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11-05-2012, 02:20 PM
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#1
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Senior Member
Join Date: Oct 2012
Location: Utah
Posts: 134
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Insurance - who have you been happy with?
I just got a new class A Thor, and need to get it insured. I'm a long time Alllstate guy, have the house and 5 cars with them now. I'll get a quote on adding the RV, but also wanted to shop around and learn others experiences. Any special coverage I should be looking at? Anything to avoid? Thanks in advance.
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11-05-2012, 05:13 PM
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#2
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Moderator Emeritus
Join Date: Jan 2000
Location: West Palm Beach, FL. USA
Posts: 27,563
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I used my car insurer at first - AARP Hartford - but switched to National Interstate cause I got a bit better coverage for slightly less money. Have had NI for 10 years now and still satisfied, including one major accident claim.
If you have a new rig, you probably want "full replacement value" coverage, i.e. they pay off 100% of what you bought it for instead of "Fair Market Value".
__________________
Gary Brinck
Former owner of 2004 American Tradition and several other RVs
Home is West Palm Beach, FL
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11-05-2012, 06:04 PM
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#3
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Moderator Emeritus
Damon Owners Club Workhorse Chassis Owner
Join Date: Mar 2012
Location: Lone Star State
Posts: 19,203
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You gotta shop around...I called or did on-line quote requests for everybody I could think of.
I settled on Progressive (partner to my USAA acct.).
No claims to date for Progressive, but since USAA says they are OK, I'm a believer
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11-05-2012, 06:07 PM
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#4
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Senior Member
Join Date: Feb 2012
Location: Baton Rouge, LA
Posts: 1,202
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Progressive now, we used safeco before that. No claims on either.
__________________
Jim and Lynda, (Sophie, Jake, attack trained killer Shi-Tzus :-))
2003 Fleetwood Expedition 38N 2005 Saturn Vue
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11-06-2012, 11:41 AM
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#5
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Registered User
Ford Super Duty Owner
Join Date: Mar 2011
Posts: 520
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I had Allstate for 30 years, no problems but rates kept going up.
Switched to Progressive and a year later had a $45,000 accident, 3 cars involved, great service. Only left them because State Farm has lower rates.
Now have State Farm. Theives destroyed the entry door on the motor home last year $5,800 damage. State Farm payed good no questions.
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11-06-2012, 11:53 AM
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#6
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Senior Member
Fleetwood Owners Club Workhorse Chassis Owner
Join Date: Oct 2012
Posts: 106
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Have used GMAC for about 7 years with no problems at all.
__________________
Del & Carol/Muffin & Satina (Pugs)
26 yrs Air Force, 22 Yrs Civil Service/2005 Bounder 35E, 8.1
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11-06-2012, 12:51 PM
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#7
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Member
Thor Owners Club
Join Date: Oct 2011
Location: Springfield, LA
Posts: 58
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I just renewed with National Interstate Insurance through Farm and City Insurance Services (800-331-1520) in Forest City Iowa. They have treated me very well over the last year.
__________________
Mike & Peggy
2016 Thor Palazzo 36.1
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11-06-2012, 06:26 PM
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#8
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Senior Member
Join Date: Oct 2012
Location: Utah
Posts: 134
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This info is all too timely. I just got my homeowners and auto insurance bill from Allstate today, and both have gone up again. I'm droping them in the morning. I've owned multiple homes for the past 25 yaers, and currently have 5 cars insured with then, no tickets or claims ever... and that's how they play me. I'm done with Allstate. Bite me Allstate.
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11-06-2012, 06:33 PM
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#9
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Senior Member
Tiffin Owners Club Workhorse Chassis Owner
Join Date: Dec 2010
Location: Northern Virginia
Posts: 1,499
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State Farm for many years - a few claims - no problems.
Don't forget the Coach-Net for road side assistance.
__________________
Tom and Amy from Northern Virginia.
2000 Allegro 454/Workhorse P32/TST/Crossfire
Life is a DIY project, so own less and live more
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11-07-2012, 10:44 AM
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#10
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Senior Member
Texas Boomers Club Fleetwood Owners Club Solo Rvers Club Freightliner Owners Club
Join Date: Jul 2011
Location: Lakin, Ks.
Posts: 3,636
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Quote:
Originally Posted by Hermosa
I just got a new class A Thor, and need to get it insured. I'm a long time Alllstate guy, have the house and 5 cars with them now. I'll get a quote on adding the RV, but also wanted to shop around and learn others experiences. Any special coverage I should be looking at? Anything to avoid? Thanks in advance.
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Make sure you get a quote from National Interstate. They were half my Allstate quote.
__________________
[SIGPIC][/SIGPIC]Kent: 2015 Fleetwood Bounder 35K
With Ferbie (ShihTzu) Lilly (Pekingese) & Daisy (Yorkie) Memoriam: Katie, Spencer, Zoey, Susie, Angie
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11-07-2012, 05:49 PM
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#11
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Senior Member
Join Date: Sep 2012
Location: SW Georgia
Posts: 147
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I suggest Miller Ins Agency ( Miller Insurance Agency) 800 622 6347. Very happy so far with best quotes.
__________________
Paul & Eugenia
2015 Aspire 39E
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11-07-2012, 06:16 PM
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#12
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Senior Member
Fleetwood Owners Club American Coach Owners Club
Join Date: Mar 2011
Posts: 6,760
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Had Progressive and changed when the policy expired...nothing but problems.
__________________
2014 American Eagle 45T
DD 13, 500 HP
Pulling a Honda CRV
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11-07-2012, 08:04 PM
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#13
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Member
Join Date: May 2012
Posts: 48
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Quote:
Originally Posted by Hermosa
I just got a new class A Thor, and need to get it insured. I'm a long time Alllstate guy, have the house and 5 cars with them now. I'll get a quote on adding the RV, but also wanted to shop around and learn others experiences. Any special coverage I should be looking at? Anything to avoid? Thanks in advance.
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I have GMAC Insurance. I found it to be the most affordable hand the offer very good service. I had a broken window on our 2012 Allegro 35QBA. Called their special glass damage department and within two days the glass was located and on it's way to El Cajon, Ca. They handled everything except driving my rig to the shop. Because of personal knowledge I wouldn't have Allstate Insurance.
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11-07-2012, 08:10 PM
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#14
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Member
Join Date: May 2012
Posts: 48
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Quote:
Originally Posted by Scarab0088
You gotta shop around...I called or did on-line quote requests for everybody I could think of.
I settled on Progressive (partner to my USAA acct.).
No claims to date for Progressive, but since USAA says they are OK, I'm a believer
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I just left Progressive for GMAC. Much better coverage for less money. I have also heard from what I consider a most reliable source that when you need help from your insurance company you may not want to depend on Progressive.
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