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Old 08-03-2013, 10:54 PM   #1
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Red face Fuel card

Being rookies when it comes to motorhome RVing in North America, and coming from Canada, I wonder if anyone could advise us on the best way of paying for the fuel (in our case it would be gasoline). Our debit card is not too useful in the USA, and if I use my credit card I incur a credit card charge. I have been thinking to get a Flying J/ Pilot fuel card, mainly because we do have a few Flying J truck stops not too far from where we live.
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Old 08-03-2013, 11:42 PM   #2
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If I am not mistaken, fuel stations in the US much prefer cash and give you the best price with such. I generally use my MasterCard and only pay the dollar difference. I don't believe banks can charge you more than that now. If you are not carrying a balance on your card, there shouldn't be extra charges on your card
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Old 08-04-2013, 01:05 AM   #3
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Quote:
Originally Posted by Koele View Post
.... Our debit card is not too useful in the USA, and if I use my credit card I incur a credit card charge. I have been thinking to get a Flying J/ Pilot fuel card, mainly because we do have a few Flying J truck stops not too far from where we live.
I agree with sswilson in that cash is the best way to go.

When you say your debit card is not useful in the USA, do you mean you can't make purchases, or that you can't easily get cash withdrawals? I would have thought that debit cards would cross the US-Canada border quite easily.
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Old 08-04-2013, 01:07 AM   #4
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I use a Flying J/Pilot card with a lifetime Good Sam Club membership, and direct debit from checking.

The benefits include;

1) No limit on pumping gas. Most stations have a $100 limit per fuel dispensing.

2) 6 cents discount per gallon.

3) Convenient locations along major highways.

4) Discounted dumping at most locations.

5) LPG fill up at most locations.

6) Restaurants at most locations.

7) RV parking at most locations with no charge for overnight parking.

I also use my Costco AmExp card, that gives me 3% cash refund on fuel purchases. I also find that at Costco Gas Stations, the gas is generally at a good discount to other stations in the area.

Ted
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Old 08-04-2013, 07:03 AM   #5
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We have the Flying J card & Good Sam discount program linked to our checking account as well. There is a $1000 limit on the card & we came very close on a weeklong trip from Boston to Nashville. The payment website is very easy to use & recharges the card quickly.
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Old 08-04-2013, 08:54 AM   #6
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We have the Flying J card & Good Sam discount program linked to our checking account as well. There is a $1000 limit on the card & we came very close on a weeklong trip from Boston to Nashville. The payment website is very easy to use & recharges the card quickly.
Obviously, individual credit limits do vary. My limit is actually so high that I would never hit that limit, even if driving every day all month. Regardless, you are not limited (except for your credit limit) for the amount you can pump each fueling. I agree with this post though, that if you have a lower credit limit, making an online payment will reset your available credit limit quickly.
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Old 08-04-2013, 09:00 AM   #7
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We have a Penfed visa card that gives 5% cash back on gas purchases made at the pump. Saved a few hundred $ this year.
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Old 08-04-2013, 09:20 AM   #8
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Canadian debit cards

Hi. We're Canadian too. If the problem with your Canadian debit is the need to input your numeric zipcode at the pump (Canada uses postal codes with numbers and letters) just put in the 3 numbers from the postal code and 2 zeros. Eg. L4N7A6 equals 47600. This should work.
We also got American visa and debit cards from the Royal Bank. They have a US partner bank "RBC bank, Georgia" and it is easy to get US accounts, transfer money as well as get "real" US cards.
I'm going to try the Pilot/Flying J route and see how it goes. Any discount sounds good to me.
Good luck
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Old 08-04-2013, 09:36 AM   #9
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A little clarification on the Flying J/Good Sam card. You get the $0.06 discount is off the CASH price. If you also link your account to your bank account, they will raise your limit to $2500 and auto debit your bank account at the end of the month.
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Old 08-04-2013, 09:39 AM   #10
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I use an Amex Blue card give a 6% discount on groceries, 3% on Fuel, 3 % on department stores, 1% on everything else and is the only card you can use at Costco
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Old 08-04-2013, 12:43 PM   #11
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Consider using the PFJ/Good Sam RV Plus Charge Card. This is the only card I have been able to confirm I get the advertised discount. There is no limit to the amount of fuel one can purchase. Simple and easy, works for me.
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Old 08-04-2013, 08:41 PM   #12
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I use flying J and love it!
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