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Old 11-19-2015, 06:58 PM   #1
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Extended Warranty

Hello. I am buying a 2008 American Tradition with a lot of miles on it. I was thinking about getting an extended warranty. I have seen a lot of horror stories. It seems to be really easy to find a company that rips people off. Are there any good ones? How much should it cost? Thanks.
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Old 11-19-2015, 07:15 PM   #2
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in fall of 2013 we purchased our 1st MH a 2008 Fleetwood Excursion.
We also transferred an extended warranty we had purchased for our TT.
We paid an upgrade but can't remember the exact cost at present.
I am currently on the road and don't have access to that information.
While it was several thousand we did have major problems with the engine
and leveler system. Except for the $ 100.00 deductible's all was reimbursed without problems
The company was X-TraRide and we have recouped all the cost and still have 3 more years on the policy
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Old 11-20-2015, 05:05 AM   #3
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In 40+ years of rving we have never had the need for any warranty.
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Old 11-20-2015, 05:15 AM   #4
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In 40+ years of rving we have never had the need for any warranty.
You are very lucky...time to buy a lottery ticket!
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Old 11-20-2015, 05:37 AM   #5
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Quote:
Originally Posted by Bompa13 View Post
The company was X-TraRide and we have recouped all the cost and still have 3 more years on the policy
X2. 2 years left for us.
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Old 11-20-2015, 06:27 AM   #6
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XtraRide for us too. Purchased it from www.wholesalewarranties.com and the times we've needed it, there were no problems. Just had a rear heat pump replaced last week.
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Old 11-20-2015, 12:01 PM   #7
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Wholesale Warranty has several carriers to chose from & were easy to work with. If you're gong to buy an ext warranty you should do it in this calendar year OR your coach will be a year older in 2016 & cost more to cover
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Old 11-20-2015, 03:01 PM   #8
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I'm going through the same process. Been working with Wholesale Warrantees. Even though it is a bit pricey, I'm looking at it as a protection against a major expense (Diesel engine failure, etc.). The peace of mind is worth a lot for me. With a $500 deductible I probably won't use it too much.

Does anybody have any thoughts on the "listed item" versus the "exclusionary" policy? It's hard to look through the list of items and to know what is missing.....

Thanks,

Jeff
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Old 11-20-2015, 05:39 PM   #9
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I would suggest chassis-only coverage on an 8 year old DP. Full coverage on an 8 year old coach is going to be really pricey, probably in the $6000-$7000 range for 4 or 5 years. Chassis only coverage will be substantially less, and that's where the high dollar repairs are concentrated.

You can afford to replace an a/c or or fix a recalcitrant water heater, but a diesel engine or tranny component can easily run several thousands. For example, I recently paid $1000 just to have the engine fan speed controller replaced on my Tradition.
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Old 11-22-2015, 09:06 AM   #10
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This past summer we purchased a 2007 Itasca Horizon from a CW and got a 2 year extended warranty/service plan, for the chassis and coach. I was initially planning a 1000 deductible but was talked into a 100. Glad they did cause after a 2 month trip to the NE and Canada, the inverter/charger quit, dishwasher quit, (no not the girlfriend), 2 slide issues requiring control valve, remote keyless entry quit, exhaust pipe and bracket cracked just before the muffler. The inverter is about a $3-4K repair and not sure of the rest.

Generally I shy away from extended warranties but considering the complexities of the systems, age, and repair/replacement cost, the $4500 paid for the plan was well worth it. Since there is over a year and half left and there are extensive travels planned, peace of mind is a nice thing to have.

If someone never had a warranty issue, 2 things come to mind. Either incredibly good luck or there was no warranty in place to exercise. Warranties and service plans are insurance. We have what the pocketbook can handle and don't get the coverages we figure we can handle.
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Old 11-22-2015, 10:19 AM   #11
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I would suggest chassis-only coverage on an 8 year old DP. Full coverage on an 8 year old coach is going to be really pricey, probably in the $6000-$7000 range for 4 or 5 years. .....
Gary,

I think that is pretty sound advice. I have a call into my warranty specialist asking the question.

thanks,
jeff
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Old 11-22-2015, 10:34 AM   #12
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Purchased our 2004 Suncruiser 1 year ago. Purchased 3 yr warranty from CoachNet, "RV Protect". So far, they have paid for a complete overhaul of the Norcold refrig. All working parts replaced. I would have preferred a brand new fridge, but what the repair shop says to the warranty company REALLY matters. In other words, the description of the repairs needed makes a difference as to what they will pay to fix or replace. Anyway, fridge works now and it cost right at $1500. The back-up camera monitor had also quit, so they ended up replacing the monitor, camera and cable. About another $1000. 2 years left on warranty. What are the chances another big ticket repair will be needed in 2 years? In case you hadn't noticed, these things are a house that you drive down the road while everything in it is shaken up and bumped around. Stuff breaks.
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Old 11-23-2015, 04:44 PM   #13
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Gary,

I think that is pretty sound advice. I have a call into my warranty specialist asking the question.

thanks,
jeff
Well I got a quote on the Chassis only. It wasn't much cheaper, a few hundred dollars, but the coverage on the engine and chassis stuff was way less. It didn't even list Diesel, airbags, airbrakes, etc. I asked if they sent me the wrong policy, and they said no, what is listed is also for diesel. Not a good way to go as far as I could figure!! Just didn't seem right.

jeff
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Old 11-23-2015, 04:47 PM   #14
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Just remember you aren't buying a "warranty" unless you get it directly from the manufacturer of the vehicle. By law they are a contract and the requirements are different.
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