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Old 12-18-2012, 05:28 AM   #15
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Never file a claim for a few hundred dollars ! It's cheaper in the long run to pay out of pocket for the small stuff then to file a claim.....

92' Holiday Rambler 1000
The wife, me and two furry kids
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Old 12-18-2012, 05:39 AM   #16
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Originally Posted by FleetMan View Post
Check with Farm and Cities Insurance Services, Forrest City, IA. They are an insurance brokerage and can find you decent rates and coverages by shopping/comparing different companies for you.
DITTO - Let a knowledgeable agent check the market for you!!

Hal & Ginny Miller '04 Beaver Santiam PRT40
'04 Saturn Vue - US Gear Brake - Blue Ox tow
4 "girls" (3 Irish Setters - Retriever)
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Old 12-18-2012, 10:16 AM   #17
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When we purchased our DP we were waiting for sticker shock from the difference to insure our 8 yr old C and the new 40 footer. We weren't disappointed when we received quotes from Good Sam (GMAC), Hartford, Progressive and Foremost.

Our dealer hooked us up with Estelle Hunt of American Adventure Insurance who located a policy with Blue Sky that had much better coverage for $400-$600 less than the others. It actually was only a couple of hundred dollars more than our old policy.
2012 Sportscoach Cross Country 385 DS Freightliner XCR w/ Cummins ISB 6.7L 340 hp
2009 Saturn Vue, Blue Ox Alpha, RVi Brake 2
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Old 12-18-2012, 10:58 AM   #18
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My policy is to make my Ins. Agent shop my coverage out every year. With no claims I will not lie still for a raise out of the clear blue.
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Old 12-18-2012, 02:21 PM   #19
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Don't assume that Good Sams always equates to GMAC. I went through GS's and they set me up with Allied. GMAC does not write policies for RV's in North Carolina. My Allied policy is 838.00 per year.
Command Master Chief (USCG, RET)
Full Timing in a 2007 American Coach Eagle 45H towing a 2015 Ford F150 4x4 hauling a 2015 Anniversary Edition Honda Goldwing
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Old 12-19-2012, 02:19 PM   #20
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I've requested quotes from all the carriers mentioned here and then some. Just go online and fill out the online quote forms. Nobody could beat my current Grange coverage at $119 every 6 months. We do have another vehicle insured with them as well as our home so we received the mulitipolicy discount. I also just increased my deductible because we own a body shop that fixes RVs so I figured it was really silly to carry a low deductible.
2000 Georgie Boy Pursuit, 33' w/ 1 slide.
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Old 12-19-2012, 03:29 PM   #21
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Thanks for all your comments. I will be shopping around. Our present insurance is with National Interstate Ins. Co. They will be getting a call shortly after Christmas. Again, Thanks to all. Merry Christmas & A Happy New Year
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Old 12-19-2012, 03:57 PM   #22
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We also have National Interstate. We previously had Farm Bureau for many years when they suddenly said they would not insure anything valued over $100,000, even tho everything else we have, car, house, etc is with them. So after calling around we found National Interstate for less than $1000 per year. We have had no claims so far, but I have read that they are very good with their claims also.
Jim and Shirley McGehee
2004 Beaver Monterey Laguna
2013 Honda Fit Toad, 2003 Jeep Liberty Toad
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Old 12-20-2012, 08:38 AM   #23
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We just got our renewal from GMAC for 44% increase, was 1818 on RV and toad, now they want 2590. No reason other than "we can"....they claim they did a "rate revision" with our home state of Louisiana. We have been with them for 3 years, no claims, no accidents, no tickets, no age increase (by brackets). Called around to Foremost, National, local agent, Poliseek.....all within $400 of GMAC. But Geico just quoted me $1736 per year on same coverages, minus only the total loss. We're at 4 years so we would have lost that next year anyway. But I have to find out what "FMV" on my rv is....still have note. :( But 1736 is way better than 2590 so have to consider it.
Richard & Samme..and Honor the cat.
2009 Southwind 36D
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Old 12-20-2012, 09:33 AM   #24
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initally had GS/GMAC. One claim for window, renewal went up$800. Now with progressive due to $1400 yearly.

Tom, Jan withn Papillons, Chance N Candy
'13 (60th annaversary) AMBASSADOR 40' DFT
Don't dream your life away, but live your dream
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