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Old 05-24-2014, 12:32 PM   #1
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Insurance / Road Service Choices

We're just about to take delivery on a slightly used Thor ACE 29.2. I'm trying to figure putt what fyi foo about insurance and road side assistance. I currently have USAA coverage for my cars. Their rates for the RV seem good, so I planned to stick with them.

I have a standard AAA membership and I was thinking of upgrading it to cover the RV. Does anybody have an opinion of the quality of service for AAA versus something else, like Good Sam?

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Old 05-24-2014, 12:47 PM   #2
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AAA service depends on the club area your in when you need service. A lot of the AAA clubs do not provide any type of road service for an RV, and what they do provide is minimal at best. For emergency road service the best and most consistent is Coach Net. They know what an RV is and respond accordingly.
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Old 05-24-2014, 12:47 PM   #3
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I had AAA but ended that after a few unsatisfactory responses to breakdown on various family vehicles. Also, the AAA contract in the magazine notes that many areas do no service RVs and they will send help, but you must pay up front and be reimbursed "if approved" up to a dollar limit. I had CoachNet but on my one call to them on a major highway I was really dissatisfied; however, to be fair, many people love CoachNet. I now have Good Sam. I had one call on my car and the response was OK, a little slow, but ok. I still have Good Sam, but again, to be fair, you will find many complaints on the internet. Just remember, it is emergency roadside service, and all contract with local garages. It will just depend on who gets sent out and how high your expectations are.
For extended warranties I suggest contacting: Wholesalewarranties.com
I currently have National General RV insurance, and have been satisfied with my one claim. If you join FMCA they have established a new RV insurance quote program.
Happy Trails.
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Old 05-24-2014, 01:58 PM   #4
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I am with Good Sam for Roadside Assistance, Insurance and Travelers Assistance. Used the Roadside twice and had one broken windshield in last year. Extremely pleased with service. Looked at FMCA for insurance and could save some dollars. When I spoke with GS, my rate dropped 250 a year. Stayed with them.
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Old 05-24-2014, 02:46 PM   #5
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All good info, thank you. I think you have me talked out of AAA.

It sounds like coach net or good sam are the favorites. Does Camping World do anything with roadside assistance?

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Old 05-24-2014, 09:19 PM   #6
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What type of chassis does your coach have. Mine is the ford f53. It comes with a 5 year 60,000 mile free roadside assistance. Ford will tow my coach to their network service centers no mater where it is. It covers everything except flat tire fix. I am relying on my insurance to take care of that. Though it only covers 100.00 per call.
Unless I am missing something it is the way I am going.
I talked to both GS and Coach net and both agreed Ford is the way to go unless I have a flat.


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Old 05-24-2014, 11:19 PM   #7
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Insurance / Road Service Choices

Many are happy with coachnet for roadside assistance. We have had it, but not a breakdown yet to see what their service is like.
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Old 05-25-2014, 01:53 AM   #8
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I haven't picked up our Thor Ace from the dealer yet (next week). It's on a Ford chassis. It's a used machine but only 7000 miles on it, so I will find out if that warranty is transferable.

Thanks for the tip.

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Old 06-01-2014, 10:13 AM   #9
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The dealer wants to sell me a "Conerstone" extended warranty. Anybody ever hear of them?

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Old 06-02-2014, 06:59 AM   #10
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I agree with www.wholesalewarranties.com . Dealers love to sell extended plans because of their mark up. You'll be able to do better getting it on your own. If the warranty on the coach is transferable, then there's no rush getting an extended plan. You'll be able to shop around to get the best deal.
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Old 06-02-2014, 08:56 AM   #11
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For insurance we have Progressive on all our vehicles. The insurance cost will differ on your driving record, where you live and the vehicle itself.

For roadside service we have both CoachNet and AAA Rv. Since the cost is about $180 or so for each a year it's not that expensive to make sure someone can get to you to help if needed.
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Old 06-03-2014, 08:16 AM   #12
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Quote:
Originally Posted by PyrateSilly View Post
For insurance we have Progressive on all our vehicles. The insurance cost will differ on your driving record, where you live and the vehicle itself.

For roadside service we have both CoachNet and AAA Rv. Since the cost is about $180 or so for each a year it's not that expensive to make sure someone can get to you to help if needed.
I'm curious why you didn't get the roadside service from Progressive? We have it and it was only an additional $21 a year. I've used it a couple times without any problem at all, once in Destruction Bay, Yukon Territory.
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Old 06-03-2014, 03:31 PM   #13
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That you would have to ask Thom, my husband, about. I wanted CoachNet and he wanted AAA RV. We may have the towing thing from Progressive, I am not sure.
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Old 06-03-2014, 06:06 PM   #14
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Usually one's auto policy only covers up to 75 - 100 per year for towing


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