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Old 04-03-2018, 12:42 PM   #1
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Insurance in NC

Help please

We were recently notified by Allied Insurance they will not write anything over 30 feet so we are being cancelled soon.

Becky just called Liberty Mutual, who we have our cars with, and NC is the only state they will not write in.

Any suggestions from anyone living in NC are appreciated.

Bob
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Old 04-03-2018, 01:38 PM   #2
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Try Progressive or Geico. We have USAA and they don’t insure Motorhomes, so they steered us to Progressive.
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Old 04-03-2018, 01:54 PM   #3
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We were in the same boat, being NC RVers. Our home and auto insurance is also with Liberty Mutual and we had the same problem when we tried to get insurance for our '17 Winnie View.
Went with Progressive for a very reasonable price and extra coverage we could not get with some other companies.

So far so good. Haven't had to use them yet and hopefully won't, but for the coverage and cost, they are hard to beat.
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Old 04-03-2018, 02:05 PM   #4
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I'm in WA state, all my ins is through The Hartford. My MH is 45' long and I'm 71
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Old 04-03-2018, 02:46 PM   #5
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Progressive

I'm no longer in NC but 3 years ago when I lived there, I insured my car and RV (35 FT) with Progressive. I've been very satisfied. I handle everything online which is helpful when traveling.
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Old 04-03-2018, 03:28 PM   #6
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Iím not in NC. I am in SD. I had Allied a division of Nationwide for several years. Just switched to Geico and as the commercial says I saved a ton by switching.
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Old 04-03-2018, 03:39 PM   #7
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Quote:
Originally Posted by seeinsilver View Post
I'm no longer in NC but 3 years ago when I lived there, I insured my car and RV (35 FT) with Progressive. I've been very satisfied. I handle everything online which is helpful when traveling.
Same here. When in NC we used Progressive. Had a claim with no issues. Should have looked harder when moving to the Northeast because we don't like the company we are with now.
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Old 04-04-2018, 09:56 AM   #8
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Thanks for all the info.

We ended up going with Progressive who seems to be the company of choice right now.

Rate about the same as Allied last year.
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Old 04-05-2018, 06:01 PM   #9
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We changed to National General. Rates are cheaper than Allied.
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Old 05-22-2018, 02:47 PM   #10
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Insurance Shopping

National General is not writing RV insurance as soon as mine comes up for renewal.
I have learned so far:
1. In the reviews Progressive has the most complaints. For example, after a few months they doubled the premium for no reason & $50 cancellation fee if you cancel.
2. Some of the places I contacted for Progressive were not adding enough coverage for some items. Make sure you are comparing apples to apples.
3. If you go with Progressive for towing, it only covers the RV. The best I have seen is Roadside Rescue thru FMCA. Went to their seminar in Perry and was very impressed. They cover all vehicles. $69/year.
4. My agent is checking with Erie. He is the one that caught the problem of less liability insurance on the RV than on my cars.
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Old 05-22-2018, 02:50 PM   #11
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as an agent in NC, and a Palazzo owner, I was also mystified as to why Safeco/LibertyMutual does not write 'motorized' RVs in this state... but, it is what it is.
I had to place my own motorhome insurance with Progressive.
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Old 05-22-2018, 03:00 PM   #12
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Quote:
Originally Posted by 1killowatt View Post
National General is not writing RV insurance as soon as mine comes up for renewal.
I have learned so far:
1. In the reviews Progressive has the most complaints. For example, after a few months they doubled the premium for no reason & $50 cancellation fee if you cancel.
2. Some of the places I contacted for Progressive were not adding enough coverage for some items. Make sure you are comparing apples to apples.
3. If you go with Progressive for towing, it only covers the RV. The best I have seen is Roadside Rescue thru FMCA. Went to their seminar in Perry and was very impressed. They cover all vehicles. $69/year.
4. My agent is checking with Erie. He is the one that caught the problem of less liability insurance on the RV than on my cars.
1Killowatt
National General has not notified me that they are not covering MH's in NC, yet. I come up for renewal in August.
Please let us know what you find out with Erie. We may start looking to change anyway, since they just denied us a claim on our roof damage due to high wind.
Thanks
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Old 05-28-2018, 03:52 AM   #13
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Quote:
Originally Posted by bsirby View Post
National General has not notified me that they are not covering MH's in NC, yet. I come up for renewal in August.
Please let us know what you find out with Erie. We may start looking to change anyway, since they just denied us a claim on our roof damage due to high wind.
Thanks
Call Mark Cronk at Glenn Lewis Insurance. He wrote ours thru Progressive.
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Old 05-29-2018, 01:23 PM   #14
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I have Progressive and have no complaints. I have had it almost 3 years and never experienced any of the problems mentioned. I have what I consider good coverage with a $500.00 deductible. I have total cost replacement and personal belongings coverage. I pay under $700.00 a year. I am 65 and the motorhome is 38 foot 2016.
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