Journey with Confidence RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Take a Speed Test Free 7 Day Trial ×
RV Trip Planning Discussions

Go Back   iRV2 Forums > MOTORHOME FORUMS > Class A Motorhome Discussions
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 09-03-2015, 05:49 PM   #1
Senior Member
 
B52Guy's Avatar
 
Holiday Rambler Owners Club
Join Date: May 2011
Location: Texas
Posts: 233
Pentagon Fed cash rewards card....lesson learned

Hi, most of you that use this card probably already know this fact, but I have started traveling a lot more miles lately and decided to pay attention. If you don't use the card at the pump, you don't get the 5% cash rebate.

I like stopping at the trucker side and using the fatter hoses and enjoy the fact it pumps right past $99.00, but most of the time I have to go inside to get them to turn the pump on and to pay at the cash register inside to take advantage of the truck pumps. I suspected the computers weren't going to give me my rebate for a charge that I paid inside...and now I know for sure -- they do not. You must pay at the pump or you won't get the rebate.

On $130 charge, that adds up! So from now on, I will avoid the trucker side that won't let me charge at the pump, and will instead mingle with the hoi polli at the car pumps and put up with the slower pumps so I get my 5% rebate.

For those of you who already knew this....
__________________
'07 Holiday Rambler Endeavor PRQ ("Elvis"), and our 2012 CRV toad
B52Guy is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 09-03-2015, 06:26 PM   #2
Senior Member


 
Join Date: Jul 2003
Posts: 4,455
Quote:
Originally Posted by B52Guy View Post
For those of you who already knew this....
LOL
Yes, those of us who have used the PenFed card for a number of years know this and they make it quite clear in their explanation and promotional materials that the purchase must be made at the pump. I suppose that's the price you pay for the convenience of the faster flow and the maneuverability of the truck lanes. Since I'm in no hurry, I hardly ever use truck pumps anymore and like getting that 5% off immediately.
theroc is offline   Reply With Quote
Old 09-03-2015, 07:22 PM   #3
Senior Member
 
rgvtexan's Avatar
 
Winnebago Owners Club
Freightliner Owners Club
Join Date: Oct 2009
Location: E WA or S TX
Posts: 4,046
Have found that is mostly true, but not allways. It depends on how the card reader is coded. I know of a station that when the card is used at the pump it shows up as grocery, and a convenincestor/restaurant (that used to sell gas) is still coded as a gas station and I get my discount there.
Disclaimer I don't have the Pen Fed card but others that offer a rolling 5% discount, and my AmEx has a 3%
__________________
04 Horizon QD, 12 Ford Flex, Excalibar, Brakemaster, Winter Texan, RVin! since 1974
Norm, Donna & Tinker Kat(RIP) 01 Z3
Life is a Timed Event, you only get One Go Around!
rgvtexan is online now   Reply With Quote
Old 09-03-2015, 07:51 PM   #4
Senior Member


 
Join Date: Jul 2003
Posts: 4,455
Quote:
Originally Posted by rgvtexan View Post
Have found that is mostly true, but not allways. It depends on how the card reader is coded. I know of a station that when the card is used at the pump it shows up as grocery, and a convenincestor/restaurant (that used to sell gas) is still coded as a gas station and I get my discount there.
Disclaimer I don't have the Pen Fed card but others that offer a rolling 5% discount, and my AmEx has a 3%
It's funny you mention that as I thought that perhaps I would not get the rebate because of what you say ...pumps being coded as grocery, for instance. However, when I talked to a PenFed rep, she told me that a pump purchase will have a separate code that denotes it being physically at the pump reader. I was hesitant to believe her but so far --and this was several years ago when I asked-- I've never failed to get the 5% rebate whenever I used the card at the pump's card reader ...being at a grocery store's fuel plaza or anywhere else.

There is no case, however, where a purchase made away from a pump will show as a purchase made at the pump. Therefore, using the PenFed credit card at the fuel desk at a truck stop will always show as not being at the pump ...or so I'm told by PenFed.
theroc is offline   Reply With Quote
Old 09-03-2015, 08:45 PM   #5
Senior Member
 
BobGed's Avatar
 
Tiffin Owners Club
Freightliner Owners Club
Join Date: Oct 2008
Location: Merritt, BC
Posts: 3,753
For any Visa rewards card, including PenFed, the rebate depends on the category code where the card is swiped.

SUPER MARKETS

MCC 5411 – Grocery (Walmart Supercenter, Safeway, Raley’s, etc.) - Qualifies
MCC 5412 – Pharmacy – Does not qualify

FUEL STATIONS (Gas or Diesel)

MCC 5542 – Card swiped at pump (PFJ RV pumps, most stand-a-lone gas stations) – Qualifies

MCC 5541 – Card swiped inside by cashier – Does not qualify
__________________
Bob, Sherron & Kinsey (RIP 2013-2022)
2017 Tiffin Phaeton 40QBH
2014 Jeep Cherokee Limited
BobGed is offline   Reply With Quote
Old 09-03-2015, 09:20 PM   #6
Senior Member


 
Join Date: Jul 2003
Posts: 4,455
Okay, that makes perfect sense.

So according to that, let's say if one goes to the cashier window at a Safeway fuel station and charges the diesel purchase with a PenFed Visa instead of using it at the pump, it will still be coded MCC 5411 and the 5% rebate will still be applied? ...it doesn't matter if it's at the pump or not? That's contrary to what the PenFed rep told me but that's good to know that you aren't necessarily required to use the card reader at the pump as she said.
theroc is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Maybe lesson learned! farmerick4u MH-General Discussions & Problems 17 05-08-2015 01:52 AM
Cash vs. Credit card larryjeans iRV2.com General Discussion 56 03-02-2015 08:33 AM
Fuel rewards card C424 Trailer Towing and Tow Vehicles Discussion 13 12-16-2014 06:28 PM
Steep grade - lesson learned Climbon69 Class A Motorhome Discussions 27 09-23-2014 02:17 PM
Lesson Learned - Check Low Clearances tnrzryd Entegra Owner's Forum 21 07-29-2013 08:36 PM

» Featured Campgrounds

Reviews provided by


All times are GMT -6. The time now is 09:08 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.