Get 'FULL TIMERS' Insurance policy from a Ins. Company that specializes in FULL TIMERS Insurance.
Same type of policy/coverage you have on your S&B........PLUS vehicle type coverage.
We had a 'flood' ---------needed water removed, new carpet, new linoleum, a NEW subfloor in large slideout (required slide to be removed/repaired/reinstalled).
Our FULL TIMERS Insurance covered repairs & motel stay (78#dog)
National Interstate Ins-------great company, great customer service, great followup on claims and great premiums --------and they KNOW what FTs need