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Old 12-19-2012, 05:00 PM   #1
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extended warranties on used motorhome

I am sure that there is a thread on this subject but I am looking to purchase a used motorhome and want to buy an extended warranty but of course I want a good one. Please tell me who to look at and which ones not to.
Thanks,
Steve
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Old 12-19-2012, 05:46 PM   #2
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They are not warranties but rather complicated service agreements or insurance policies. None of them are good but some are just not as bad as others. They must be extremely lucrative to those who sell them...big up front commissions. There are so many of them to choose from and they seem to be prospering and multiplying. Think about it...the odds are very much in their favor...way more money comes in than goes out.
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Old 12-19-2012, 05:56 PM   #3
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I have an extended warranty from wholesale warranties. I shopped and got prices and bargained with them. I believe in them and have used them and was damn glad I had it
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Old 12-19-2012, 05:56 PM   #4
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Quote:
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They are not warranties but rather complicated service agreements or insurance policies. None of them are good but some are just not as bad as others. They must be extremely lucrative to those who sell them...big up front commissions. There are so many of them to choose from and they seem to be prospering and multiplying. Think about it...the odds are very much in their favor...way more money comes in than goes out.
I wasn't going to respond to this post but...I'm in agreement with this thinking. These are not warranties, they are insurance policies full of loopholes. The companies that offer them are in it for profit, they aren't there to be your friendly benefactor. So...you are betting against the house. If they lost the bet more often than they won, they would be out of business. Personally, I don't bet against the house in these situations. As always - your mileage may vary.
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Old 12-19-2012, 09:38 PM   #5
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I purchased a 4 year plan from wholesale warranties, very satisfied. I've used it within 6 months of purchase. They don't always cover everything and you need to keep good maintenance records. Call Britney at wholesale.
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Old 12-20-2012, 09:34 PM   #6
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I contacted Brittany and she quoted me between $9,300 and $13k for a 5 year unlimited policy depending on deductible. Much higher than I was expecting. What did you guys pay? I know it is a 9 y/o motor home but "ouch"!
Steve
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Old 12-20-2012, 09:45 PM   #7
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Try xtraride. No hassle with the repair guys.
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Old 12-20-2012, 09:49 PM   #8
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They ARE insurance, with actuarials based on all the usual factors. And just like an "extended warranty" on a new PC (et al), you might come out ahead, but you usually won't. They make profits, ya know
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Old 12-20-2012, 10:02 PM   #9
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Like all insurance policies, you purchase in hopes that you never need to use it. That being the case if you can afford it put the premiums in the bank and with draw when and if you need to. You are your own insurance company
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Old 12-21-2012, 01:21 AM   #10
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I stopped shopping when several of them do not cover ' pre existing conditions' I asked them to define that on a my 60K mile rig....talk about the run around. I asked who determined if it was a pre existing condition? Of course the warranty company did. I asked them to give me an example, again, the run around. I can hardly think of one thing on a 60K mile rig that if it went out could not be considered pre-existing if a person wanted to get picky about it (and trust me, warranty companies will be picky and find all the loop holes) That settled it for me. I took my chance and kept my money in the bank. Drove it sight unseen from mesa to Salem, Oregon. No major mishaps, liked one of the slick salesmen tried to scare me into. It's like throwing dice I think. Take your chances. Just my two cents here.
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Old 12-21-2012, 01:33 AM   #11
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Like all insurance policies, you purchase in hopes that you never need to use it. That being the case if you can afford it put the premiums in the bank and with draw when and if you need to. You are your own insurance company
That's what we did, even if I included the new tires (and no policy would) last year we still wouldn't have broken even. In fact the only thing that might have been covered was the refer cooling unit, and that was only $600 or so to get a better one than new and that occurred after 9 years so the policy would have lapsed anyway.
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Old 12-21-2012, 05:32 AM   #12
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I purchased a 4yr plan for $3600, which included incidential coverage, and a seven yr tire plan .
My mh is also 9yrs old. What make/model of mh do you have? That maybe the reason, call her back and tell her Bob Fitta refered you and my policy was more affordable. Good luck.

Bob
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Old 12-21-2012, 07:14 AM   #13
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Thanks Bob, I will do that. It is a 2003 safari panther.
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Old 12-22-2012, 09:25 AM   #14
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Stacy at Wholesale Warranties just quoted me $5597 for the XtraRide Platinum 3-year warranty with unlimited mileage with $500 deductible. How does that sound to you guys?
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