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Old 12-14-2015, 11:01 PM   #15
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Quote:
Originally Posted by UFO Pilot View Post
Hartford AARP

X2 on AARP Hartford. Cheaper than Progressive and National General (Good Sam) . . . . ask me how I know!

1 claim for windshields, Quick, Professional, Just AWESOME Service!
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Old 12-14-2015, 11:06 PM   #16
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X2 on AARP Hartford. Cheaper than Progressive and National General (Good Sam) . . . . ask me how I know!

1 claim for windshields, Quick, Professional, Just AWESOME Service!
I ended up moving all of my insurance to Hartford AARP, saving me $1200 per year. I was with AAA for 45 years, they never bothered to contact me to see why I left them.
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Old 12-15-2015, 09:26 AM   #17
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If you qualify for AARP the insurance offered through The Hartford is great for both auto and motorhomes. We were with USAA for years and their service/value was great. AARP The Hartford was almost 1/3 less for our auto & motorhome. Their service has been as good as USAA based on a glass claim we had done.

IMO the best.
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Old 12-16-2015, 09:10 AM   #18
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USAA directed me to Foremost.
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Old 12-16-2015, 12:01 PM   #19
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A lot of insurance companies will give you a first year 'teaser' rate to get you to switch, then keep raising your rates.

Cheers!
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Old 12-16-2015, 01:04 PM   #20
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We used a broker and ended up with a company that wasn't even on my radar; Safeco.

Use a broker.
FYI, I filed a claim with Safeco yesterday. The young girl on the phone was pleasant but didn't have any real answers. She was basically a clerk filling in the blanks. After gathering basic info, she handed me off to a "claims handler."

The accident was in an area with limited cell coverage so I initially used CoachNet to get the truck towed from the accident site to the nearest town (3 miles) on my own dime ($100.) CN was great and had the tow truck there in an hour.

When I called the claims handler about towing the truck to a body shop 6 miles away, his voicemail said he'd get back to me in 24 hours. Not wanting to wait, I made a "redneck repair" to get the truck to the body shop (used my jack to bend back the bumper that was jammed against my FR tire.)

The shop was awesome! If you ever need body work in Sedona, AZ, call Red Rock Collision at (928) 282-3900. They patched up the truck and said they thought it was safe to drive 130 miles home. They did say it was just an opinion and assumed no liability.

Got home at 6:30PM yesterday and sent an e-mail to the claims handler for further instructions re: getting truck repaired. So far, no reply and his voice mail box now reports, "Full, no more messages accepted."

So far, I'm less than impressed with Safeco but their rates are cheap. Glad this was my truck and not my motorhome.
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Old 12-16-2015, 03:23 PM   #21
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Since I am officially an old fogey I'm wondering about the year one teaser price. Has anyone had AARP for an extended time frame without any significant rate increases ?
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Old 12-16-2015, 03:52 PM   #22
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We are on year 3 with The Hartford. Our rate is definitely NOT a teaser. Great price, great coverage. Almost so low, I wasn't sure if they were serious.
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Old 12-17-2015, 04:23 AM   #23
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A lot of insurance companies will give you a first year 'teaser' rate to get you to switch, then keep raising your rates.

Cheers!
GMAC Insurance did that with us. Gave us a good rate for year 1 then year 2 it more than doubled. Told agent to find us new insurance and she did.
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Old 12-17-2015, 06:11 AM   #24
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I'm with Hartford AARP paying $600 annually for coach valued at $65,000. Good, Bad, Average???
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Old 12-17-2015, 09:09 AM   #25
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I shop my entire insurance package (house, cars, MH, motorcyle, etc) every 3 to 6 years. AAA is the lowest and best value with a $1,000 deductible. MH portion is around $600 (full coverage) per year.

The only way to get the best insurance value is to shop around. Insurance is a pure service business with a bunch of players looking for your business.
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Old 12-17-2015, 09:15 AM   #26
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USAA directed me to Foremost.
In some states USAA provides the mh insurance at a very good rate. In other states they pass the USAA member off to Progressive or someone else and the rates aren't so good. If you are a member, check with them.
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Old 12-17-2015, 12:38 PM   #27
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I have Good Sam (GMAC) $ 400 per year full coverage... this is just M/H
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Old 12-17-2015, 01:33 PM   #28
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There are no simple answers on insurance.

You need to comparison shop the reputable companies. Price depends on your driving record, location class, and each level of coverage. Coach age, value, and size can effect pricing too.

I am in Rural Route Class 1. It is the lowest location cost in PA. If I lived in Philladelpia the over-all rate would triple.

Each insurer has rates that vary by state, or even by county.

Make sure the quotes are one-on-one for all coverage levels. Some like to provide lower pricing via lower coverage.

So, no simple answers. You must shop. Brokers may help.

Best of luck!
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