Insurance: Is paying for a full year up front standard?

[bruce91]

Living in central Florida with a clean driving record (1 windshield in MH & car) for me and the DW i switched all our insurance needs to Allstate a few years back. I do shop for competitive rates and have stayed with Allstate with their acceptable small increases. Our motorhome is $1006 a year / $83.85 monthly. I pay all others with one payment to take advantage of their pay in full discount. The motorhome didn't have a pay in full discount so the extra monthly $1.50 installment fee charge was good as all 6 of our insurances have the same pay date. OUCH!!

Last year using what others here on irv2 have posted for their insurance i did the quotes. Few covered all my needs, most were very close to what coverage i had and cost. I stayed with Allstate as everything under one roof bundled with better coverage. You have to get quotes and get what fits coverage and price.

[stew1]

I use hartford through aarp my premium is 350 for a year full coverage 2002 motorhome but i have all my insurance through them