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Old 08-22-2019, 02:56 PM   #1
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First trip using the TSD fuel card

We just got back and this is the result of using the TSD card; I pumped $1258.64 pump price and we were charged $827.41 for a savings of $431.44. One thing we did do was my wife opened a checking account in her name (we bank with USAA) and that's the account we allow them to debit. After fueling we just transfer the amount to her checking account. It takes them 2 to 4 days to do the debit. BTW, the best savings are at Love's.


Now I know there will be negative comments about this card but I just can't imagine why. At first, I was doing a comparison between this card and Gas Buddy but soon stopped - there just wasn't any comparison, not even close. Truckers don't get upset seeing an RV at the diesel pumps and even if some do, that's just too bad. My son is a trucker and he said he could care less if an RV'er is fueling at a truck stop.



That's my experience, YMMV.
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Old 08-22-2019, 04:15 PM   #2
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So you got a 34% discount for using a debit fuel card? Never heard of such a thing. Can You explain how this works?
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Old 08-22-2019, 04:38 PM   #3
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Quote:
Originally Posted by darjacob View Post
.....Truckers don't get upset seeing an RV at the diesel pumps and even if some do, that's just too bad .....
I agree. Most comments are a complement about our setup or asking about our fuel mileage or if any special licensing is required. The biggest issues most drivers have at the pumps these days is the driver who sits at the pump trying to run out the 30 minute break clock on his ELD. The driver does not want to move the truck because the GPS in the ELD detects the movement and then he has to log the time as on-duty and take his mandatory 30 min break at some other point in his work day. I got stuck behind one of these guys back in May.
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Old 08-22-2019, 04:48 PM   #4
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Here's the info...

https://www.rvtdc.com/product/tsd-lo...-fuel-program/
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Old 08-22-2019, 06:46 PM   #5
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From what I’ve seen most of the savings is at Loves. Of course they can give you a 40 cent discount when they charge 50 cents more than most. Just bought diesel for $2.19 while Loves wanted $2.69.
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Old 08-22-2019, 06:59 PM   #6
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Darjacob

The numbers you provide are impressive. However, please clarify if the prices you were quoting in your total cost were the total listed / posted / sign prices for cash diesel, versus credit diesel at the truck lanes. if you were showing the difference from credit diesel at Loves, then while that is a nice reduction and if you are going to patronize Loves regardless, then you have made a very wise decision.

The problem, as JH points out, is that often Loves cash price is 30-40 cents more than diesel is priced at non truck stop locations and 40-50 cents higher than credit card prices at non-truck stop locations.

Now, my mother always used to say "Dont look a gift horse in the mouth" () and anytime I can save $400 on $1200 of fuel, then I am going to pay attention. You say you compared to GasBuddy, but were you comparing non-truck stop diesel prices with diesel pumps to diesel at Loves truck pumps? Please clarify.

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Old 08-23-2019, 05:32 AM   #7
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You know I'm not trying to sell anything to anyone on this. I'm just providing you with real world experience. I will tell you that the Love's cash price on the last fuel stop I made was 2.98 and 3.03 credit. As soon as I swiped the card, the price went to 2.98. I pumped the fuel and within 5 minutes looked at the transaction on the app and I was charged 2.31. Gas buddy showed the lowest price to be 2.69. You can do what you want with this information. I'm done.
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Old 08-23-2019, 05:48 AM   #8
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Originally Posted by darjacob View Post
You know I'm not trying to sell anything to anyone on this. I'm just providing you with real world experience. I will tell you that the Love's cash price on the last fuel stop I made was 2.98 and 3.03 credit. As soon as I swiped the card, the price went to 2.98. I pumped the fuel and within 5 minutes looked at the transaction on the app and I was charged 2.31. Gas buddy showed the lowest price to be 2.69. You can do what you want with this information. I'm done.
Thanks for your experience and information ! We got the TSD Fuel Card a couple of weeks ago and like you we set up a separate dedicated checking account but haven't been traveling so no usage yet. Reports like this are much appreciated ! Totally understand you being " done " .
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Old 08-23-2019, 05:50 AM   #9
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I think your information was great, and thank you. I am one that will not run 2 miles out of my way to a station that I won't fit into without unhooking to save a dime on fuel. If it closer and cheaper fine, but I see an advantage to the card. I also won't spend the evening before Google Earthing stations to see if I fit, I am not the detailed, get fuel when needed and go.
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Old 08-23-2019, 06:36 AM   #10
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Thanks. You provided the information I was looking for. I see a good return for the investment of your time. I do a lot of travel in the South and the SouthWest, areas of cheaper land (historically) and more of it and those areas tend to have many BIG truck fuel chains. They are plentiful and easy to get into. In the past couple of years, I have spent a lot of time in the summer in New England and upper east coast, and there I have found many fewer big truck stops. They are there, but not with the proliferation that one finds them south and southwest. When you do find them, often they are one predominant brand. And they all play the game of setting very high prices compared to the little operations, and then giving truck companies huge discounts for their business. In those areas, paying with a conventional cedit card makes no sense for the independent (us motorcoach drivers tend to get screwed). Sometimes there are huge regional differences. For example, last summer/fall, in RI, MA, NY, CTs etc. most of what we found on the roads we traveled were TAs. TAs are not as common as Loves down in my neck of the woods. So, the availability of fuel from a specific dealer is variable.

Conversely, this year in Wisconsin, Upper Peninsula and Michigan, we have encountered many more little stations like Krist-Food Shops which are car oriented places, and tend to have very good prices. However, most of them also have a large separate area with maybe 4 diesel pumps behind the car section that are easy to get into, have high flow truck nozzles, and have very good prices for diesel. We found several other small operators in NY and PA which also have great prices compared to truck stops, and a regular credit card will you get the car diesel prices and some of them are back to the "we will pump it for you" concept of the 50s, and 60s (and probably before).

I will not pay 50 cents more a gallon for 120 gallons of diesel unless I desperately need it. I am just not built that way. Some others have no problem with that, but I am just not that kind of person. You waste your money anyway you want to... that's fine. Not me. Now, I can easily set up another checking account and move money into it and out of it easily, and I am going to seriously consider the advantages of this TSD type card as another "tool" in my conservative financial tool kit and I appreciate the real world information. I am trying to provide the same thing.... real world experience. One tool that I have that is not available to everyone is that I still have my 5% PenFed card which provides me 5% additionally off any pay at the pump fuel discount, along now with a Sams Plus card that does exactly the same with a limit on the amount of discount money they will give you back ($1,000 or $10,000??)) and that changes the decisions also.

Thanks Darjacob for the real data !!! Interesting

Gary
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Old 08-23-2019, 03:01 PM   #11
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Quote:
Originally Posted by darjacob View Post
We just got back and this is the result of using the TSD card; I pumped $1258.64 pump price and we were charged $827.41 for a savings of $431.44. One thing we did do was my wife opened a checking account in her name (we bank with USAA) and that's the account we allow them to debit. After fueling we just transfer the amount to her checking account. It takes them 2 to 4 days to do the debit. BTW, the best savings are at Love's.


Now I know there will be negative comments about this card but I just can't imagine why. At first, I was doing a comparison between this card and Gas Buddy but soon stopped - there just wasn't any comparison, not even close. Truckers don't get upset seeing an RV at the diesel pumps and even if some do, that's just too bad. My son is a trucker and he said he could care less if an RV'er is fueling at a truck stop.



That's my experience, YMMV.

I do not like to throw money away, but I don't mind paying a little extra for fuel at truck stops. The convenience of pay at the pump and knowing I can get easily in and out with my big rig is worth it to me. Unless I am familiar with a station, I stay away from any station that does not have truck pumps. It gets too crowded and tight trying to maneuver a 65'+ big rig than can't back up. That hassle is just not worth it to me. I have had my TSD card for a couple of weeks now. My experience has been the same as Darjacob. I have only used the card at Love's so far and the discount has been averaging around 40 cents per gallon. The other advantage is convenience of paying. I use the Love's app on my phone to pay with my EFS card. I don't even have to get the card out of my wallet. I have not had any problem finding a Love's on my routes so far. The TA discount is almost as good as the Love's discount, so TA is my second choice. I also have a 5% cash back Penfed and Sams Club credit cards that I normally use for fuel. I have been looking at prices along my routes so far and the TSD discount at Love's has been much better than what I could get anywhere else with my 5% credit cards. My 5% credit cards are my third option. I now have 3 options now to save on fuel. You can never have too many options. My experience with the TSD card is limited, but so far I highly recommend the TSD card.
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Old 08-23-2019, 05:06 PM   #12
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Originally Posted by darjacob View Post
We just got back and this is the result of using the TSD card; I pumped $1258.64 pump price and we were charged $827.41 for a savings of $431.44. One thing we did do was my wife opened a checking account in her name (we bank with USAA) and that's the account we allow them to debit. After fueling we just transfer the amount to her checking account. It takes them 2 to 4 days to do the debit. BTW, the best savings are at Love's.


Now I know there will be negative comments about this card but I just can't imagine why. At first, I was doing a comparison between this card and Gas Buddy but soon stopped - there just wasn't any comparison, not even close. Truckers don't get upset seeing an RV at the diesel pumps and even if some do, that's just too bad. My son is a trucker and he said he could care less if an RV'er is fueling at a truck stop.



That's my experience, YMMV.

I haven't used my card yet. However, in my area TA prices beat loves to death. Where did you travel?
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Old 08-23-2019, 05:17 PM   #13
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Thank you! We just returned from a $1500 trip this summer and some savings would have been fantastic. I've applied for the card so we'll see what happens as we head for Tucson this winter.

Thank you for the information.

John and Gay
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Old 08-23-2019, 05:18 PM   #14
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Quote:
Originally Posted by darjacob View Post
We just got back and this is the result of using the TSD card; I pumped $1258.64 pump price and we were charged $827.41 for a savings of $431.44. One thing we did do was my wife opened a checking account in her name (we bank with USAA) and that's the account we allow them to debit. After fueling we just transfer the amount to her checking account. It takes them 2 to 4 days to do the debit. BTW, the best savings are at Love's.


Now I know there will be negative comments about this card but I just can't imagine why. At first, I was doing a comparison between this card and Gas Buddy but soon stopped - there just wasn't any comparison, not even close. Truckers don't get upset seeing an RV at the diesel pumps and even if some do, that's just too bad. My son is a trucker and he said he could care less if an RV'er is fueling at a truck stop.



That's my experience, YMMV.
How many gallons did you put in your Anthem??
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