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Old 02-05-2016, 01:36 AM   #1
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Non residents Insurance

When we came over from the UK last year to start our RV travels, we managed to get insurance for our car and Rv through "National interstate"
however we thought nearly $3000 for the 2 was expensive.

If there are any Non US residents on here that could suggest other insurers to try out, i would be grateful as we return in April to start our trip again.

Or for that matter anyone who is a resident who knows something about the insurance market in the Us.
Thanks
Terry & Gill
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Old 02-05-2016, 02:12 AM   #2
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The excuse is that the insurer can't monitor your accident/driving record.
My insurance doubled in 12 months with no claims.
Got a Californian drivers Licence which solved the problem.
Maintaining the Licence is a problem cause they only issue based on your current I94
Short answer is if you can get the Licence then insure quoting the local Licence your rate will be substantially less.


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Old 02-05-2016, 03:44 AM   #3
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Quote:
Originally Posted by SteveSkinner View Post
The excuse is that the insurer can't monitor your accident/driving record.
My insurance doubled in 12 months with no claims.
Got a Californian drivers Licence which solved the problem.
Maintaining the Licence is a problem cause they only issue based on your current I94
Short answer is if you can get the Licence then insure quoting the local Licence your rate will be substantially less.


Sent from my iPhone
Quite happy to get a license, but am i right in saying that it has to be renewed in the state it is issued?
For example, last year we started in Florida and finished up in Texas, this year we start in Texas and finish up in California.
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Old 02-05-2016, 04:37 AM   #4
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Originally Posted by wadders View Post
When we came over from the UK last year to start our RV travels, we managed to get insurance for our car and Rv through "National interstate"
however we thought nearly $3000 for the 2 was expensive.
Insurance rates are much higher for people with a history of driving on the "wrong side" of the road.
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Old 02-05-2016, 04:43 AM   #5
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Bunch of years back I move to Japan for a while then to Australia as part of my job. Before I moved I requested an insurance history report from my US and then Japan insurer concerning my insurance and accident history for several years back in time. Did the same for Australia when I came back to the US. Can't recall exactly what the letter was called but the local insurer used the record to establish a base line for insurance risk. With nothing you are probably placed in the same risk group as a young drive just getting started. Both my insurance rates in Japan and Australia and when I return to the US were very reasonable but I had the letters in hand showing accident and infraction free driving.

A US license could help but you'll need to establish residence in a state to apply and you may have to give up your UK license to get one. A driver's license has become the ID of choice in the US and the rules for getting one are getting pretty narrow. Difficult to get one as a visitor or tourist but rules vary by state. I lived in Japan and Australia for several years so getting a local license was required.
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Old 02-05-2016, 07:36 AM   #6
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Rather than trying to buy insurance in the US can you have a rider for foreign travel attached to the insurance you have in the UK? We regularly have additional insurance coverage when we go on extended trips out of the US. The insurance company is happy to do it and gives us an additional card and policy information to be sure we're covered if anything goes wrong. When we return to the US we cancel the additional riders and go back to our normal coverage.
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Old 02-05-2016, 07:47 AM   #7
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Many states now have non - resident licenses for the undocumented folks.

Politically correct bs but it is what it is...

Google that to discover states that do this then research which ones you could use.

Many renew by mail and are valid for X years for normal but the special ones maybe yearly.

That would establish a continental license for you
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Old 02-05-2016, 01:30 PM   #8
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Insurance rates are much higher for people with a history of driving on the "wrong side" of the road.
Owch!!!
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Old 02-05-2016, 01:31 PM   #9
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Originally Posted by TQ60 View Post
Many states now have non - resident licenses for the undocumented folks.

Politically correct bs but it is what it is...

Google that to discover states that do this then research which ones you could use.

Many renew by mail and are valid for X years for normal but the special ones maybe yearly.

That would establish a continental license for you
Google shall be my friend then, thankyou
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Old 02-05-2016, 06:07 PM   #10
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Was joking, but may have some truth to it.
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Old 02-05-2016, 08:31 PM   #11
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Quote:
Originally Posted by TQ60 View Post
Many states now have non - resident licenses for the undocumented folks.

Politically correct bs but it is what it is...

Google that to discover states that do this then research which ones you could use.

Many renew by mail and are valid for X years for normal but the special ones maybe yearly.

That would establish a continental license for you

This is how I got my Licence.
I'm pretty sure I can renew by mail
As above I fall into the "undocumented" class
I had to prove that I was "living" at C.V. RV Park.
I got a receipt for an "extended stay"
Say no more


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Old 02-06-2016, 09:07 AM   #12
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This is how I got my Licence.
I'm pretty sure I can renew by mail
As above I fall into the "undocumented" class
I had to prove that I was "living" at C.V. RV Park.
I got a receipt for an "extended stay"
Say no more


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Anyone know what states do this, i cant find anything on line?
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Old 02-06-2016, 09:17 AM   #13
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If your starting in tx you can get address mail forwarding and DL all in about 3 days talk to escapees i think it is they can give you more info..good luck and safe travels
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