Go Back   iRV2 Forums > MOTORHOME FORUMS > Class A Motorhome Discussions
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 05-05-2014, 08:58 AM   #1
Junior Member
 
Join Date: Apr 2014
Posts: 3
Insurance Recommendations

I will be getting a 2006 Allegro this weekend. I would like some recommendations on the best insurance company to go to through. I think....that in my past life, my ex-husband and I used Good Sam's but I am not certain. Thanks.
__________________

__________________
stephjhart is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 05-05-2014, 10:44 AM   #2
Junior Member
 
unhipdotcom's Avatar
 
Join Date: Apr 2014
Location: Columbus, Ohio
Posts: 19
May I suggest getting a quote from your homeowner's or automotive insurance company? They will offer you a multi-policy discount.

I currently have my house, two cars and our motorcycle on our Allstate policy. They have also been the most affordable insurance we've had, and we've bounced around quite a bit with our auto insurance since DH has a terrible driving record!

When our roof blew off of our house in a windstorm in '09, we had it replaced in less than two weeks and were very satisfied with how they handled it. So we don't feel like we're getting jipped due to the affordability of the policy. Luckily that's the only claim we've made in the 7 years we've had them. *Knock on wood!*

But if you're satisfied with your home or auto policy, maybe give them a shot with your RV Good luck!
__________________

__________________
unhipdotcom is offline   Reply With Quote
Old 05-05-2014, 10:57 AM   #3
Senior Member
 
JFXG's Avatar
 
Newmar Owners Club
Freightliner Owners Club
Join Date: May 2012
Location: Today? Mercer, PA
Posts: 3,615
Depends on your intended use. If you'll use your allegro as an intermittent vacation vehicle, then an add-on with your regular insurance carrier will probably be fine. In that area I am very partial to State Farm.

If you intend to fulltime or snowbird, a specialty carrier that regularly deals with fulltimers would be advised. We now use National Interstate for our coach and car. We've only filed one small claim in two years (toad windshield), but the service was excellent.

Good Luck!
__________________
John & Diane, Fulltimers. RVM103 NHSO
On the road since June '12 with Lincoln, the guard cat.
2002 Dutch Star 40, Freightliner, Cat 3126, 2004 Element
JFXG is offline   Reply With Quote
Old 05-05-2014, 05:59 PM   #4
Senior Member
 
Tiffin Owners Club
Freightliner Owners Club
Join Date: May 2014
Location: Honeoye Falls NY
Posts: 132
Same here

We're also getting an Allegro RED this weekend and I've spent the afternoon on the phone and computer checking out insurance carriers. I live in upstate NY and some companies don't sell here. My homeowner/vehicle insurance company doesn't insure RV's.
The best quote by far was from Titan, a Nationwide company. I found them through the iRV2 site. I also got a quote from Explorer and through the dealership i'm working with. I'm looking over the various quotes to be sure I'm comparing apples & apples.

Does anyone have any experience with the Titan company.
__________________
Snyderwheels is offline   Reply With Quote
Old 05-05-2014, 07:04 PM   #5
Senior Member
 
lanerd's Avatar
 
Tiffin Owners Club
Join Date: Apr 2009
Location: Home in warm Sou Calif for the winter.
Posts: 1,399
I have used Good Sam (actually National General) for about the past five years. I have four autos and the motor home and every year I go through the process of getting quotes from different companies. I do find cheaper insurance for my autos, but the mh insurance will be more.......and visa versa. So I've stayed with GS until I can find something better.

One item that is provided with GS is that you can get a "storage" reduction on your policy if your rv or autos are put into storage for longer than 30 days (I think). Our mh is placed in storage from November through April and the insurance is reduced to include comprehensive only. This reduces the annual price by several hundred dollars. In the same token, we put three of our autos in storage from June through October....and again the insurance is reduced to comprehensive only. Anothr couple hundred saved.

So with the storage reductions, I have yet to find another insurance company that can beat their price. Recently, I checked with FMCA and their storage reduction only included medical and uninsured motorist. Not anywhere close to GS's reductions.

Food for thought.

Ron
__________________
Ron, Sandie and Lilly
2013 Tiffin Phaeton 42LH 400 ISL | 2011 GMC Terrain SLT-2
Roadmaster All Terrain | US Gear Unified Brake System | Pressure Pro
lanerd is offline   Reply With Quote
Old 05-06-2014, 06:16 AM   #6
Senior Member
 
donhoward49's Avatar
 
National RV Owners Club
Workhorse Chassis Owner
Join Date: Aug 2010
Location: Portland, Oregon
Posts: 868
Our M H is a weekend, vacation unit. I wanted one company for Home, cars, M H.. I went with Geico.. I also took their roadside service for the M H.. I have not had a claim yet, so can not say about service but I saved a "bunch" over my former company.
__________________
2004 National Sea Breeze LX8375, Towing a 2012 Liberty.
donhoward49 is offline   Reply With Quote
Old 05-06-2014, 06:25 AM   #7
Senior Member
 
Ramets's Avatar
 
Join Date: Jul 2010
Location: Conway, SC
Posts: 2,364
We went with Progressive 5yrs. ago. Never had a claim except for the towing rider which is only $22 for us a year. You won't find any kind of roadside assistance for that price. We've had to have a tow a couple of times and never a problem getting it done, even one in the Yukon.
__________________
Ramets is offline   Reply With Quote
Old 05-06-2014, 08:51 AM   #8
Senior Member
 
StevenNSteph's Avatar
 
Join Date: Nov 2013
Location: FullTime, North America
Posts: 557
I use BlueSky as do many full-timers. I have a 100K replacement policy with 20K personal contents for just under $1K. When we were part-time we had the same replacement but no personal property in the mid $800 range. None of the big name companies could even come close to this.
__________________
Steven and Stephanie
2007 Winnebago Adventurer 38J
2008 Hyundai Elantra
StevenNSteph is offline   Reply With Quote
Old 05-06-2014, 09:03 AM   #9
Senior Member
 
OLYLEN's Avatar
 
Monaco Owners Club
Join Date: Jan 2008
Location: Olympia, Wa
Posts: 2,335
Get a bundled quote from AARP. HAVE cars RV house condo and duplex rentals for a good price and good protection.

LEN
__________________
2004 Clss C 31' Winnebgo
OLYLEN is offline   Reply With Quote
Old 05-06-2014, 09:42 AM   #10
Senior Member
 
vapor3000's Avatar
 
Join Date: Jan 2012
Location: NE Oklahoma
Posts: 509
We currently use AAA insurance for our entire house/car/rv/atv insurance package. I shop this insurance bundle every three years and have saved thousands of dollars over the years doing so. AAA happens to be the most competitive this cycle and has been for the last couple of cycles. As long as they stay that way, they will get my business.

I have had a few claims with AAA and other insurance companies. Any of them who attempt to raise their premiums due to a claim immediately looses my business. I can assure you that the insurance companies are still ahead!!

One other thought, your worst "best" friend is your insurance agent.
__________________
Rick and Lynda Smith
2004 NEWMAR DSDP M-4011-SPTN 8.9 Liter Cummins
2011 GMC SLT 1500 4WD CREW toad
vapor3000 is offline   Reply With Quote
Old 05-06-2014, 06:02 PM   #11
Senior Member
 
maxwell18's Avatar


 
Monaco Owners Club
Join Date: May 2013
Location: Pace FL 32571
Posts: 285
insurance

I will second ARRP (ITT Hartford) I'm 71 and have had them for a long time. I have checked around when my policy go's due sometimes and they are always the best. If you are I think 55 you can join ARRP.
__________________
Bruce and Carolyn, Sissy the Boss
2005 Monaco Diplomat M-40PAQ
400ISL Cummins
maxwell18 is offline   Reply With Quote
Old 05-06-2014, 06:24 PM   #12
Senior Member
 
Join Date: Feb 2014
Location: Bamber Lake
Posts: 364
Try National Interstate, they actually know what an RV is.
__________________
RayJr is offline   Reply With Quote
Old 05-06-2014, 07:21 PM   #13
Senior Member
 
TonyDi's Avatar


 
Join Date: Feb 2011
Location: Point Pleasant Beach, NJ
Posts: 10,442
Quote:
Originally Posted by RayJr View Post
Try National Interstate, they actually know what an RV is.
I agree!!
__________________
Tony & Ruth........... FMCA#F416727
Newmar Dutch Star 4320, Spartan MM Chassis, Cat C9, Jeep Grand Cherokee Hemi, Blue Ox Aventa LX, and Brake Buddy. TST 507 TPMS
TonyDi is offline   Reply With Quote
Old 05-06-2014, 10:39 PM   #14
Senior Member
 
Fleetwood Owners Club
Join Date: Sep 2010
Location: Greeley CO.
Posts: 171
3 years ago I shopped rates after my auto agency Farmers was very high, Gieco was the best, moved 1 car over to policy to get multiple vehicle discount. Recently compared rates with Good Sam, they were a lot higher. I had 2 claims one on auto (hail) and last month on MH (wind damage). Very fast service, reported claim one day had adjuster at the house the next day and received check same day.
Great service from Gieco on both claims.
__________________

__________________
2006 Fleetwood Excursion 39S Spartan Chassis
MP-8 tuner / Aero 5050XL muffler / Towing Mini Cooper Convertible
sevenmacs is offline   Reply With Quote
Reply

Tags
insurance



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
RV / Motorhome insurance JEFFOH Class A Motorhome Discussions 22 09-28-2015 07:37 PM
Health insurance supplement insurance jacks647 iRV2.com General Discussion 29 04-16-2014 06:18 PM
Full-time insurance or not Cola ny Full-Timers 6 03-30-2014 12:26 PM
Insurance recommendations? roadside assistance,etc. lifesajoy Tiffin Motorhomes Owners Forum 8 11-14-2013 09:48 AM
Blue Sky RV Insurance don't pay the invoice after the accident vilsis Monaco Owner's Forum 32 11-07-2013 07:30 PM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 04:46 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.