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01-24-2018, 04:43 PM
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#1
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Member
Join Date: Jul 2017
Location: Wherever we park
Posts: 96
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Insurance on a new-to-me 2015 Newmar Ventana 4002
Any thoughts on what the annual premium would be? 1st quote I got was $2900 and that seems high.
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2015 Ventana 4002
2017 Jeep Wrangler Unlimited Sahara
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01-24-2018, 04:50 PM
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#2
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Due to all the factors that an insurance company uses no one here can give you anything but a guess.
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2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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01-24-2018, 06:27 PM
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#3
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Senior Member
Newmar Owners Club
Join Date: Feb 2016
Location: North Port, Florida
Posts: 145
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Our 15' Ventana 4369 came up for renewal (3rd) so we shopped as Nationwide clearly wants out of the RV business in Florida. Two quotes later and we settled with Good Sam (agent) and National General insurance. Very pleased. One benny is their "storage " clause allowing for comprehensive coverage to remain in force while all other coverages are suspended for the duration of storage. Check them out. . . I think you will be pleased
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01-25-2018, 06:29 PM
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#4
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Moderator Emeritus
Join Date: Jan 2000
Location: West Palm Beach, FL. USA
Posts: 27,713
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Too many variables, both location and personal, plus you didn't give any idea of what coverages you want, i.e. liability limits, deductibles, personal property, glass (if optional), etc. You have to define what you want/need and then shop for quotes.
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Gary Brinck
Former owner of 2004 American Tradition and several other RVs
Home is West Palm Beach, FL
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01-25-2018, 07:02 PM
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#5
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Senior Member
Join Date: Sep 2014
Posts: 555
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Get quotes from other providers. Nice coach I like the 4002 floor plan.
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2015 Canyon Star 3424
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01-25-2018, 08:17 PM
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#6
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Senior Member
Join Date: Mar 2016
Location: Portland, OR.
Posts: 109
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As has been stated... no one can give you a dollar amount that will have any real meaning what-so-ever. Just way too many varibles.
You can get some idea of what companies you might want to deal with but the rate you will be quoted will depend on coverages, number of drivers, driving records, how much deductable, and even your zip code.
The list goes on. Make a list of what you actually want for coverage, get on the phone and make sure you are comparing apples to apples when looking at rates.
Company suggestions: Geico has been very competive in our area, Nationwide very close, National General and Progressive not so much. Could be just the opposite in other areas.
Just a couple of notes regarding Geico, RV rate is based on number of days it is used. Also, while not your issue, if you own a Forest River product you also get a discount as Berkshire Hathway owns Geico and Forest River. They give a discount for using/buying BH products.
Good luck.
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Remember, we are all good at something... I happen to be a good bad example.
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01-26-2018, 12:08 PM
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#7
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Senior Member
Join Date: Nov 2014
Location: Cut Off, LA
Posts: 367
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Get a quote from the company you use for your vehicle/home insurance. They can probably give you the best rates, especially if they can be combined.
I just bought a 2015 DSDP and combined it with my other insurances. The coach insurance is right under $1000 a year.
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01-26-2018, 12:41 PM
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#8
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Senior Member
Fleetwood Owners Club Freightliner Owners Club
Join Date: Mar 2017
Location: Georgia
Posts: 477
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One of the things you might want to consider is "full replacement cost". A lot of companies will sell you an (automobile) RV policy but few will sell you a replacement policy. It cost more but if you are unfortunate to have a total loss being able to get your coach completely replaced has value.
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Steve & Margo
Bonaire, Georgia
2018 Fleetwood Discovery 40D LXE "Alice"
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01-26-2018, 03:57 PM
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#9
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Member
Join Date: Jul 2017
Location: Wherever we park
Posts: 96
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Quote:
Originally Posted by Campin Cajun
Get a quote from the company you use for your vehicle/home insurance. They can probably give you the best rates, especially if they can be combined.
I just bought a 2015 DSDP and combined it with my other insurances. The coach insurance is right under $1000 a year.
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I wish I could, bury my homeowners & auto are through Nationwide (40 years) and they no longer write on rigs my size. Thanx!
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2015 Ventana 4002
2017 Jeep Wrangler Unlimited Sahara
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01-26-2018, 05:21 PM
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#10
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Senior Member
Newmar Owners Club
Join Date: Oct 2011
Location: Pompano Beach Fl
Posts: 486
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Try Safeco... They have a stadium named after them... 
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Mitch & Laura
And The Doodle Brothers
2018 DSDP 4369/2018 Subaru Forester
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