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Old 07-03-2014, 01:20 PM   #15
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Old 07-03-2014, 06:02 PM   #16
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It all depends on what kind of coverage you want. You can buy cheap insurance with lousy coverage or expensive insurance with excellent coverage. I buy expensive insurance with good coverage, including replacement cost coverage, but it costs a bundle for a 2001 motorhome that we live in fulltime. However, we have no other home or a lot of money in the bank to cover any claims that could require lots of dollars.
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Old 07-03-2014, 06:09 PM   #17
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Progressive thru Poliseek agency out of California is much cheaper than Progressive through Progressive--go figure. Anyway, Progressive is known for understanding motorhome peculiarities and most importantly, they PAY. Friend in tractor & trailer repair business always smiles when he learns a job will be paid by Progressive because they pay. Friend has his coach insured with Progressive. A great rate from a company that either doesn't pay or makes us jump through hoops isn't all that exciting to me.
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Old 07-03-2014, 06:21 PM   #18
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Another Progressive customer here. I've quoted from other companies, all higher for less coverage.
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Old 07-03-2014, 10:31 PM   #19
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State Farm does not cover full time motorhomers. Just to let you know
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Old 07-03-2014, 10:40 PM   #20
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Costco.. Works for me
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Old 07-04-2014, 05:16 AM   #21
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State Farm does not cover full time motorhomers. Just to let you know
I didn't know that. Thanks for the information.
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Old 07-04-2014, 06:53 AM   #22
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Here's another vote for Progressive. I just renewed for $640, that includes towing/roadside assistance. 4yrs. ago we had some hail damage that they fixed without a hitch. We've needed to be towed a couple of times, and again no problem whatsoever. One tow was from Destruction Bay, Yukon, to Whitehorse, YK. which was 180 miles. I specified that I didn't want a tow per se, but I wanted the coach put on a trailer, again no problem at all. I have no idea what the cost was for that, but it wasn't cheap! The towing rider is only an additional $24 a year. Can't beat that with a stick. Oh, by the way my premium actually went down by $12.
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Old 01-20-2015, 08:20 PM   #23
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Update: I received my Blue Sky renewal and it has doubled. Apparently they have new rates in several states which include mine! I'm not sure what we are going to do but potentially double check their premium is in line with others.


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Old 01-21-2015, 02:58 AM   #24
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Another vote for Progressive, I called every one, they were cheaper with more coverage! No claims, 1 speeding ticket (Wyoming, Sunday morning, secondary roads, rolling down a hill, 5 over in my semi, did not even look at the mini van that just passed me?) In the last 20 years!
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Old 01-22-2015, 12:31 PM   #25
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We have Blue Sky at about $600/yr for $80K coverage. No claims experience. Make sure you read the policy for hidden exclusions before buying. We started with Progressive and filed a claim for exterior rodent damage to wiring. Claim denied for exclusion in fine print. Repair cost over $2,500. To add insult to injury, Progressive applied a penalty when I cancelled to switch for comprehensive coverage.
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Old 01-22-2015, 10:52 PM   #26
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Here's another vote for Progressive. I just renewed for $640, that includes towing/roadside assistance. 4yrs. ago we had some hail damage that they fixed without a hitch. We've needed to be towed a couple of times, and again no problem whatsoever. One tow was from Destruction Bay, Yukon, to Whitehorse, YK. which was 180 miles. I specified that I didn't want a tow per se, but I wanted the coach put on a trailer, again no problem at all. I have no idea what the cost was for that, but it wasn't cheap! The towing rider is only an additional $24 a year. Can't beat that with a stick. Oh, by the way my premium actually went down by $12.
Just renewed with Progressive on my 2004 Meridian 36' DP for $1,567/yr. No tickets, no damage claims, went up $216.
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Old 01-22-2015, 11:26 PM   #27
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We had Progressive, they lived up to their name by progressively raising their rates. But what really clenched us moving to another insurance was a broken windshield on our Jeep GC. Mobile service replacement would have been $156 + tax direct. Called Progressive to get an estimate through them. Was told they would not tell me unless I uttered the words (as coached) "I want to file a claim" but I could cancel it. So I did as coached, they price was almost $500 so I said to cancel the claim as they said I could.
Went to change insurance companies due to this. That's when I found out that Progressive took away my 4 year, no claims deductible reduction, and was reporting to other companies that I had a "0 to $1000 claim" even though a written claim was never filed!!
WA Insurance Commission said it was legal but certainly not ethical!!
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Old 01-23-2015, 08:45 AM   #28
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x2 for Allied. If you are an FMCA member, you also get a discount from Allied. That is new and when I called prior to my last renewal they lowered my bill. Not sure what type coach you have, so hard to tell what would be reasonable.
X3 on Allied. I pay 760/yr. on our 40 ft DP.
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