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Old 04-03-2014, 08:33 AM   #15
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Originally Posted by Statcman4414 View Post
I firmly believe that I was happier back before I had all the debt. We don't have as much as some, but I am sure more than others. I enjoy the nicer things when I get to use them, .
I figured it out. Debt is a boat anchor. Debt means you absolutely MUST keep working (and paying taxes )

I used to think that I wanted, or needed everything. Big house, motorcycle, new cars, furniture in every room - but all it did was add pressure to keep up the payments.

Over the last few years, I made some major changes.

1) I learned how to make more money in less hours by 1000x
2) I sold everything that had payments - that would be two cars + 1 motorcycle
3) I bought a base model car with cash that only cost $15,000.
4) I paid off all credit cards
5) Now we are in the process of selling, donating, removing, throwing away anything and everything I haven't touched in a year.
6) Next, I'll put the house on the market.

What I figured out was that once all of the debt was cleared up, the pressure to "make money" and "work hard" went away. I had the freedom to work if I wanted, not work if I didn't want to. Now that being said, I do still have to work, but I could 100% do absolutely nothing for 30 days (mini retirement) and be just fine. I might could do nothing for 90 days and be ok.

My oldest brother on the other hand, can't even take a day off. He works 16 hours a day, through the weekends, is up to his neck with bills (in a house much larger than he and his wife need), and sometimes I wonder - when is all that stress going to physically harm him.

So here's my outlook - Travel a bit, and don't be afraid to rent. If you want to spend a day motorcycling, rent one for a day. Jetskis? Rent one. Boating? Rent one. And whatever you do, spend time with your family (well if you like them, some people don't like their families - just saying)

RVM#78 - -USAF- F-15 Eagle Radar Vet
2005 Fleetwood Revolution
'12 Chevy 2500HD
'15 Airstream International Signature 27FB
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Old 04-03-2014, 08:47 AM   #16
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[QUOTE="aauummm;1994249"] LOL Go Cyclones!![/QUOTEs

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Old 04-15-2014, 10:30 PM   #17
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I gave notice at my job today. I took on another job that is not suppose to be over 40 hours and i get paid hourly which is completely awesome. That means if overtime ends up being needed it will at least accelerate my get out of debt plan, and in the mean time will allow me more time with my family.

Lost my company car so, i am going to go buy something cheap and pay cash for it and wait on the newer rv. We will keep our current one for now and just keep enjoying it for short trips and look at a little bit newer one after a year or so when we are closer to our plan of me going to the project job type work and after we sell our house. Thanks everyone for such great advice!

1988 Fleetwood Bounder on John Deere Chassis
Newburgh, IN
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