I'm not trying to start a war here. I've searched the forums and the most recent posts I've seen are a little older (from last year). I've already read through the pros and cons, and for the exposure protection, I'd like to get an extended service plan. Mainly to protect against the big failures. I've read about those that favor self insure, but for the buy in, I'd rather roll the dice on getting my money's worth from the ESP. Even if I never make a claim, at least I know the really big expenses were covered. I'm reposting since Coach Net seems new to the ESP area and I'm curious if there are any newer updates/claims filed for them.
I'm trying to get opinions on two different extended service plans. Coach Net Ultimate vs Xtra Ride Platinum. Both are exclusionary with consequential. 7 years 100k miles (Xtra Ride had no limit, but I won't get to 100k either). Apples to apples, the Coach Net is about 1000 cheaper (2700 vs 3700). Main difference I saw was Coach Net excluded carburetor and doesn't have hotel or airfare reimbursement, Xtra Ride excludes wiring and door/window seals and gaskets. Since Xtra Ride limits it to 750 per claim, I'm OK rolling the dice I won't have two big time claims that involve me flying back home or needing a hotel for multiple nights. For those that have these and/or researched both, am I missing anything? How do you like the company you went with? Was there something else that made you choose who you did? I'm just trying to figure out what I'm losing with Coach Net since 1000 is a lot cheaper and you usually get what you pay for.
I did look at WW, but they are another 1000 more than the Xtra Ride. GS ESP was even more expensive than that. So for what I've heard, I would be OK with Xtra Ride. Or Coach Net as long as I hear good things about Coach Net's claim service.
Thanks in advance for you help! !