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06-12-2019, 11:24 AM
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#1
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Senior Member
Entegra Owners Club
Join Date: Apr 2007
Location: SW FL
Posts: 31,622
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FMCA Progressive just got me for $700 too.
Get ready for more insurance increases. Progressive just raised my rates $700 still blaming hurricanes and now the CA fires for the increase. I can just hear them next year when all the flood damage along the Arkansas River is claimed.
I will be shopping again and probably become self insured on the full replacement cost. The new quote is $3,700. I know those in Kansas get it for $1,200. through Farm Bureau, but I don't live in Kansas and Farm Bureau does not insure in FL
__________________
Chuck in SW FL
Digital 2021 Cornerstone "B"
A "Digital" 2019 Cornerstone "B" Traded
A "Classic" 2014 Anthem 42 RBQ---Sold
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06-12-2019, 12:47 PM
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#2
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Senior Member
Fleetwood Owners Club Freightliner Owners Club
Join Date: Nov 2010
Location: Texas
Posts: 4,283
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Got tired of the rate increases and switching yearly to try to keep costs down.
I now keep a large emergency fund. Dropped all comp and collusion. Saving 1-2 grand a year. Should have done this many years ago. Would have saved up 30-50 grand by now. 1 minor claim in 25 years.
__________________
Full Timers.
2015 Fleetwood Discovery 40E on a Freightliner XCS chassis with a Cummins ISL9 pulling 1 and/or 2 motorcycles, '07 Honda Accord OR a 17' Runabout Boat.
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06-12-2019, 12:55 PM
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#3
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Member
Entegra Owners Club Spartan Chassis
Join Date: Aug 2015
Posts: 49
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Progressive raised ours $700 too. Oregon is where we base.
__________________
Mike and Angie
2015 Cornerstone 45K
2018 Lincoln MKX
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06-12-2019, 01:06 PM
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#4
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Senior Member
Entegra Owners Club
Join Date: Apr 2007
Location: SW FL
Posts: 31,622
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Quote:
Originally Posted by passman
Progressive raised ours $700 too. Oregon is where we base.
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Starting to sound like a flat fee for luxury MH from Progressive.
__________________
Chuck in SW FL
Digital 2021 Cornerstone "B"
A "Digital" 2019 Cornerstone "B" Traded
A "Classic" 2014 Anthem 42 RBQ---Sold
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06-12-2019, 02:44 PM
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#5
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Senior Member
Join Date: May 2016
Location: Highland NY
Posts: 3,905
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Quote:
Originally Posted by brobox
Get ready for more insurance increases. Progressive just raised my rates $700 still blaming hurricanes and now the CA fires for the increase. I can just hear them next year when all the flood damage along the Arkansas River is claimed.
I will be shopping again and probably become self insured on the full replacement cost. The new quote is $3,700. I know those in Kansas get it for $1,200. through Farm Bureau, but I don't live in Kansas and Farm Bureau does not insure in FL
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I'm in NY paying 3900 with replacement insurance
__________________
Bruce, Lisa and the pups, Charlie, Opie and Rebel
2021 Cornerstone Y Azure
2018 Anthem, Victory Blue Sold, 2019 Ram Laramie 1500
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06-12-2019, 08:24 PM
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#6
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Senior Member
Entegra Owners Club Spartan Chassis
Join Date: Aug 2015
Posts: 467
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Took me a while to recover from the shock of the insurance bill from Progressive and my mind refuses to surface that particular memory. I see that again in January. What I did learn is Progressive has a feature when you coach is off the road for extended periods, you can suspend driving related coverages leaving other parts intact. Enough savings to make it worthwhile.
__________________
Tom and Jodie
2017 Entegra Cornerstone 44B
2013 Jeep Wrangler Unlimited
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06-16-2019, 02:37 PM
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#7
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Member
Entegra Owners Club
Join Date: Oct 2006
Location: Seabrook, Texas
Posts: 88
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You might want to take a look at the Hartford, thru AARP. My 2018 Anthem is around $1500/year with full coverage and increased high limits. Deductible is $1000 and the policy includes towing. We have a Texas policy, but found the rates about the same for Florida and Texas.
__________________
Bill
2018 Entegra Anthem 42DEQ
Jeep JL Rubicon, FMCA: F381486
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06-16-2019, 03:13 PM
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#8
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Senior Member
Entegra Owners Club
Join Date: Apr 2007
Location: SW FL
Posts: 31,622
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Quote:
Originally Posted by zcaptain
You might want to take a look at the Hartford, thru AARP. My 2018 Anthem is around $1500/year with full coverage and increased high limits. Deductible is $1000 and the policy includes towing. We have a Texas policy, but found the rates about the same for Florida and Texas.
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I will call them again, it's been a couple of years but the last time they were not insuring in my Zip code, but that changes all the time. Thanks.
NIRVC was kind enough to see this post and reach out to their agent to see if they could help. Every time I turn around I am still impressed about the extra mile NIRVC goes. It's been over a year since my purchase and they are still there from reading posts on the forum.
__________________
Chuck in SW FL
Digital 2021 Cornerstone "B"
A "Digital" 2019 Cornerstone "B" Traded
A "Classic" 2014 Anthem 42 RBQ---Sold
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06-16-2019, 03:18 PM
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#9
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Quote:
Originally Posted by zcaptain
You might want to take a look at the Hartford, thru AARP. My 2018 Anthem is around $1500/year with full coverage and increased high limits. Deductible is $1000 and the policy includes towing. We have a Texas policy, but found the rates about the same for Florida and Texas.
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Have you been able to get any real info on the towing ins? So far I've not found a thing so I keep my CoachNet!
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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06-16-2019, 03:35 PM
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#10
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Senior Member
Entegra Owners Club
Join Date: Apr 2007
Location: SW FL
Posts: 31,622
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Quote:
Originally Posted by Mr_D
Have you been able to get any real info on the towing ins? So far I've not found a thing so I keep my CoachNet!
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I keep Coach Net no matter what. They have a tech support line and are RV knowledgeable. I used my insurance company roadside assistance on my first MH. Called Good Sam's as soon as I got home. I found out why their Roadside assistance was included. It was worth just what I paid for it.
__________________
Chuck in SW FL
Digital 2021 Cornerstone "B"
A "Digital" 2019 Cornerstone "B" Traded
A "Classic" 2014 Anthem 42 RBQ---Sold
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06-16-2019, 03:37 PM
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#11
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Member
Entegra Owners Club
Join Date: Oct 2006
Location: Seabrook, Texas
Posts: 88
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Quote:
Originally Posted by Mr_D
Have you been able to get any real info on the towing ins? So far I've not found a thing so I keep my CoachNet!
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I haven't looked into the towing benefit with Hartford because I also have Coach Net. But, because its a part of the policy makes me feel they have tailored the policy to RV. The auto agents can't write the RV policies so ask for the group that handles the RV insurance
__________________
Bill
2018 Entegra Anthem 42DEQ
Jeep JL Rubicon, FMCA: F381486
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06-16-2019, 04:41 PM
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#12
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Senior Member
Join Date: Dec 2014
Location: Cen Il.
Posts: 710
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Progressive raised mine $700. Been playing the game for last several years. Went back to Auto Owners.
I was able to reduce my premium by lowering my acv to a realistic amount. It had been left at the purchase price since new and they weren’t about to pay that much if I total it.
__________________
2014 Fleetwood Providence 42p
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06-16-2019, 05:06 PM
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#13
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Senior Member
Join Date: Nov 2013
Location: Elko, Nv
Posts: 2,427
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Progressive raised our auto rates so i called them and in 20 min it was reduced by $1200 for the year. I told them to figure it out or i am going shopping.
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06-17-2019, 10:34 AM
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#14
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Senior Member
Join Date: Oct 2012
Location: Louisiana
Posts: 11,531
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You know..... I just HATE insurance companies.... Do you all remember the days when you were insured with Allstate or State Farm and you had your car/cars, house and everything insured with them and you stayed with them year after year after year after year.... with modest or no increases in premium unless you had an at-fault accident or added a kid to the policy ???????????????
Well, those days are sure as hell gone.
Changed to Progressive to insure my house last year. My house is big and costs a lot of money (a fact and hope not viewed as bragging). I have a mortgage and got a letter that my escrow fund would be depleted this next year. Started looking into it and discovered that they increased the value of my house by 5%, and they increased my premium by 35% for the same coverage next year...... 35%?!!?????? No claims, no additions, no nothing..... nothing. But a 35% increase.
I have my agent shopping my insurance again now and hope that this is some kind of mistake or there is another company that isn't going to try to rip me off as extensively as Progressive is trying, but REALLY PEOPLE..... are these guys smokin' the weed? My assumption is that most of them hope that all of us are too stupid/busy to look at our annual premiums and compare them to last year. AMAZING!!
Gary
__________________
Gary and Dee, Zowie and Bowie (traveling cat sibs)
2019 Cornerstone 45B, X15-605hp, Imperial, Spartan K3,
2013 Honda CR-V toad, Demco Excali-Bar II,
Demco Baseplate, Demco Toad Light system, 73 de W5FI
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