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Old 08-16-2016, 07:50 AM   #239
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Originally Posted by H. Miller View Post
We have USAA for everything. At purchase of the MH they advised "we do not insure MH's but Progressive has a program for our people". Even a special phone number which is answered "USAA Progressive. As long as Progressive is competitive we will rely on USAA's big stick should a problem occur....
Been with USAA since 1971. When we bought our MH USAA shuffled me off to Progressive. So far so good....I send them money and they send me my proof of insurance card. If & when we do have a claim that turns into a horror story, I too hope there is a USAA big stick!

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Old 08-16-2016, 06:12 PM   #240
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I've also had USAA, since 1973. USAA has insured my Monaco Windsor for over 15 years. When we bought our new motorhome we were passed off to Progressive. Very sad day. I was surprised the rate tripled. I also did not like the amount of time (over an hour on the phone) it took to secure a policy with Progressive.
I guess I need to do some insurance shopping.
What company does everyone recommend?

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Old 09-14-2016, 08:49 AM   #241
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Originally Posted by vito.a View Post
I guess I need to do some insurance shopping.
What company does everyone recommend?
I've had USAA since 1977. As a Florida resident, they priced themselves out of the housing insurance market between 2008 and 2010 (for me)...went with a local agent and cut my premium from $6600 (USAA) to $2400 (local agent), and that was for better coverage (and no, I do not live on the water). Similarly, when we bought our Outlaw (and sold our Hobbi pull-behind), I compared USAA Progressive (the Hobbi was with USAA; grandfathered) to others. USAA/Progressive wanted $1100 for the Outlaw; AARP's Hartford came in at $685 and included roadside assistance. I considered Good Sam's version, yet they wanted all my vehicles to be on the same policy and I'm not about to drop my three motorcycles off of USAA (prime; grandfathered rates). I just bought a Travel Supreme ME toy hauler, and am selling the Outlaw. Hence, I have two RVs; that is the only downside to AARP/Hartford--will only insure one RV per household. I've switched the Outlaw to USAA/Progressive (and the rates went up, of course); the ME is twice the value of the Outlaw, yet the annual rate was only $43 more.

Each state is different, though, with different rules. My friends in N.C. got a far different quote from AARP/Hartford and opted for USAA/Progressive.

BL: shop around...remember each state has different rules...ensure you compare apples-to-apples by writing down what each policy quote offers
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Old 09-14-2016, 09:51 AM   #242
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We insure our vehicles with The Hartford which offers an annual auto policy versus 6 months. The MH premium is $1,000. We had 1 claim a couple of years ago and their service was excellent. I chose The Hartford because when I was employed with a major auto, home, and life Insurance company their fleet of company cars were insured with The Hartford. After 30-years in the insurance business I can say with experience you should always check the premium pricing and the carrier's A. M. Best financial strength rating. Beyond the carrier's price competitiveness and its financial strength rating the rest is all sales fluff. SHOP for insurance as you would a car, a motor home, or most any expensive item. The best does not necessarily have the highest price.

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