Go Back   iRV2 Forums > MOTORHOME FORUMS > Class A Motorhome Discussions
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 04-06-2015, 09:45 PM   #1
Senior Member
 
Mr_D's Avatar
 
Solo Rvers Club
iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 28,375
Saved $1,500 on insurance

Had National General on the Dutch Star, when we got the Magna I paid over $300 for less than two months coverage and that was after I had already paid the Dutch Star premium!
The new policy came in and they wanted about $2,300 for 6 months, no claims, no tickets and good credit rating.
While at the Phoenix Good Sam rally I got a quote from Miller ins. It came in at $600 more but for a full year. I also got a cost reduction for being a college grad and taking a safe driving course. I did go from $500 ded to $1,000 though.
__________________

__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft
Charter Good Sam Lifetime Member, FMCA, SKP
RV'ing since 1957, NRA Benefactor Life, towing '14 CR-V
Mr_D is online now   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 04-06-2015, 09:50 PM   #2
RVM99
 
bokobird's Avatar


 
Newmar Owners Club
Solo Rvers Club
Join Date: Feb 2014
Location: CT S&B
Posts: 2,876
Higher value coach, higher risk to them. Glad you found a reasonable price. My Mom just went thru something similar, she saved $1,000 a year by switching and she has a 2002 car!
__________________

__________________
Carl
'07 Newmar KSDP3916 w/Hydralift/'06 FLHX, '15 Equinox, Blue Ox Alpha, RVibrake2, FMCA F476758
With the birds...
bokobird is offline   Reply With Quote
Old 04-06-2015, 10:01 PM   #3
Senior Member
 
Mr_D's Avatar
 
Solo Rvers Club
iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 28,375
Quote:
Originally Posted by bokobird View Post
Higher value coach, higher risk to them. Glad you found a reasonable price. My Mom just went thru something similar, she saved $1,000 a year by switching and she has a 2002 car!
I'm not complaining about the higher cost, I knew that was coming when going from a $211,000, 12 yr old rig to a $775,000 rig that was 6 yrs old.
I'm rejoicing that I saved so much! That's just about what we owe in income taxes this year. I thought the DW's long term disability wasn't taxable and it is so we didn't have enough withheld.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft
Charter Good Sam Lifetime Member, FMCA, SKP
RV'ing since 1957, NRA Benefactor Life, towing '14 CR-V
Mr_D is online now   Reply With Quote
Old 04-06-2015, 10:08 PM   #4
RVM99
 
bokobird's Avatar


 
Newmar Owners Club
Solo Rvers Club
Join Date: Feb 2014
Location: CT S&B
Posts: 2,876
Good deal then. I wound up staying w/National this year as they still beat everyone else for my coach. I went to Millers' as well for a quote but it was a couple hundred dollars more than National. We'll see what happens next year…

Waiting to hear about your adventures coming once that engine gets done on your coach. The ride in that must be pure heaven.
__________________
Carl
'07 Newmar KSDP3916 w/Hydralift/'06 FLHX, '15 Equinox, Blue Ox Alpha, RVibrake2, FMCA F476758
With the birds...
bokobird is offline   Reply With Quote
Old 04-06-2015, 10:20 PM   #5
Senior Member
 
UFO Pilot's Avatar
 
Winnebago Owners Club
Workhorse Chassis Owner
Join Date: Aug 2007
Location: Sonoma County, CA
Posts: 4,607
I moved all of my insurance from AAA and Good Sams GMAC to Hartford AARP and saved $1200 per year.
__________________
Wayne & Roberta and Maggie the Miracle Dog
08 Winnebago Destination 39W Gas UFO Workhorse Chassis
Making the Journey in our Destination

UFO Pilot is online now   Reply With Quote
Old 04-07-2015, 05:53 PM   #6
Senior Member
 
reubenray's Avatar
 
Newmar Owners Club
Join Date: Feb 2012
Location: Lake Osprey RV Resort, Elberta, AL
Posts: 2,734
What type of replacement value or windshield policy does Hartford have?
__________________
Raymond, Dee Dee and Sophie (Yorkie)
2013 Tiffin Allegro (Sold) - 2017 Ventana LE 4037 -
2016 Chevrolet Equinox - V6 - AWD
reubenray is offline   Reply With Quote
Old 04-07-2015, 06:07 PM   #7
Senior Member
 
UFO Pilot's Avatar
 
Winnebago Owners Club
Workhorse Chassis Owner
Join Date: Aug 2007
Location: Sonoma County, CA
Posts: 4,607
Quote:
Originally Posted by reubenray View Post
What type of replacement value or windshield policy does Hartford have?
I insured the MH for stated value, glass has $250 deductible.
__________________
Wayne & Roberta and Maggie the Miracle Dog
08 Winnebago Destination 39W Gas UFO Workhorse Chassis
Making the Journey in our Destination

UFO Pilot is online now   Reply With Quote
Old 04-07-2015, 06:27 PM   #8
Senior Member
 
Mr_D's Avatar
 
Solo Rvers Club
iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 28,375
Quote:
Originally Posted by bokobird View Post
Good deal then. I wound up staying w/National this year as they still beat everyone else for my coach. I went to Millers' as well for a quote but it was a couple hundred dollars more than National. We'll see what happens next year…

Waiting to hear about your adventures coming once that engine gets done on your coach. The ride in that must be pure heaven.
Well, no more about the engine, other than it is extremely powerful and fun to drive. The hp/weight ratio is between 70 and 80 #'s per HP. I think the way to drive it is to let the torque do it. I let the RPMS get up to around 2000 and upshifted, the rig gained speed rather rapidly. Probably will leave it in "economy" mode most of the time.
The ride is good but it does porpoise after the dips. It has Koni's all around, FSD's on the rear and the red adjustable's on the front. Need to get the rig home and check the shocks to see what they're set at. Hopefully not all the way to hard, but I've seen others mentioning the same thing with the Koni's on this front axle so it's not just us.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft
Charter Good Sam Lifetime Member, FMCA, SKP
RV'ing since 1957, NRA Benefactor Life, towing '14 CR-V
Mr_D is online now   Reply With Quote
Old 04-07-2015, 08:24 PM   #9
RVM99
 
bokobird's Avatar


 
Newmar Owners Club
Solo Rvers Club
Join Date: Feb 2014
Location: CT S&B
Posts: 2,876
Quote:
Originally Posted by Mr_D View Post
Well, no more about the engine, other than it is extremely powerful and fun to drive. The hp/weight ratio is between 70 and 80 #'s per HP. I think the way to drive it is to let the torque do it. I let the RPMS get up to around 2000 and upshifted, the rig gained speed rather rapidly. Probably will leave it in "economy" mode most of the time.
The ride is good but it does porpoise after the dips. It has Koni's all around, FSD's on the rear and the red adjustable's on the front. Need to get the rig home and check the shocks to see what they're set at. Hopefully not all the way to hard, but I've seen others mentioning the same thing with the Koni's on this front axle so it's not just us.
The thing that surprises me is your comment about porpoising. I thought that went away with long wheelbase tags? Not having driven one I have no clue.
__________________
Carl
'07 Newmar KSDP3916 w/Hydralift/'06 FLHX, '15 Equinox, Blue Ox Alpha, RVibrake2, FMCA F476758
With the birds...
bokobird is offline   Reply With Quote
Old 04-07-2015, 09:29 PM   #10
Senior Member
 
Ray,IN's Avatar
 
Join Date: Aug 2001
Location: North America somewhere
Posts: 13,675
I just switched from Good Sam's National General insurance to Winnegago's Nationwide/Allied insurance; went down from $435 for 6 months to $507 for a full year-same coverage.
__________________
2000 Winnebago Ultimate Freedom USQ40JD, ISC 8.3 Cummins 350, Spartan MM Chassis. USA 1SG, retired;PPA,Good Sam Life member,FMCA."We the people are the rightful masters of both the Congress and the Courts - not to overthrow the Constitution but to overthrow men who pervert the Constitution. "Abraham Lincoln"
Ray,IN is offline   Reply With Quote
Old 04-07-2015, 09:36 PM   #11
Senior Member
 
Mr_D's Avatar
 
Solo Rvers Club
iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 28,375
Quote:
Originally Posted by Ray,IN View Post
I just switched from Good Sam's National General insurance to Winnegago's Nationwide/Allied insurance; went down from $435 for 6 months to $507 for a full year-same coverage.
Yep, we also went from National General to Nationwide/Allied. That was where the $1,500 savings came from!
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft
Charter Good Sam Lifetime Member, FMCA, SKP
RV'ing since 1957, NRA Benefactor Life, towing '14 CR-V
Mr_D is online now   Reply With Quote
Old 04-07-2015, 09:38 PM   #12
Senior Member
 
Mr_D's Avatar
 
Solo Rvers Club
iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 28,375
Quote:
Originally Posted by bokobird View Post
The thing that surprises me is your comment about porpoising. I thought that went away with long wheelbase tags? Not having driven one I have no clue.
It seems that the Magna's with Koni shocks have a known problem with it. Some go to Road King ($$) shocks and are happy. Right now we need new tires and batteries before new shocks!
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft
Charter Good Sam Lifetime Member, FMCA, SKP
RV'ing since 1957, NRA Benefactor Life, towing '14 CR-V
Mr_D is online now   Reply With Quote
Old 04-07-2015, 10:29 PM   #13
Senior Member
 
dons2346's Avatar
 
Country Coach Owners Club
Join Date: Dec 2010
Posts: 4,472
"It seems that the Magna's with Koni shocks have a known problem with it. Some go to Road King ($$) shocks and are happy"

Don't feel like the Lone Ranger. I replaced the original Koni reds with the FSDs, what a mistake. The FSDs felt like the old Konis after 25,000 miles. I spent the bux on the Road Kings and things are much,much better.

Now, I am looking at new Lifeline AGMs to replace mine that are 11 years old. Maybe I'll try for 12
__________________
Don
2002 Country Coach Intrigue
dons2346 is offline   Reply With Quote
Old 04-08-2015, 08:40 AM   #14
Senior Member
 
wa8yxm's Avatar
 
Damon Owners Club
Workhorse Chassis Owner
Join Date: Mar 2009
Posts: 22,787
What I tell folks all the time when it comes to insurance is to listen to 50s era music...Specifically on song...Just the Title SHOP AROUND.
__________________

__________________
Home is where I park it!
wa8yxm is offline   Reply With Quote
Reply

Tags
insurance



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
RV / Motorhome insurance JEFFOH Class A Motorhome Discussions 22 09-28-2015 07:37 PM
Auto Insurance in Canada Djwhitesr Navigation, Routes & Roads 5 08-21-2014 01:49 PM
Private health insurance alternative deefromlv Full-Timers 4 07-11-2014 11:05 AM
Health insurance supplement insurance jacks647 iRV2.com General Discussion 29 04-16-2014 06:18 PM
Full-time insurance or not Cola ny Full-Timers 6 03-30-2014 12:26 PM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 07:20 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.