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Old 02-01-2013, 03:36 PM   #15
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John, sent you a PM with an email address. Don't know what's up with them.

Clearly if they can't return a phone call they don't care about new business I guess.

I did send them an email and asked if they were still in business and if they wanted people to refer friends to them, and if they did, they need to act like it!

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Old 02-01-2013, 03:43 PM   #16
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I am convinced most insurance companies raise your rates at renewal like clock work. Not so much that you leave but just enough so you scowl at the bill. What it must be like to work in a business where the goal is to keep your customers miserable but not to the point of hating you.

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Old 02-01-2013, 05:17 PM   #17
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I have had the same insurance for over 25 years. Great service. Never screwed me. Always been fair. No surprizes. They are in PA.

If they raised my annual rate by $150, I think I could afford the extra 3 bucks a week. But they wont do that.
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Old 02-02-2013, 01:01 PM   #18
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Yes, $3 a week sounds easy enough, but looking at it another way:

28% sounds like mafia rates to me
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Old 02-02-2013, 01:14 PM   #19
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Originally Posted by JohnBoyToo View Post
Yes, $3 a week sounds easy enough, but looking at it another way:

28% sounds like mafia rates to me
But that means you had a rate of about $550. Wonder what the market rate may be across the insurance industry.
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Old 02-02-2013, 01:39 PM   #20
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Originally Posted by Wizard View Post
Another one to try would be http://www.gilbertrvinsurance.com/, they deal with multiple companies and will shop best rates and deals for you.
Gilbert Ins has been the one we used to get National Interstate. Just got my renewal after two years with them at the same rate. Now they have upped it 12% (over $100 more per year).

Will be shopping around Monday.

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Old 02-03-2013, 06:51 PM   #21
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I have had the best rates on RVs and autos from an independent agent. He is free the shop around and do stuck with one company.

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Old 02-03-2013, 07:02 PM   #22
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I have GMAC on house, 2 cars and Moho and an Umbrella Policy as well. The rates on my vehicles went up almost 9% prior to call GMAC I did some online quotes on my cars only. That quote was 20% more than GMAC for my vehicles and MoHo. I then called GMAC to ask why my rates increased and they explained our State Rates went up and I have no reason to doubt them.
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Old 02-03-2013, 08:57 PM   #23
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How many insurance companies insure rv's? I do not know, but there doesn't seem to be that many. So, maybe it isn't a very profitable line of business.
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Old 02-04-2013, 09:07 AM   #24
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John, if you've ever been in a military service - or if one of your parents is a veteran - then you qualify for USAA. They are rated as the very best in customer service, and I rarely can I beat their net price on any kind of property insurance. (Texas controls the rates on automobile insurance, but USAA then gives a nice refund when you renew - so it's the net price you must compare to other policies.)

I'm one of those old guys with a USAA bumper sticker that says I've been a member for over 50 years. We've had only one bad accident in all those years - darling wife banged up our brand new 2009 Honda Odyssey for $13,000 worth of damage - and USAA was johnny-on-the-spot with a rental car and worked with the body shop to get us back on the road in a hurry.

USAA has separate RV insurance for motor homes, but for towable RVs, you add the trailer to your tow vehicle policy. My 6-month premium for $500 deductable comprehensive insurance on my 2000 Sprinter 250RKS 5er is only $8.69. And that reminds me, I need to add my 2012 Nomad 196S TT.

Grumpy ole man with over 50 years towing experience. Now my heaviest trailer is a 7,000-pound enclosed cargo trailer, RV is a 5,600 pound Skyline Nomad Joey 196S, and my tow vehicle is a 2012 F-150 3.5L EcoBoost SuperCrew.
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