Have you already spent the money? As a general rule I avoid EW's they are never what you are led to believe. Most only cover things like upholstery and flooring, and that's after your manufacture warranty has run out. You still have to pay a deductible and sometimes they only cover a part of the repair. I would take the time, read the fine print and make sure that everything you are wanting to cover, is covered.
2016 Bighorn 3160EL
2015 RAM 3500 6.7L I6 4x4 CC SB SRW