Go Back   iRV2 Forums > TRAVEL TRAILER, 5th WHEEL & TRUCK CAMPER FORUMS > 5th Wheel Discussion
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
Thread Tools Search this Thread Display Modes
Old 03-31-2010, 02:26 PM   #1
Junior Member
Join Date: Mar 2010
Posts: 1
5th Wheel Insurance Recommendation

I just bought my first RV a 2002 Excel 35RKE that looks like brand new. I'm so excited I could just pop!
I have State Farm for my home, cars etc. State Farm wants $500.00 for replacement coverage which would be approximately 26K
Can anyone recommend another company with lower annual premium?
Thanks so much,

BeachBum is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 03-31-2010, 08:22 PM   #2
Senior Member
wingnut60's Avatar
Join Date: Aug 2004
Location: Burleson, TX
Posts: 2,349
You probably won't find it too much lower, depends a lot on the state you are in. Mine is $566 but the value is $49000 here in TX. I got it from RVAmerica, an agent for AIG, but they sold to 21st Century who was bought by Farmers. So now I am back with the ins co I quit 2 years ago because they wouldn't insure a fifth wheel over 30ft. ????? I think Farm and Home in Iowa is a pretty good place to try, so I hear. Progressive and Geico will also give you a quote.

'05 36TK3 Mobile Suites
'10 F450 new to me
'09 F450 Lariat 4x4--died
wingnut60 is offline   Reply With Quote
Old 04-01-2010, 07:43 AM   #3
South East Texas Area Leaders
MikenAmber's Avatar

Texas Boomers Club
Forest River Owners Club
Ford Super Duty Owner
Join Date: Oct 2007
Location: Houston, Texas
Posts: 961
Beach Bum, Welcome glad to have you join us, we are also with State Farm and our rates are a bit lower. I think you'll find out it's because you are in the Galveston Area that the rate is higher. I understand rates are based on zip codes and the chances for catastrophic losses. We would also like to invite you to join us in one of our rallies and or campouts. You will find our Group, Texas Boomers in the Regional Areas,South Central Area below, a little about us can be found at the link in our signature. Again Welcome to irv2 Glad to have you.
2008 Coachmen 288FKS-2000 F-250 4x4 V-10/
Fur Baby Lilbit and Diesel
Come grow old with me the best is yet to be TEXAS BOOMERS
MikenAmber is offline   Reply With Quote
Old 04-03-2010, 11:52 AM   #4
Junior Member
Join Date: Apr 2010
Posts: 1
I have aaa truck insurance but I live in my trailer so they reccomended Foremost. You might try and get a quoto
poohbear2u is offline   Reply With Quote
Old 07-13-2010, 09:34 PM   #5
Senior Member
Join Date: Apr 2010
Posts: 689
It is Farm and city Insurance Company in Iowa and they represent serveral major insurance companies. Have been with them for serveral years without a problem. Just go on line to contact them.
RVhauler is offline   Reply With Quote
Old 07-14-2010, 10:55 AM   #6
Senior Member
edj's Avatar
Join Date: Jul 2010
Posts: 416
Originally Posted by wingnut60 View Post
You probably won't find it too much lower, depends a lot on the state you are in.
I agree that the prime factor in the premium is the address you claim as a home. The insurance companies pin the risks of hurricane/tornado/earthquakes/floods/traffic/etc on that. I have State Farm coverage on my '99 Sunnybrook 5th-wheel. My HitchHiker remains parked in a CG in FL, so I only need Comprehensive coverage on that in case a hurricane blows through in the Summer. The Comprehensive only coverage is less that the 'standard' trailer policies since it does not include Collision coverage. I got the best deal on the HitchHiker trailer policy at GMAC from Camping World. Some of the others I priced would not let me get comprehensive only policy.

Ed J - Summer->Vestal, NY Winter->Melbourne, FL
1999 Dodge 2500 diesel, 6-spd manual
2007 HitchHiker Discover America 329RSB
edj is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Advice for first 5th wheel Jr66 5th Wheel Discussion 6 11-16-2009 10:41 PM
07 Ragen 30' 5th wheel toyhauler packerfan Toy Haulers Discussion 8 10-28-2009 10:46 PM
Pulling a boat behind a 5th wheel Gumper Trailer Towing and Tow Vehicles Discussion 5 11-25-2006 04:55 AM
Backing up the 5th wheel Retired USSS 5th Wheel Discussion 22 06-05-2006 11:00 AM

» Virginia Campgrounds

Reviews provided by

Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities

Copyright 2002-2015 Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 05:08 AM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.