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Old 06-12-2012, 09:22 PM   #1
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Unhappy Hail damage roof

I have a 2000 Holiday Rambler that was in a hail storm. I thought the roof was fiberglass. After seeing the damage to the roof I think it is aluminum. I am worried if this will be a repair that may total it if they have to replace the entire roof. Has anyone experienced this sort of damage? I also have other damage.
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Old 06-12-2012, 09:49 PM   #2
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If it is just dimpled like a golf ball, after making sure all seams and roof penetrations are still well caulked, why not leave it? No one will see it unless they're standing on an overpass as you go under. Unless the hail broke through the roof, I'd live with it. You might slice to the left or right in a wind, but dimples might make you get better MPG.
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Old 06-12-2012, 10:23 PM   #3
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[QUOTE="BFlinn181"]If it is just dimpled like a golf ball, after making sure all seams and roof penetrations are still well caulked, why not leave it? No one will see it unless they're standing on an overpass as you go under. Unless the hail broke through the roof, I'd live with it. You might slice to the left or right in a wind, but dimples might make you get better MPG.[/QUO

One thing is resale and trade in value. I am looking for a DP if I find the right one for the right deal. I will take any MPG I can get.
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Old 06-13-2012, 08:10 AM   #4
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Best of luck with that claim...
Unless the damage is severe (broken vents and AC shrouds), I don't think you have one... doesn't mean you can't try though.
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Old 06-13-2012, 09:42 AM   #5
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Quote:
Originally Posted by ahicks
Best of luck with that claim...
Unless the damage is severe (broken vents and AC shrouds), I don't think you have one... doesn't mean you can't try though.
I have all of that. Awning cover dented. AC shrouds cracked, vent covers shattered. The paint is cracked on the bumper and bay doors hinges. My adjuster came out and said get two estimates and send them to him. They do not have software to give me an estimate. We shall see.
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Old 06-13-2012, 10:07 AM   #6
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I have a 99 Holiday Rambler. The roof is fiberglass.

About 3-4 years ago we had an 02 Conquest. It was in a hail storm and insured by progressive. It had a rubber roof.

They came out and were able to give estimates for repair on on the roof vents, awnings (which were in at the time) were damaged, and a few other things that I didn't see. The rubber roof came out fine and I don't think we had a claim there.

I replaced all of the vents myself, it just takes a little time to source them.
Awnings - if you can get them down, you can just replace the material.

Anyway... If I company can insure an RV, why would they not be able to estimate repairs? That's part of the business too...

If the roof is dented, it's damaged, and it should be returned to pre-damaged condition. Don't accept failure to claim the roof - replacing the fiberglass would be very expensive and leaving it as is will impact your resale value.

My brother buys a lot of "totalled" RVs - many of them get totaled due to dented roofs that have no active leaks, but are too expensive to repair... They're 100% usable if you don't mind a few dents.
Don't underestimate the repair cost of a dented roof and don't give the insurance co a pass on it.
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