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Old 02-06-2011, 12:08 PM   #15
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MH Insurance

I switched to GMAC 5 years ago. For what I was paying Farmers for 1 auto, 1 truck & 5th wheel. I was able to purchase coverage for all, including our house insurance, and 1 million dollar umbrella policy for the same cost.
I had to file a claim for the truck, they were prompt. The body shop said they are the best to work with.
I switched last year to a motorhome, my cost went up $50.00 annually.
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Old 02-06-2011, 02:56 PM   #16
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you might check the hartford .we pay about a third of the price you are quoted
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Old 02-06-2011, 04:13 PM   #17
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AARP and Hartford

If you are an AARP member, they have connections with Hartford. When I priced, they were several hundred less than anyone else I found.
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Old 02-06-2011, 09:44 PM   #18
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Unreal what some of you are paying...
We live in zip code 60560 (suburban chicago), and have 2 properties (1 commercial) and 7 vehicles insured with state Farm (State farm customer for over 20 years, and far from a perfect one.)

My Rv insurance is $360 per year (raised from $325 after I backed into an imoveable object last year, causing 13k in damage. This is full coverage with a 1000 deductible.
My 19 Y O Son, with 2 accidents, is at $900 / 6 months, liability only on an 03 malibu.

I find some of the prices you guys are paying to be beyond reality.
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Old 02-07-2011, 06:52 AM   #19
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Unreal what some of you are paying...
We live in zip code 60560 (suburban chicago), and have 2 properties (1 commercial) and 7 vehicles insured with state Farm (State farm customer for over 20 years, and far from a perfect one.)

My Rv insurance is $360 per year (raised from $325 after I backed into an imoveable object last year, causing 13k in damage. This is full coverage with a 1000 deductible.
My 19 Y O Son, with 2 accidents, is at $900 / 6 months, liability only on an 03 malibu.

I find some of the prices you guys are paying to be beyond reality.
Well fact of the matter is,,, every one lives in a different state that all have different rates. Every one has a different rv ranging in price fro 5k to 5 mil. Every one has different deductibles, liability limits, coverage on different items. Every one has different driving records, and loss historys. Every one has a different credit rating that now a days plays a big part in it. There are such a wide range of things that go into that rate, its hard to compare like this.
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Old 02-07-2011, 07:04 AM   #20
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We have GEICO. No other insurance products with the firm.

Coverage is 100k/300k with 100k liability.

$500 deductible and the annual premium is $682. Had a claim last year and they paid within 4 days. As expected my premium went up slightly but not by much.

We are in Texas. I'm thinking about jacking up my liability coverage to $300k because I figure the damage our rig could cause to other property could be way above $100k.
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Old 02-08-2011, 12:08 AM   #21
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ah ha, you've hit the magic button. credit rating. great insurance ploy. these people are a joke. all about the almighty buck.
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Old 02-08-2011, 12:13 AM   #22
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I have an older 86 winnie and it was only $125 a yr for just liability. It's through Progressive.
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Old 02-08-2011, 10:30 AM   #23
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Mine is with Good Sam, only 500 a year full coverage and replacement value.
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Old 02-10-2011, 01:37 PM   #24
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ah ha, you've hit the magic button. credit rating. great insurance ploy. these people are a joke. all about the almighty buck.
What does "these people are a joke" mean? I hold my career up to the highest standards and treat everyone like I would want to be treated. 90% of insurance companies use some form of credit in their rating structure. Welcome to 2011.
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Old 02-10-2011, 02:18 PM   #25
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StateFarm $530 a year $1000 deductable on a '99 Bounder, multi car and home. But I don't pay for it... my youngest son does
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Old 02-10-2011, 02:30 PM   #26
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I am with American Family and pay $375/year with $250 deductible.
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Old 02-10-2011, 07:18 PM   #27
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You should check out AAA ins
They insure my 45 ft TS for less then $700 a year

Dave Funk
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Old 02-10-2011, 07:31 PM   #28
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Thanks everyone...seems to be a big difference when you go to the DP. Our 03 Bounder 35E was less than $500 a year with State Farm. We will check out all the suggestions.

Tracy
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