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04-06-2015, 08:45 PM
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#1
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Saved $1,500 on insurance
Had National General on the Dutch Star, when we got the Magna I paid over $300 for less than two months coverage and that was after I had already paid the Dutch Star premium!
The new policy came in and they wanted about $2,300 for 6 months, no claims, no tickets and good credit rating.
While at the Phoenix Good Sam rally I got a quote from Miller ins. It came in at $600 more but for a full year. I also got a cost reduction for being a college grad and taking a safe driving course. I did go from $500 ded to $1,000 though.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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04-06-2015, 08:50 PM
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#2
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Senior Member
Newmar Owners Club Solo Rvers Club
Join Date: Feb 2014
Location: The Constitution State
Posts: 4,592
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Higher value coach, higher risk to them. Glad you found a reasonable price. My Mom just went thru something similar, she saved $1,000 a year by switching and she has a 2002 car!
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04-06-2015, 09:01 PM
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#3
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Quote:
Originally Posted by bokobird
Higher value coach, higher risk to them. Glad you found a reasonable price. My Mom just went thru something similar, she saved $1,000 a year by switching and she has a 2002 car!
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I'm not complaining about the higher cost, I knew that was coming when going from a $211,000, 12 yr old rig to a $775,000 rig that was 6 yrs old.
I'm rejoicing that I saved so much! That's just about what we owe in income taxes this year. I thought the DW's long term disability wasn't taxable and it is so we didn't have enough withheld.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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04-06-2015, 09:08 PM
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#4
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Senior Member
Newmar Owners Club Solo Rvers Club
Join Date: Feb 2014
Location: The Constitution State
Posts: 4,592
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Good deal then. I wound up staying w/National this year as they still beat everyone else for my coach. I went to Millers' as well for a quote but it was a couple hundred dollars more than National. We'll see what happens next year…
Waiting to hear about your adventures coming once that engine gets done on your coach. The ride in that must be pure heaven.
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04-06-2015, 09:20 PM
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#5
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Senior Member
Winnebago Owners Club Workhorse Chassis Owner
Join Date: Aug 2007
Location: Sonoma County, CA
Posts: 6,401
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I moved all of my insurance from AAA and Good Sams GMAC to Hartford AARP and saved $1200 per year.
__________________
Wayne & Roberta
08 Winnebago Destination 39W Gas UFO Workhorse Chassis......It's really weird being the same age as old people. I thought getting old would take much longer.
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04-07-2015, 04:53 PM
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#6
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Senior Member
Join Date: Feb 2012
Location: Bella Vista, Arkansas
Posts: 5,389
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What type of replacement value or windshield policy does Hartford have?
__________________
Raymond, Dee Dee and Sophie (Yorkie)
2023 Chevrolet 2500HD LT 4X4
2024 Grand Design Reflection 296RDTS
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04-07-2015, 05:07 PM
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#7
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Senior Member
Winnebago Owners Club Workhorse Chassis Owner
Join Date: Aug 2007
Location: Sonoma County, CA
Posts: 6,401
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Quote:
Originally Posted by reubenray
What type of replacement value or windshield policy does Hartford have?
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I insured the MH for stated value, glass has $250 deductible.
__________________
Wayne & Roberta
08 Winnebago Destination 39W Gas UFO Workhorse Chassis......It's really weird being the same age as old people. I thought getting old would take much longer.
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04-07-2015, 05:27 PM
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#8
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Quote:
Originally Posted by bokobird
Good deal then. I wound up staying w/National this year as they still beat everyone else for my coach. I went to Millers' as well for a quote but it was a couple hundred dollars more than National. We'll see what happens next year…
Waiting to hear about your adventures coming once that engine gets done on your coach. The ride in that must be pure heaven.
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Well, no more about the engine, other than it is extremely powerful and fun to drive. The hp/weight ratio is between 70 and 80 #'s per HP. I think the way to drive it is to let the torque do it. I let the RPMS get up to around 2000 and upshifted, the rig gained speed rather rapidly. Probably will leave it in "economy" mode most of the time.
The ride is good but it does porpoise after the dips. It has Koni's all around, FSD's on the rear and the red adjustable's on the front. Need to get the rig home and check the shocks to see what they're set at. Hopefully not all the way to hard, but I've seen others mentioning the same thing with the Koni's on this front axle so it's not just us.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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04-07-2015, 07:24 PM
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#9
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Senior Member
Newmar Owners Club Solo Rvers Club
Join Date: Feb 2014
Location: The Constitution State
Posts: 4,592
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Quote:
Originally Posted by Mr_D
Well, no more about the engine, other than it is extremely powerful and fun to drive. The hp/weight ratio is between 70 and 80 #'s per HP. I think the way to drive it is to let the torque do it. I let the RPMS get up to around 2000 and upshifted, the rig gained speed rather rapidly. Probably will leave it in "economy" mode most of the time.
The ride is good but it does porpoise after the dips. It has Koni's all around, FSD's on the rear and the red adjustable's on the front. Need to get the rig home and check the shocks to see what they're set at. Hopefully not all the way to hard, but I've seen others mentioning the same thing with the Koni's on this front axle so it's not just us.
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The thing that surprises me is your comment about porpoising. I thought that went away with long wheelbase tags? Not having driven one I have no clue.
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04-07-2015, 08:29 PM
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#10
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Senior Member
Join Date: Aug 2001
Location: North America somewhere
Posts: 30,982
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I just switched from Good Sam's National General insurance to Winnegago's Nationwide/Allied insurance; went down from $435 for 6 months to $507 for a full year-same coverage.
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2000 Winnebago Ultimate Freedom USQ40JD , ISC 8.3 Cummins 350, Spartan MM Chassis. USA IN 1SG 11B5MX,Infantry retired;Good Sam Life member,FMCA. " My fellow Americans, ask not what your country can do for you, ask what you can do for your country. John F. Kennedy
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04-07-2015, 08:36 PM
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#11
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Quote:
Originally Posted by Ray,IN
I just switched from Good Sam's National General insurance to Winnegago's Nationwide/Allied insurance; went down from $435 for 6 months to $507 for a full year-same coverage.
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Yep, we also went from National General to Nationwide/Allied. That was where the $1,500 savings came from!
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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04-07-2015, 08:38 PM
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#12
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Quote:
Originally Posted by bokobird
The thing that surprises me is your comment about porpoising. I thought that went away with long wheelbase tags? Not having driven one I have no clue.
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It seems that the Magna's with Koni shocks have a known problem with it. Some go to Road King ($$) shocks and are happy. Right now we need new tires and batteries before new shocks!
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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04-07-2015, 09:29 PM
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#13
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Senior Member
Country Coach Owners Club
Join Date: Dec 2010
Posts: 7,804
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"It seems that the Magna's with Koni shocks have a known problem with it. Some go to Road King ($$) shocks and are happy"
Don't feel like the Lone Ranger. I replaced the original Koni reds with the FSDs, what a mistake. The FSDs felt like the old Konis after 25,000 miles. I spent the bux on the Road Kings and things are much,much better.
Now, I am looking at new Lifeline AGMs to replace mine that are 11 years old. Maybe I'll try for 12
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Don
2002 Country Coach Intrigue
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04-08-2015, 07:40 AM
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#14
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Senior Member
Damon Owners Club Workhorse Chassis Owner
Join Date: Mar 2009
Posts: 24,024
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What I tell folks all the time when it comes to insurance is to listen to 50s era music...Specifically on song...Just the Title SHOP AROUND.
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Home is where I park it!
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