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Old 10-16-2005, 02:03 PM   #1
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I will be ordering a Sunybrook 5er in a couple of weeks from RV Land of Brandon (Tampa Fl0
What kind of rate should I be looking for for $25000 over 15 years.. They are telling me its 71/2 or sooo My credit should be Excellant....
I wouls like to keep it in the 6% range/////
Thanks

Tom Grogan
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Old 10-16-2005, 02:03 PM   #2
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I will be ordering a Sunybrook 5er in a couple of weeks from RV Land of Brandon (Tampa Fl0
What kind of rate should I be looking for for $25000 over 15 years.. They are telling me its 71/2 or sooo My credit should be Excellant....
I wouls like to keep it in the 6% range/////
Thanks

Tom Grogan
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Old 10-17-2005, 04:16 PM   #3
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For a loan that small, you will probably have to pay extra. If you want 5.8% (what I was quoted), go for a $150,000+ loan
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Old 10-20-2005, 04:52 PM   #4
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I was in my State Farm insurance office and they had a poster for their State Farm Bank advertising RV loans for a low as 4.9%. Might want to check with a nearby State Farm agent who deals with the Bank (not all do) to see what they can do for you.
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Old 10-23-2005, 08:11 PM   #5
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You may also want to look into a home equity line of credit. You pay only on what you use and it would be tax deductable because it is tied to the equity in your home.
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Old 10-24-2005, 08:25 AM   #6
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Thanks for the repley... I dont own a homw so I cant get the Home Eqity loan good odea the..
Talked to Bank of America and there lowest is 6.9% for 25000... Better than the 7.25 that my dealer is quoting .,I am gonnna order my Sunnybrook 30RKFS next week and pick it up feb 1st..... I heard if you tell your dealer that you are shopping around they will come up with a lower rate.

Thanks again

Tom
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Old 10-24-2005, 04:55 PM   #7
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Using the equity in your home to buy a non-essential which only depreciates in value may not be your wisest choice...

As for the tax deduction, most RVs qualify as a 'second home' and the interest is already deductable.
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