Originally Posted by Statcman4414
I firmly believe that I was happier back before I had all the debt. We don't have as much as some, but I am sure more than others. I enjoy the nicer things when I get to use them, .
I figured it out. Debt is a boat anchor. Debt means you absolutely MUST keep working (and paying taxes
I used to think that I wanted, or needed everything. Big house, motorcycle, new cars, furniture in every room - but all it did was add pressure to keep up the payments.
Over the last few years, I made some major changes.
1) I learned how to make more money in less hours by 1000x
2) I sold everything that had payments - that would be two cars + 1 motorcycle
3) I bought a base model car with cash that only cost $15,000.
4) I paid off all credit cards
5) Now we are in the process of selling, donating, removing, throwing away anything and everything I haven't touched in a year.
6) Next, I'll put the house on the market.
What I figured out was that once all of the debt was cleared up, the pressure to "make money" and "work hard" went away. I had the freedom to work if I wanted, not work if I didn't want to. Now that being said, I do still have to work, but I could 100% do absolutely nothing for 30 days (mini retirement) and be just fine. I might could do nothing for 90 days and be ok.
My oldest brother on the other hand, can't even take a day off. He works 16 hours a day, through the weekends, is up to his neck with bills (in a house much larger than he and his wife need), and sometimes I wonder - when is all that stress going to physically harm him.
So here's my outlook - Travel a bit, and don't be afraid to rent. If you want to spend a day motorcycling, rent one for a day. Jetskis? Rent one. Boating? Rent one. And whatever you do, spend time with your family (well if you like them, some people don't like their families - just saying)