Originally Posted by vito.a
I guess I need to do some insurance shopping.
What company does everyone recommend?
I've had USAA since 1977. As a Florida resident, they priced themselves out of the housing insurance market between 2008 and 2010 (for me)...went with a local agent and cut my premium from $6600 (USAA) to $2400 (local agent), and that was for better coverage (and no, I do not live on the water). Similarly, when we bought our Outlaw (and sold our Hobbi pull-behind), I compared USAA Progressive (the Hobbi was with USAA; grandfathered) to others. USAA/Progressive wanted $1100 for the Outlaw; AARP's Hartford came in at $685 and included roadside assistance. I considered Good Sam's version, yet they wanted all my vehicles to be on the same policy and I'm not about to drop my three motorcycles off of USAA (prime; grandfathered rates). I just bought a Travel Supreme ME toy hauler, and am selling the Outlaw. Hence, I have two RVs; that is the only downside to AARP/Hartford--will only insure one RV per household. I've switched the Outlaw to USAA/Progressive (and the rates went up, of course); the ME is twice the value of the Outlaw, yet the annual rate was only $43 more.
Each state is different, though, with different rules. My friends in N.C. got a far different quote from AARP/Hartford and opted for USAA/Progressive.
BL: shop around...remember each state has different rules...ensure you compare apples-to-apples by writing down what each policy quote offers