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Old 04-19-2015, 09:48 AM   #1
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RV protection package - Is it worth it

I would like some advice on this topic.

We purchased a used (2013) 5'er and the dealer is offering a protection package for the rig that includes replacement or repair of anything that goes wrong with the rig but the package offered is around $4,000.00 which seems pricey.

Anyone have any recommendations on other protection packages that I can purchase or do you think this is an option we should buy? I know appliances that go bad are expensive to replace but this package is for 5 years and we are just curious we you all think.
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Old 04-19-2015, 10:02 AM   #2
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"replacement or repair of anything that goes wrong" is too broad of a statement. There has to be a lot of exclusions, or exemptions, that would render this coverage very hard to apply.
I believe you would be better off to place the $4k in a separate account and use it for any repairs that come up.
Also, find out the source of the policy (who is responsible to pay for any "anything that goes wrong") and check them out on internet reviews.
Sounds too good to be true...
Joe
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Old 04-19-2015, 10:31 AM   #3
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You can easily look up what the policy covers (and what it excludes) by looking it up online. What's the deductible? Can you use a mobile technician? Remember, if the salesman's lips are moving, . . . .
There are other extended warranty companies out there, look up a few and compare. Ask more questions, never take a salesman's words as gospel. He's making a commission on that policy.
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Old 04-19-2015, 02:34 PM   #4
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Units hardly ever breakdown or need repairs while at home.
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Old 04-19-2015, 08:54 PM   #5
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If you can winterize your unit, install new batteries or change the tires your way ahead already. Be aware that most (maybe not all) exclude structural damages which IMO would be the only reason to even consider a 3rd party warranty as well as "normal wear and tear" and $4000 is steep. If you do need it shop around.
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Old 04-20-2015, 05:57 AM   #6
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I will say from my experience, unless you are willing to spend MONTHS arguing over repairs, that service contract is not worth the paper it is printed on. You would do better putting that money in a savings account to pay for something you want to go with the camper. I believe that warranty repairs are lowest priority, and always require at least 3 months to complete! I spoke about replacing a damaged fender on my unit, and it was a 6 week turnaround! I am putting it on myself in 1/2 hour labor!
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Old 04-20-2015, 09:57 PM   #7
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Thanks for all of your advice and opinions on this. I know Good Sam offers these types of service plans also. We purchased a 2013 Rig used and there is no warranty left on the rig so that is the reason I was inquiring...... Thanks again
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