Originally Posted by wingnut60
You probably won't find it too much lower, depends a lot on the state you are in.
I agree that the prime factor in the premium is the address you claim as a home. The insurance companies pin the risks of hurricane/tornado/earthquakes/floods/traffic/etc on that. I have State Farm coverage on my '99 Sunnybrook 5th-wheel. My HitchHiker remains parked in a CG in FL, so I only need Comprehensive coverage on that in case a hurricane blows through in the Summer.
The Comprehensive only coverage is less that the 'standard' trailer policies since it does not include Collision coverage. I got the best deal on the HitchHiker trailer policy at GMAC from Camping World. Some of the others I priced would not let me get comprehensive only policy.