for it! Good Luck!
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Old 08-10-2016, 12:22 PM   #14
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Thanks all. Autocheck shows that the NAM disclaimer was subsequently removed and the dealer says they have documentation confirming mileage is actual. Will check out the documentation, and if satisfied start a more detailed inspection process.
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