I will give you a complex answer
Popups.. Far as I know AAA will cover the tow vehicle, and the driver may leave the trailer attached, or not
Bigger trailers, Generally only the tow vehicle You will have to go back for the trailer
And out of fuel, they may cover most anything (no tow needed)
Big RV's. it depends on the state, Some do, Some don't Some CHA-CHING you.
Coachnet covers motor homes in all states
Good same all RVs in all states
In my case Nationwide (Auto insurance) paid for the Motor home tow but I had to pay up front.. Had my check in like 3 days.
Home is where I park it!