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Old 04-06-2015, 08:45 PM   #1
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Saved $1,500 on insurance

Had National General on the Dutch Star, when we got the Magna I paid over $300 for less than two months coverage and that was after I had already paid the Dutch Star premium!
The new policy came in and they wanted about $2,300 for 6 months, no claims, no tickets and good credit rating.
While at the Phoenix Good Sam rally I got a quote from Miller ins. It came in at $600 more but for a full year. I also got a cost reduction for being a college grad and taking a safe driving course. I did go from $500 ded to $1,000 though.
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Old 04-06-2015, 08:50 PM   #2
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Higher value coach, higher risk to them. Glad you found a reasonable price. My Mom just went thru something similar, she saved $1,000 a year by switching and she has a 2002 car!
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Old 04-06-2015, 09:01 PM   #3
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Higher value coach, higher risk to them. Glad you found a reasonable price. My Mom just went thru something similar, she saved $1,000 a year by switching and she has a 2002 car!
I'm not complaining about the higher cost, I knew that was coming when going from a $211,000, 12 yr old rig to a $775,000 rig that was 6 yrs old.
I'm rejoicing that I saved so much! That's just about what we owe in income taxes this year. I thought the DW's long term disability wasn't taxable and it is so we didn't have enough withheld.
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Old 04-06-2015, 09:08 PM   #4
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Good deal then. I wound up staying w/National this year as they still beat everyone else for my coach. I went to Millers' as well for a quote but it was a couple hundred dollars more than National. We'll see what happens next year…

Waiting to hear about your adventures coming once that engine gets done on your coach. The ride in that must be pure heaven.
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Old 04-06-2015, 09:20 PM   #5
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I moved all of my insurance from AAA and Good Sams GMAC to Hartford AARP and saved $1200 per year.
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Old 04-07-2015, 04:53 PM   #6
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What type of replacement value or windshield policy does Hartford have?
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Old 04-07-2015, 05:07 PM   #7
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What type of replacement value or windshield policy does Hartford have?
I insured the MH for stated value, glass has $250 deductible.
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Old 04-07-2015, 05:27 PM   #8
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Good deal then. I wound up staying w/National this year as they still beat everyone else for my coach. I went to Millers' as well for a quote but it was a couple hundred dollars more than National. We'll see what happens next year…

Waiting to hear about your adventures coming once that engine gets done on your coach. The ride in that must be pure heaven.
Well, no more about the engine, other than it is extremely powerful and fun to drive. The hp/weight ratio is between 70 and 80 #'s per HP. I think the way to drive it is to let the torque do it. I let the RPMS get up to around 2000 and upshifted, the rig gained speed rather rapidly. Probably will leave it in "economy" mode most of the time.
The ride is good but it does porpoise after the dips. It has Koni's all around, FSD's on the rear and the red adjustable's on the front. Need to get the rig home and check the shocks to see what they're set at. Hopefully not all the way to hard, but I've seen others mentioning the same thing with the Koni's on this front axle so it's not just us.
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Old 04-07-2015, 07:24 PM   #9
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Well, no more about the engine, other than it is extremely powerful and fun to drive. The hp/weight ratio is between 70 and 80 #'s per HP. I think the way to drive it is to let the torque do it. I let the RPMS get up to around 2000 and upshifted, the rig gained speed rather rapidly. Probably will leave it in "economy" mode most of the time.
The ride is good but it does porpoise after the dips. It has Koni's all around, FSD's on the rear and the red adjustable's on the front. Need to get the rig home and check the shocks to see what they're set at. Hopefully not all the way to hard, but I've seen others mentioning the same thing with the Koni's on this front axle so it's not just us.
The thing that surprises me is your comment about porpoising. I thought that went away with long wheelbase tags? Not having driven one I have no clue.
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Old 04-07-2015, 08:29 PM   #10
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I just switched from Good Sam's National General insurance to Winnegago's Nationwide/Allied insurance; went down from $435 for 6 months to $507 for a full year-same coverage.
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Old 04-07-2015, 08:36 PM   #11
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I just switched from Good Sam's National General insurance to Winnegago's Nationwide/Allied insurance; went down from $435 for 6 months to $507 for a full year-same coverage.
Yep, we also went from National General to Nationwide/Allied. That was where the $1,500 savings came from!
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Old 04-07-2015, 08:38 PM   #12
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The thing that surprises me is your comment about porpoising. I thought that went away with long wheelbase tags? Not having driven one I have no clue.
It seems that the Magna's with Koni shocks have a known problem with it. Some go to Road King ($$) shocks and are happy. Right now we need new tires and batteries before new shocks!
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Old 04-07-2015, 09:29 PM   #13
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"It seems that the Magna's with Koni shocks have a known problem with it. Some go to Road King ($$) shocks and are happy"

Don't feel like the Lone Ranger. I replaced the original Koni reds with the FSDs, what a mistake. The FSDs felt like the old Konis after 25,000 miles. I spent the bux on the Road Kings and things are much,much better.

Now, I am looking at new Lifeline AGMs to replace mine that are 11 years old. Maybe I'll try for 12
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Old 04-08-2015, 07:40 AM   #14
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What I tell folks all the time when it comes to insurance is to listen to 50s era music...Specifically on song...Just the Title SHOP AROUND.
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