Let's just say that on an 03 Dodge Ram 3500 with the Cali diesel, 235hp 450lbft torque, it's like night and day with the Banks installed on L6 non towing and L2/3 Towing. After the upgrades I had it dyno'd last week. On L1(stock) at the rear wheels, 245hp 477lbft torque at the rear wheels and 323hp & 601lbft torque, Sweet.

Gotta LUV those upgrades, the Banks IQ is nice, I can't wait until they get some more add ons for it, GPS, Rear View camera. I'm still waiting

Yes, Banks stuff does cost more than the rest but if you get if from one of their authorized dealers you can get a good price on it.
As far as warrenties, that depends on your local dealer, most of them are selling the after market stuff themselves.