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10-02-2011, 09:06 PM
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#85
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Member
Tiffin Owners Club Mid Atlantic Campers Coastal Campers
Join Date: Sep 2011
Location: Germantown, MD
Posts: 73
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Quote:
Originally Posted by two2go
If you research who runs Progressive and his "progressive" agenda, you might not want to be adding to his already bloated assets. Google Peter Lewis.
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If I get excellent response on insurance (which I have for my cars) why do I care that some guy is making tons of money as a reward? More power to him! Keep it up!
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2012 Tiffin 35QBA
Home is in the hearts of those you love and who love you. Wherever they may be, THAT is your home.
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10-03-2011, 04:34 AM
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#86
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Senior Member
Join Date: May 2007
Location: Northeast PA
Posts: 1,146
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Regardless of the warnings about sticking to the subject matter, there are apparently still short-sighted and me, me me people here posing argument.
I'd best unsubscribe before I get into trouble.
__________________
Bob (Squidly Down Under) & Peg - 2013 Ford Focus pushing a 2011 Phoenix Cruiser 2552S
"In God we trust" to preserve our country and bring our Troops safely home.
Carry on, regardless..................
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11-04-2012, 12:34 PM
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#87
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Junior Member
Join Date: Feb 2011
Posts: 13
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Hi Everyone -
Thanks to all who offered constructive feedback. I wanted to let you all know how this turned out.
You'll recall that my coach was vandalized and burglarized under coverage with Progressive Insurance. After which, I filed a claim that was denied and had an unbelievably poor experience with their claims personnel.
Following months of legal action, Progressive Insurance was shown to have acted in bad faith and were required to not only pay my original claim, but all attorney and filing fees as well.
It was sad that it had to come to that, but all was made right in the end. And now I am with State Farm.
Happy RV'ing out there!
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11-04-2012, 08:56 PM
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#88
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Senior Member
Workhorse Chassis Owner
Join Date: Jan 2002
Location: Pacific Northwest or SoCal
Posts: 3,035
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I guess Flo's salary is consuming too much of Progresive's income.
fred
__________________
Fred and Bonnie
2005 Dolphin LX 6375
Abby, Ruffles & Scarlett, "The Cats"
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11-04-2012, 09:09 PM
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#89
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Senior Member
Monaco Owners Club Freightliner Owners Club iRV2 No Limits Club
Join Date: Jan 2011
Location: Avon Lake, Oh
Posts: 2,958
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Soooooooooo... Who is the best to insure with? I have progressive now, it is a less than 30 days a year policy, $924 per year. I hate to think why it will be when I go full-time next year! Any suggestions?
__________________
2000 HOLIDAY RAMBLER ENDEAVOR
40 FT--330HP CAT
2 SLIDES-TOAD 2012 focus
Fulltime-Home is where we park it.
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11-05-2012, 02:00 AM
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#90
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Senior Member
Join Date: Apr 2012
Posts: 1,414
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davideb1, only 30 days a year? I have farmers for 600 yearly stated value no time limit and milage with towing!
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Dave and Laura & two cats
02 Discovery with Accord toad
retired auto rv tech and teacher, wife rt nurse
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11-05-2012, 03:13 AM
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#91
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Senior Member
Join Date: Oct 2012
Posts: 1,115
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My personal experience says that that if Progressive is involved, retain an attorney to handle it immediately! Their people in Miami came across as children with bad attitudes. They tried to devalue the vehicle by claiming that some of the accident damage was pre-existing, never responded to any letter I sent them, and even tried to return the 'totaled' vehicle to my driveway because I would not accept their offer of half its value.
I was left with the clear impression that their revenue was slated for profits and advertising; definitely not for settling claims.
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11-05-2012, 03:47 AM
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#92
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Senior Member
Newmar Owners Club
Join Date: Oct 2009
Posts: 10,308
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$479.00 a year, full coverage, $250.00 det. and road side assc. Erie exchange
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2012 Essex 4544 2011 Jeep JK, M&G Braking, 2014 MTI 27' Hog Hauler, Wireless brake control, 2006 Ultra & 1989 Springer, 2003 Harley-Davidson
FLHR Road King Anniversary
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11-05-2012, 02:02 PM
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#93
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Senior Member
Join Date: May 2012
Posts: 242
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We often hear good and bad about almost every insurance company. I use a local independent agent who shops rates for me and I actually have separate companies for home, auto and RV. The best RV deal was with Progressive. Had a claim this year when I backed into a pole and cracked the rear cap. The Progressive adjustor contacted me two days after I filed a claim and could not have been more cooperative and helpfull. Had all repairs completed and everything resolved in about 3 weeks. I'm not up for renewal for another 6 months so I can't comment about a rate increase. I'll be surprised if my rates don't go up. However, I'll have to say that I have been very pleased with the performance of Progressive so far.
WM
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Wimberleyman
2001 Cruisemaster/300 Cat
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11-05-2012, 08:19 PM
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#94
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Junior Member
Join Date: May 2012
Posts: 25
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I had progressive for 6 years, every single renewal my policy would go up, with no tickets/ claims/ accidents, finally the last renewal jumped 30%, when I asked they claimed that the cost of business was rising and they had to spread the cost, my thought is bill those costing you money, I switched to liberty mutual and saved 50%. my coach is however with progressive, it's old and only $178/year. Less than half of anyone else. Its liability coverage, to old for full coverage.
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11-06-2012, 11:20 AM
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#95
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Community Moderator
Join Date: Sep 2011
Location: Between the Oceans
Posts: 8,019
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i am with progressive... looks like i need to seriously looking at alternatives...
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Steven & Polly
2000 Country Coach Intrigue 40' ISC 350
2018 Ford Explorer 4WD
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11-06-2012, 12:46 PM
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#96
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Moderator Emeritus
Damon Owners Club Workhorse Chassis Owner
Join Date: Mar 2012
Location: Lone Star State
Posts: 19,203
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Quote:
Originally Posted by H. Miller
We have USAA for everything. At purchase of the MH they advised "we do not insure MH's but Progressive has a program for our people". Even a special phone number which is answered "USAA Progressive. As long as Progressive is competitive we will rely on USAA's big stick should a problem occur....
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Me too (had to fix the font just for this reply)
Maybe it's the partnership - but Progessive beat EVERYBODY's price and I DID check everybody I could find (GS, Geico, StateFarm, AllState, etc.)...anybody that would give me a quote.
For the OP - I'm wondering, what "piece of equipment" was diassembled by the Insurance Guy for a simple forced entry and paint damage?
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11-08-2012, 02:36 AM
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#97
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Senior Member
Join Date: Oct 2012
Posts: 1,115
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Quote:
Originally Posted by Scarab0088
Maybe it's the partnership - but Progessive beat EVERYBODY's price and I DID check everybody I could find (GS, Geico, StateFarm, AllState, etc.)...anybody that would give me a quote.
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Millions of people shop at retailers like WM and HD knowing that they are saving money by buying an inferior Chinese manufactured product. There is no expectation of quality and neither the consumer nor the retailer is surprised when the product is being returned because it broke or went up in smoke.
We expect to pay less for an inferior product. The bargain insurance ads seldom make any claims beyond offering a low premium cost. What pays for those ads? That's right, your premium check. When it comes time to settle a claim, the money has already been spent. When it is necessary to retain an attorney to deal with "your" insurance company over a simple claim, it becomes apparent that you purchased an inferior product. Just like the Harbor Freight tools on my work bench, it's a bargain if you never have to use it.
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11-08-2012, 07:08 AM
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#98
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Senior Member
Join Date: Feb 2012
Posts: 715
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I believe any insurance company is a buyer beware situation. The publicly owned companies must make quarterly projections, and will surely handle claims accordingly. Bad quarter - tough on new claims. Acceptable quarterly earnings - business as normal. The same is mostly true for mutually owned companies, but maybe less reactive. They are all state regulated, and must meet certain financial requirements. Policy holders will certainly suffer when a company gets on the wrong side of a state's financial requirements model. Hence differing claims satisfaction experiences with different people from state to state. Does this make sense?
__________________
2007 Dutch Star 4320
2010 Mazda Miata 6 speed
Roadmaster tow
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