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Old 11-07-2014, 10:14 PM   #1
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Financing

Where is the best financing available now? Rate?
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Old 11-07-2014, 10:23 PM   #2
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Mostly depends on your credit score. 800+ and you'll get the best rate available. Credit unions usually have the lowest rates. Prequalify with bank or credit union and don't rely on a dealer to get you a good rate. Just my 2c
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Old 11-07-2014, 10:40 PM   #3
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Bank of the West which is also Essex Credit are big in the RV financing. Costco as special rates with them too.
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Old 11-07-2014, 10:44 PM   #4
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Bank of the West which is also Essex Credit are big in the RV financing. Costco as special rates with them too.
Agreed... Bank of the West/Essex Credit seems to be the best. I also believe the advertising in Motorhome Magazine for financing is generally Essex Credit. As mentioned, a lot depends on your credit rating.
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Old 11-07-2014, 11:07 PM   #5
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In addition to credit rating, new vs used and down payment amounts can come into play
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Old 11-07-2014, 11:11 PM   #6
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We received the best rate from our Credit Union.
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Old 11-09-2014, 06:44 AM   #7
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Old 11-09-2014, 07:35 AM   #8
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I just got a 0% for 60 months from Lincoln AFS.
Makes a good toad. Credit score is 800+
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Old 11-09-2014, 07:51 AM   #9
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Where is the best financing available now? Rate?
With good credit ask for 4% or lower.
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Old 11-09-2014, 01:33 PM   #10
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I recently financed with Alliant credit union. One of the few that will allow older than 10 years BTW. My rate was 4.5 % and was super easy to work with.
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Old 11-09-2014, 01:55 PM   #11
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With good credit ask for 4% or lower.

My credit union wanted 9.9% for max of 7 years. Went to Costco/Essex hot 3.9% got 15 years. Some credit unions do not want to dear with RV loans and reflect it in there rates/loan length.
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Old 11-09-2014, 01:57 PM   #12
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You didn't say,but are you financing a toad or MH? I would first check your credit union as that's where I got my best deal. Also, as was said,your credit score and what percentage your financing. I had no down on the mh and financed 80% and put the other 20% on a no interest for 18 months cc. saved 1 1/2% by doing that and paid off the cc before the 18 months. The difference between 100% and 80% was 4% and 5 1/2% and that adds up over a twenty year loan.
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Old 11-09-2014, 02:04 PM   #13
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Try US Bank got 3.99%
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