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Old 06-16-2010, 07:17 PM   #1
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State Farm Roadside Assistance?

I currently have State Farm insurance for my motorhome. They offer roadside assistance for an additional $5 every 6 months or $10 per year. I currently am using Good Sam roadside assistance for my motorhome at $109 per year. About 5 years ago I used Good Sam and was very staified with the result. However, they are much higher than the State Farm option. I was thinking about dropping the Good Sam and going with the State Farm option. Is that a good idea or should I stay with Good Sam. Good Sam specialises in RV whereas I am not sure about State Farm regarding an RV. Anyone have any experience with the State Farm roadside assistance regarding their RV? Thanks .............

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Old 06-16-2010, 09:11 PM   #2
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Why not just call State Farm and ask what would happen if you needed assistance with your rig?

Steve and Karen Fischer
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Old 06-16-2010, 09:17 PM   #3
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With Good Sam's you call them and they will find someone to help you, usually will call them for you, and pay them direct. With State Farm you call someone to help, pay them, then submit invoice to your agent for reimbursement. If you think you can find someone with the proper equipment where ever you are when you break down State Farm is good.
Jim & Sandy
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Old 06-17-2010, 05:44 AM   #4
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Better stay with the pro's. I have tow insurance with my auto company, but they admit they would not know how to handle a motor home. So I carry Coach Net for the RV.
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Old 06-17-2010, 04:36 PM   #5
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I just retired after more than 30 years with the State Farm auto claim department. I have all my insurance with State Farm, except my emergency road service.
Jay & Peggy Monroe with Dolly
Can't take it with you - don't plan on leaving any behind
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Old 06-17-2010, 04:53 PM   #6
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Give youself some piece of mind and save yourself alot of aggravation and go with Coach.net. They are worth every penny they charge for their service.
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Old 06-17-2010, 05:10 PM   #7
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Yep, Coach Net.
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Old 06-17-2010, 05:18 PM   #8
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+1 on Coach Net
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Old 06-17-2010, 10:24 PM   #9
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Blew a tire on my 5er in TX a few years ago. Pulled into a rest area and called Allstate road assistance. They did not even know what an RV was tho had RV coverage. changed to Good Sam on the spot. About year and half ago blew a turbo in Western Virginia right at dusk on Sunday evening. Called GS and they sent out a large enough tow truck to move me to a Walmart park lot for the night. next morning came out with a tow truck and a semi tractor and moved truck to repair shop and 5er to CG. Advise that stay with the professionals. extra savings may not turn out to be savings.
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Old 06-18-2010, 12:56 AM   #10
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Last year got the MH stuck up to the axles in an RV park in Rexburg, ID. At that time I had my insurance with Progressive and had roadside service on the car and MH. When I gave them my location they said they would not cover if the vehicle was more than 100 feet or maybe it was yards, off of a government (city, county, state) maintained road. WHAT?

I told them the coverage was on an RV and I was in an RV Park and asked "where do you think RV's go". No coverage. Period. It cost me $369.00 to get the MH pulled out of the mud. 10 days later I changed insurance to GEICO and refused roadside service because their policy was the same. Off the road, no coverage.

I went back to Good Sam. Check any roadside coverage you have and make sure they will come to where you are stuck with a problem. The Good Sam covers the MH, car and motorcycle.
Bob Hatch
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Old 06-18-2010, 03:29 PM   #11
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From the replies, it sounds like I am better with Good Sam and not using the State Farm roadside assistance. I may check out Coachnet.
Thanks ..............
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Old 06-18-2010, 05:48 PM   #12
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Speakin' of up the axles, our '92 Brave at Stateline Beach at Flaming Gorge Reservoir some years ago---
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--at the time I had Allstate motor club. My problem with them, was their stupid limits. In this case they had a mileage limit. This beach was 55 miles from the closest tow truck. They covered 20 miles, 10 each way. That meant I had to pay for 90 miles, and getting pulled out still cost me $165.00...

The real kicker was, I found out afterwards that there was an old guy at the marina with a tractor that did nothing all week but pull boats & RV's out of the sand--- at $40 a pop...

I never renewed the motor club after that...
2000 40' Tiffin Allegro Bus \ 2003 Chaparral 260 SSI
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Old 06-19-2010, 04:16 PM   #13
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I don't know if this will help make a decision or not:
2000 Winnebago Ultimate Freedom USQ40JD, ISC 8.3 Cummins 350, Spartan MM Chassis. USA 1SG, retired;PPA,Good Sam Life member."We the people are the rightful masters of both the Congress and the Courts - not to overthrow the Constitution but to overthrow men who pervert theConstitution. "Abraham Lincoln"
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Old 06-19-2010, 07:23 PM   #14
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Originally Posted by Ray,IN View Post
I don't know if this will help make a decision or not:
Thanks for the post Ray...just confirms my own thoughts on Allstate. Was with them for YEARS, as my whole family was. When they dropped Florida home owners insurance to their 'lifetime customers', we ALL dropped all of their 'services'. I do not even shop at Sears anymore...every purchase, with the exception of a washer, I've had to take back at least once. Remember the battery fiasco (of which I was a victim)?...the last straw.

There are MORE deserving companies out there with policies that better suit comsumer needs, IMHO. Now if only Good Sam would quit sending sooo much e-trash! Bob

Jan and Bob

RIP 'Squeaky'
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