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Old 01-26-2013, 09:30 PM   #1
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Extended Warranty

Does anyone have any suggestions on where I can purchase a good and reasonably priced extended warranty for a 2008 Tiffin Phaeton 36QSH? I checked Good Sam and have a quote from them but I would like to check out other options as well.
Thanks.
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Old 01-26-2013, 09:49 PM   #2
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Some like them for the comfort feeling. If you have a reasonably good rig, dont waste yer muny.
They are not true warrantys, but insurance. It is based on actuarials, and profit for the provider. So, sometimes you win, usually you dont.

Had one. Lost money

Just sayin....
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Old 01-26-2013, 09:52 PM   #3
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I've heard some positive reports abut the Cornerstone Extended Warranty. I know Lazydays RV in Tampa offers it and you don't have to buy an RV there or even go there to get it. Maybe give them a call.
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Old 01-26-2013, 10:00 PM   #4
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Look at Wholesale Warranties RV Extended Warranty Coverage, RV Warranty Specialists - Wholesale Warranties for RV Repair

Ask for an exclusionary policy with a consequential damages rider.

An exclusionary policy offers far more protection than an inclusionary policy, add the consequential damage rider and you have about as much coverage as you can get.

Wholesale Warranties reps several companies, have them give you a quote on CSI Allegiance.

Read through this thread Opinions of these Service Contract Providers
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Old 01-26-2013, 10:53 PM   #5
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We have an Allegiance CSI Care policy through Wholesale Warranties. I just made the last payment on our 18 month - no interest plan, for a total of $3,024.00

Our plan is:

- an exclusionary policy
- tire and wheel coverage
- leveling system coverage
- slide out coverage
- deluxe appliance and high tech coverage
- consequential damage / non-covered part cause of loss
- covered part of loss
- seals, gaskets and sealing boots

It's a 48 month/40,000 mile policy

While others will disagree with buying a policy, as first time motorhome owners (even with being technically and mechanically inclined), I felt it was worth the expense. I am confident that we will be utilizing, or trying to utilize the policy in the near future as our leveling jack motor is due for repair or replacement - the high pitched noise it now makes is an indicator - and while I've attempted a number of things to get our steps to fully retract, they still don't.

I'm hoping to get the motorhome in to the shop in the next few weeks for some other work (rust repair, basement door repairs) and intend to have the shop take on my punch list of items that should be covered by the CSI policy.

Unfortunately the motorhome has to go to a certified repair facility, Allegiance/CSI will not pay for repair/replacement of items if performed by the motorhome owner. That's frustrating as I (as many other owners are) are capable of handling repairs on our own - but I guess this is designed to protect CSI from potential fraudulent claims by an owner.

Oh well ... as soon as we can give up the motorhome for a few weeks it's heading over to Autoworks Unlimited in Torrington CT for some repairs and tweaks. Mike George and his team over there are GREAT! Body work and repairs is only a small part of his business, the more fun and cool part is the racing they do, the race cars and exotic cars they restore, prepare and transport to and from the track.

We've had the opportunity to join them at Lime Rock Park a few times, and it was a blast. Between our access with Mike and his team, my brother who works on the EMT/Recovery crew and my sister-in-law who is the weekend track doctor - we get some awesome access at that track. The BIG downside for us and going to Lime Rock, is that it usually just ends up being a day trip for us since the race track prohibits dogs anywhere on the property - so even with the RV, keeping the dogs inside except for on leash walks - we can't bring the 2Labs :-(
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Old 01-27-2013, 07:16 AM   #6
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I agree wholeheartedly with sdennislee. I had a Good Sam extended policy that I cancelled(Long story) and went with Wholesale Warranties. I'm now paying half of what I was paying with GS. Also my deductible is half. I personally went with Xtra Ride rather than CSI, but that's for you to decide which would be better for you.
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Old 01-27-2013, 08:30 AM   #7
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We had real good experience with CWCare from Camping world. Got it for a really low price when we bought or MH from them so the price is negotiable. We bought a used diesel MH and wanted a little insurance for the first year or so. It has expired now and we trust the unit so didn't extend. However before it expired we had a few items performed such as Dash ac seemed to be going Sputh and microwave was acting up.
Went to CW, gave them the policy number and they handeled everything else. Replaced our standard microwave with a new microwave/ convection oven combo and replaced the compressor on my ac unit. Took a few weeks to get the right compressor so they waived the deductible.
Didn't get all our money back but had some piece of mind for a while. Never got all my money back from car insurance either.
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Old 01-27-2013, 11:15 AM   #8
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2 years ago we bought a used Fleetwood class A RV and bought an extended warranty through our dealership with "JayPlus" (Protective Administrative Services Inc.). With a used coach, there were a few warranty issues and actually getting in touch with "JayPlus" was a nightmare, but they did pay the claims.

We also had tire and wheel coverage and unfortunately had a double blowout in Wyoming. Good Sam Roadside took care of getting the tires for us, but "JayPlus" refused to pay for the claim. After 7 months of fighting with them I filed a lawsuit and magically a check appeared. I cancelled this policy right afterwards.

I've since bought a new Fleetwood and do have an extended warranty with American Guardian Warranty Services, but have not had to use it so far.

Stay away from "JayPlus".
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Old 02-22-2013, 10:24 PM   #9
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Quote:
Originally Posted by Gary RVRoamer View Post
I've heard some positive reports abut the Cornerstone Extended Warranty. I know Lazydays RV in Tampa offers it and you don't have to buy an RV there or even go there to get it. Maybe give them a call.

I have Cornerstone purchased from LazyDays when I bought my Coach. Best thing I did. I have had two claims totally more than the cost of the Coverage and they paid without a fuss. The tow bill for one was $600 which was covered under the plan. For me, they work Well. Wouldn't buy a used Coach without one, especially a Diesel.
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Old 02-23-2013, 08:38 AM   #10
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Quote:
Originally Posted by 2Labs View Post
We have an Allegiance CSI Care policy through Wholesale Warranties. I just made the last payment on our 18 month - no interest plan, for a total of $3,024.00

Our plan is:

- an exclusionary policy
- tire and wheel coverage
- leveling system coverage
- slide out coverage
- deluxe appliance and high tech coverage
- consequential damage / non-covered part cause of loss
- covered part of loss
- seals, gaskets and sealing boots

It's a 48 month/40,000 mile policy

While others will disagree with buying a policy, as first time motorhome owners (even with being technically and mechanically inclined), I felt it was worth the expense.
2labs, I've been talking to Wholesale Warranties myself, and this sounds like a very good plan at a very good price and terms. Did they come out and do an inspection? I'm being told I will need one, even though I just purchased the MH in December 2012 and already provided them a copy of my "clean" 5 page pre-purchase inspection. I was also told that any "pre-existing" conditions will not be covered until I provide evidence they've been repaired. I understand their position as it is a 2003, however there are only 33,000 miles on it, don't have any issues that I know of, and gave them a 2 month old inspection. It's also not like I put a lot of miles and time on it, as I've only driven it home since I purchased it.
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Old 02-23-2013, 09:29 AM   #11
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I think an inspection would benefit you. It would eliminate a common , often used declination of coverage due to pre existing conditions.
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Old 02-24-2013, 09:37 PM   #12
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Originally Posted by StevieG View Post
2labs, I've been talking to Wholesale Warranties myself, and this sounds like a very good plan at a very good price and terms. Did they come out and do an inspection? I'm being told I will need one, even though I just purchased the MH in December 2012 and already provided them a copy of my "clean" 5 page pre-purchase inspection. I was also told that any "pre-existing" conditions will not be covered until I provide evidence they've been repaired. I understand their position as it is a 2003, however there are only 33,000 miles on it, don't have any issues that I know of, and gave them a 2 month old inspection. It's also not like I put a lot of miles and time on it, as I've only driven it home since I purchased it.
An inspection was not required for them to write our policy ... I think that the deciding factor on this was that we purchased our motorhome from an RV Dealer *and* we purchased our plan within 30 days of taking delivery - we actually purchased it the week after.

I would think that they want an independent inspection to ensure no "covered" damage has occurred since you took ownership.

Another factor might be the year of your motorhome. We purchased our policy in the summer of 2011 on a 6 year old motorhome ('05 National RV Sea Breeze).
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Old 02-25-2013, 04:11 PM   #13
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So far my best quote by far has come from ACC Warranty. I'm still awaiting Wholesale Warranties. Good Sam was quite a bit higher than ACC for my coach. We'll see what Wholesale says.
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